What Would You Do If You Were In My Shoes?

tigger2sassy1 · Dec 18, 2009

Just my honest opinion only ok. if something like this is stressing you that badly. Please dont take the job. Or make the move. Not until YOU are sure that is what yyou really want. Hugs tiggertoosassy

NickB · Dec 18, 2009

Start selling everything that you think you can get by without and I mean everything. (Be honest about this decision as most of us don't need nearly as much as we think we do.) Find an apartment or house that is furnished and when you get there, work your tail off. Take as much overtime as you can get or get a second job. Make work your life and use your money to start paying off debt. If you have a lot of stuff to sell, you'll get the money you need to move and moving will cost you way less. If you have a car, sell that and live walking or bus distance from your work. If you can get rid of everything and get a furnished place, you should only need to travel with clothes. Moving will cost you next to nothing. It won't be fun at first, but once you get your debt snowball going, things will get better. Buy yourself a copy of "The Total Money Makeover." It could change your life. Of course I'm saying all of this assuming that you are single and kidless.

By the way, Good Luck!

Katie5 · Dec 18, 2009

Start selling everything that you think you can get by without and I mean everything. (Be honest about this decision as most of us don't need nearly as much as we think we do.) Find an apartment or house that is furnished and when you get there, work your tail off. Take as much overtime as you can get or get a second job. Make work your life and use your money to start paying off debt. If you have a lot of stuff to sell, you'll get the money you need to move and moving will cost you way less. If you have a car, sell that and live walking or bus distance from your work. If you can get rid of everything and get a furnished place, you should only need to travel with clothes. Moving will cost you next to nothing. It won't be fun at first, but once you get your debt snowball going, things will get better. Buy yourself a copy of "The Total Money Makeover." It could change your life. Of course I'm saying all of this assuming that you are single and kidless.
By the way, Good Luck!

In this extremely cold weather, walking to work may not exactly be an option. But i totally agree with you on selling stuff. Sometimes we have entirely way too much stuff. More stuff than we will ever need.Collectors, learned that real fast.

It's like say sometimes, worrying comes with being broke and thinking of all things you should do. "Worry looks around..but faith looks up".

There are always more than one way of looking at situations. Sometimes we cannot go it alone and need others to help us.Have you got family or friends that would be willing to help?Cut down costs as much as you can and if you don't NEED it, sell it. Keep the bare minimum. You will always recuperate later.

I pray everything works out for you.

NewTexasRN · Dec 18, 2009

Thanks guys. I really need your support.

JenRN30, BSN · Dec 18, 2009

I agree with NickB. Love Dave Ramsay! Something to think about, if you can't find a job for another 6 months or more on the east coast, it's that much more money that you're losing. Even if you're taking a pay cut, at least you're working, and I'm assuming COL is lower. The way things are right now, I would just do it. You can always move back after 6 months, 12 months, whatever, but you don't know that you will be able to find a job where you live. Just go, start working, work overtime if you can, deal with the debt while minimizing living expenses, and move back as soon as you can. That's what I would do. I know it's stressful, but working and making money is better than searching for a job with $50K in loans and credit card bills just hanging out. Good luck, I hope it all works out for you!

NewTexasRN · Dec 18, 2009

Yeah, I agree. I guess I just freaked out. I need to have more faith. Thank you for all your support.

JenRN30, BSN · Dec 18, 2009

It's a big move, and sounds like a lot of stress. I'm having to do the same thing, move to a new place for a job. I just figure, it's not forever. Good luck!!

RNnbakes · Dec 18, 2009

Ok, so I just got a job out state. At first I was extremely reluctant to move because all my friends and family reside on the East Coast. I finally took the plunge and decided to make a move. Now, here's the situation. After years of going to school, I am currently in $50, 000 in student loan debt. Also, I have about $1,500 in credit card debt from taking NCLEX review courses, applying for for two state licenses and books for school. Now, when I say that I'm broke and I mean I am broke. This job from out of state is really starting to stress me out. I have to come up $250 just apply for a license, $500 -$700 for rent deposit, and $2000 for moving expenses. Now if you were in my shoes, dead broke! Can you tell where heck I'm supposed to get all this money? Plus I'm taking a pay cut moving down there. I'm really just starting feel as if I want to just turn down the offer. I'm digging myself deeper and deeper into a financial hole and it's making me frustrated. Please give some advice.

I think you should make the move. A job somewhere is better than no job where you are. At least with a job you will have the means to start paying your debt. If I were in your position this is what I would do:

1. Come up with the $250 for the license i.e beg or borrow.

2. Look for shared rooms/apartments on craigslist, preferably that doesnt require a deposit or one that allows month to month lease.

3. Or network with friends and family to see if anyone knows somebody in that new town that would allow you stay with them till you get the first or second paycheck.

4. Pack all essential belongings into the car and drive to the new town. this way no need to come up with $2000 for moving.

5. After 2-3months, look for a better apartment, and move belongings into new town. May not need to move belongings if only staying for 1year.

NewTexasRN, I wish you all the best and dont be too discouraged about the move.

nicurn001 · Dec 18, 2009

While I understand the yahoo ,go for it replies .I think you have to very sure of your reasons for making this move before you decide upon it .

You will be moving away from your support system , to a place which may have different cultural values to yours ( I came from the UK to CA ,even that was a bit of a culture shock ). I think you will find a difference between Texas and New Jersey .

Ask yourself why this employer needs to / is willing to employ an out of State new grad to the post ( maybe there is a reason a local cannot be found ?).

There are many more questions that could be posed , but I'm sure you have already posed them to yourself .

If the need for employment and relief from financial stress , outweighs the stresses this new post will place on you go for it

meluhn · Dec 18, 2009

While I understand the yahoo ,go for it replies .I think you have to very sure of your reasons for making this move before you decide upon it .
You will be moving away from your support system , to a place which may have different cultural values to yours ( I came from the UK to CA ,even that was a bit of a culture shock ). I think you will find a difference between Texas and New Jersey .
Ask yourself why this employer needs to / is willing to employ an out of State new grad to the post ( maybe there is a reason a local cannot be found ?).
There are many more questions that could be posed , but I'm sure you have already posed them to yourself .
If the need for employment and relief from financial stress , outweighs the stresses this new post will place on you go for it

I agree with nicu. Theoretically, it is a great move, but in reality it may be very stressful. You are the only one who can answer the question. If you are the type of person that makes friends easily and you feel you will not be too lonely there, then go for it. Also, you never know what kind of work atmosphere you will be walking into, it could be very supportive or it could be very toxic, and catty, which is the last thing you need when starting out in nursing. The first few years are very hard and you need support.

Another thing to think about is your money situation. You will not be able to pay off your 50K debt in 1 year or even 2. You might make 50K before taxes but it costs money to live too. You will have to stay longer if that is your goal unless you are lucky enough to snag a job at home when you want to come home.

On the other hand, if you are tough and determined to make this work, then it probably will. It could be very exciting and you would definitely learn alot.

Good luck with whatever you decide. Keep us posted.

blaaveispiken · Dec 19, 2009

I would do more research on the facility you will be working at. You could post questions you have about the place here (under "Region" then choose the state you will be working in.

I can't help but wonder about the place that is offering you a position as to why they are not offering you money up front to move. If they haven't offered you money to make the move, why not approach them about it?

Let us know what you decide -- I think it sounds exciting BUT -- only if it is a good place to work! You don't want to end up in a place that you absolutely hate and be away from your current support system.