Ok, so I just got a job out state. At first I was extremely reluctant to move because all my friends and family reside on the East Coast. I finally took the plunge and decided to make a move. Now, here's the situation. After years of going to school, I am currently in $50, 000 in student loan debt. Also, I have about $1,500 in credit card debt from taking NCLEX review courses, applying for for two state licenses and books for school. Now, when I say that I'm broke and I mean I am broke. This job from out of state is really starting to stress me out. I have to come up $250 just apply for a license, $500 -$700 for rent deposit, and $2000 for moving expenses. Now if you were in my shoes, dead broke! Can you tell where heck I'm supposed to get all this money? Plus I'm taking a pay cut moving down there. I'm really just starting feel as if I want to just turn down the offer. I'm digging myself deeper and deeper into a financial hole and it's making me frustrated. Please give some advice.
The OP asked what we would do if we were in her shoes. I believe she wanted other perspectives not just telling her what to do or not to do.
I think that is what all the contributors to this post have been doing , giving there perspective of this situation , and as in my case an insight into this problem , gained by personal experience .
I hope the OP has found this useful , from the OP's responses , I believe they have .
I moved between coutries last December and it can be overwhelming on so many levels.
Do one thing at a time. Small steps are all you need to take, and they eventually add up to finishing tasks that seemed impossible. Make 2 phone calls that you've been putting off- now you don't have to worry about them any more.
All your expenses are tax deductible, so remember you'll get some money back.
I agree with selling your car and living close to work. You may need a good winter coat, but you are saving that much in gas every month. Walking is good for you physically. You'll get to know your surroundings quickly and meet your neighbors. You definitely won't buy as much stuff if you have to carry it all home, just the essentials.
If you have a firm offer on paper most any bank will lend you enough for the move...but do it cheaply anyway. Once you get to your town you want to be able to pay it all down quickly so you have the freedom to move on if you don't like the new place.
When you get to the new town you may hate your new job BUT once you are there you'll get leads on what organizations are better to work for, what units have good staff. Stay 6months and transfr to a different unit. Stay a year and move to a different organization. You aren't pledged to this job for life, just as long as you need it.
Living cheap for a year can be a personal challenge, and a time of growth. You get to know what you're capable of, and you'll feel a sense of confidence that if ever you need to you CAN live on half wages. Someday you'll be ready to quit and go work at McDonald's, if you know you CAN make it on minimum wage for a year it gives you a sense of security instead of panic when everything else is a mess.
While I understand the yahoo ,go for it replies .I think you have to very sure of your reasons for making this move before you decide upon it .
You will be moving away from your support system , to a place which may have different cultural values to yours ( I came from the UK to CA ,even that was a bit of a culture shock ). I think you will find a difference between Texas and New Jersey .
Ask yourself why this employer needs to / is willing to employ an out of State new grad to the post ( maybe there is a reason a local cannot be found ?).
There are many more questions that could be posed , but I'm sure you have already posed them to yourself .
If the need for employment and relief from financial stress , outweighs the stresses this new post will place on you go for it
You make valid points but also consider this, why would OP have to leave the familiar to go to the unknown?
Answer- There probably are no jobs in the familiar.
Why would this employer be willing to employ an out of state new grad? Maybe because her resume stood out amongst the rest plus she indicated she would be willing to relocate.
If your cheese moves, move with it. Don't dwell on what was or what could have been, rather on what is. And the reality is that she is broke and needs a job. But again, I'm not saying rush into something, but no where did I read about her complaining about the job- it was more of the money matters.
Move only what you can comfortably pack in your car and rent a room. If the weather isn't bad, you can even live in your car for however long it takes to get your first paycheck. Showers can be done at work or at the gym (24 Hour Fitness is good for this). You can park your car in the parking lot at work or in a place that doesn't get a lot of traffic. You might think you can't make it in your car but a lot of people live in their cars permanently and will tell you it may not be the Ritz but it can be done.
I added a counterbalance to this thread , because until that point only the posities of a move had been mentione . Having personal experience of moving from the comfort of home ( United Kingdom ), to the USA , I know there are both positives and negatives to the OP's post . If the OP feels willing and able to make this move and feels it could improve their life go for it .
If the move is sucesful the OP could develop a succesful new life in a new location , as I have . But they need to be aware as I was when I first came here , if they fail then life could be a lot more complicated , ie. further in debt , lower in mood , away from support system etc ..
Bottom line all the contributors to this thread can offer advice to the OP , but they alone can balance it with their actual life and decide what is best for them .
Good luck NewTexasRN in whatever your future holds .
where is the family when you need them lol, i mean i was brought up believing that the first people you turn to in the mist of crisis is your own blood--but it sounds like many families either wash their hands away from everything or people are just to proud to ask for a loan--there is no shame to ask someone who knew you since your birth,like i'm blessed with a kind of family that will always reach out to its members when the hardship strucks--and i'm not saying to take advantage of your family but just accept the help and return the favor...or pay back the loan.i really dont imagine turning my back on my family in cause of troubles,and they know it so we always help each other as much as we are able..of course not all families have adequate means but most can afford to help out a little.
Specializes in acute rehab, med surg, LTC, peds, home c.
Move only what you can comfortably pack in your car and rent a room. If the weather isn't bad, you can even live in your car for however long it takes to get your first paycheck. Showers can be done at work or at the gym (24 Hour Fitness is good for this). You can park your car in the parking lot at work or in a place that doesn't get a lot of traffic. You might think you can't make it in your car but a lot of people live in their cars permanently and will tell you it may not be the Ritz but it can be done.
The good thing about Texas is that we have a low cost of living. That's why you'll be paid less. I live inside the loop in Houston, in a 2 bedroom 1000 sq ft apartment in a nice neighborhood and pay $830 a month.
Plus, winter doesn't really exist outside of Dallas or the panhandle, so things like taking the bus are easier than when you live up north. Public transportation can be hit or miss depending on where you live, but you should at least be able to find a bus to take you to work.
When I dropped everything I had and moved across the country, I sold most of my belongings, especially the big stuff. I only took what fit in my car. I was lucky enough to have a friend who let me stay on her couch until I found a place, but you could also look at hotels, search Craigslist (be careful!) or find free couches to sleep on at couchsurfing.org (be careful!). The only piece of "furniture" you really need to start is an air mattress. Once you get settled in, you can find cheap stuff at Goodwill, or even Ikea. Use an apartment locator to help you find good deals; I once paid no deposit and got the first month free when moving. Do be careful in finding your first place; don't jump for the cheapest place you can find.
People who live in their cars would not think so. People who have ever lived in their cars would not think so. If she really wants to move and doesn't have the money, it is an option. However, I would think she could scrape together $900 or $1000 for deposit and first months rent on a room.
Blackheartednurse
1,216 Posts
I'm in very similar situation and will be moving out of state soon,can your family give you loan and help you out?