rkealy , I have in the past been accussed of looking at the world with rose tinted glasses , that is what you are doing , you are looking back to the time before the present insurance / taxation finaced model of healthcare existed , if it had been as good as you envision there would have been no desire in the populace for it to have been replaced .The free market in combination with charitable care was never able to provide care for all who NEEDED healthcare , so people were dying , or bankrupting their families to pay for their healthcare .I do not expect all to have the same amenities in the healthcare they recieve but feel that all who can afford to should be paying into the system to finance healthcare .
We come at this probably from opposite wings of the political spectrum , but lets accept that ALL who can afford to finance their own healthcare ( whether from their own savings or insurance ) should do so , those who have valid reasons for being unable to finance their healthcare should still have access to needed care .
As an aside do you feel the same about all insurance ie. it raises the prices of meeting the cost of covering the liability insured ? , and you don't like paying for the poor decisions / actions of others of others ?.Are you self insured for vehicular risks , damage to your home etc.?.