i work in a very populous state on the east coast. yet when i look up actions taken against nursing licenses, i get a list of about 50 nurses who have had action taken, some of them going back as far as 2003! there are hospitals near here with over 1000 beds -- how many nurses do you think are employed in just one 1000 bed hospital? how many nurses do you think are employed in just one city like new york, dc, baltimore, philadelphia or boston?
when i lived in wisconsin, i'd get a newsletter quarterly with about 20-25 names of nurses with pending disciplinary action. only a few of those nurses had actually lost their licenses. so where is all this hysteria about "loosing" a nursing license coming from?
we have new grads quitting their jobs after mere months because they're afraid they might "loose" their license -- and by the way, the work is too hard, the hours suck and the other nurses are mean to them. now there's a thread about brutal doctors and calling them -- and someone brings up fear that they might lose their license. what's up with all of this? are nursing schools scaring people silly about the idea of losing your license? or is this just an excuse people are grasping to avoid things they'd rather avoid?
Is it normal (or usual) that nurses lose their license over default on their student loans? I'm not receiving student loans, but had no idea that this was even something the state boards looked at until I started looking at the Texas BON site...?
Sadala-yes, in Texas the BON requires that you pay loans back and can discipline you for not doing so. I believe they can also intervene if you aren't paying child support. It has to do with being ethical and responsible, from what I remember from that class in school.
You will not be allowed to receive or renew your license if you default on either - so that's tough if you are a NG without a job. Also the fact that you cannot pay and have defaulted will be available for the public to see - perp walk.
Remember always, student loans are NEVER forgiven. There is no bankruptcy for student loans. They will take it out of your social security...
In reference to defaulting on student loans, I recall reading (sorry, can't recall the source) that it was if your loan was a federal loan. Is this true? I've tried googling my lender and can't answer my question as to whether my Sallie Mae loan counts. I live in Illinois. I don't plan on defaulting, but the knowledge is always good to have.
In reference to defaulting on student loans, I recall reading (sorry, can't recall the source) that it was if your loan was a federal loan. Is this true? I've tried googling my lender and can't answer my question as to whether my Sallie Mae loan counts. I live in Illinois. I don't plan on defaulting, but the knowledge is always good to have.
If you default on a private loan, they cannot attach your nursing license, it will only ruin your credit, but they may sue you, which can lead to wage garnishment- which may cause you to be fired (whther it's legal or not). If you default on a federal loan, all of the above apply, but they also will report you (below), which will prevent you from renewing any professional license, in any state, until and if you bring the loan current, or enter into a repayment plan. You can also jeopardize your license for child support not being paid, and lots of other stuff.
Specializes in Acute Care Cardiac, Education, Prof Practice.
I came through my ADN program in Wisconsin during the same time that the double shift RN administered an epidural IV to a 16 year old L&D patient and killed her. I think that really shook up my instructors when it was clear she was going to be prosecuted. Most of my instructors stated it was the first time in their careers that they had heard of this kind of prosecution for an error. Mind you it was a horrendous one, however talk of CYA and malpractice insurance got a lot heavier after that.
I can say I never felt in any jeopardy with my licence because I felt I documented well and focused on my job. I think it might be one of the only things I didn't worry about lol.
New Grads come out of school sensitive, tormented, and all but physically abused by these new clinical instructors. I believe there should be some fear of losing your license because you are neglectful, you are abusive, offensive(subjective)...but, there shouldn't be fear of making mistakes that are non-life threatening( and some that may be) as you begin your new career.
I said in another post, clinical instructors need to encourage independence a lot sooner than the final semester of nursing school. These new graduates are so timid due to the misconception by clinical instructors "You're working under my license". You are not working under the clinical instructor's license! Therefore, they need to teach you early on you are working under your own license merit.
If you didn't lose that license in nursing school, unless you screw up big time, you won't lose it in the real world.
what's up with all of this? are nursing schools scaring people silly about the idea of losing your license? or is this just an excuse people are grasping to avoid things they'd rather avoid?
for the millionth time, no one needs an "excuse" to avoid an unsafe or unethical workplace. also, you might not want to make fun of other people's spelling errors when you are apparently laboring under the misapprehension that 'dream' has about ten vowels and five m's at the end. oh wait no, that's just another attempt at mocking other people.
Students don't have any form of license merit, whatever that is, to work under. They are not working "under" an instructor's license, either, but they are held to the scope and standard of practice for their educational level. This means a student generally cannot, for example, make independent judgments about what to ignore and what to refer to another practitioner. A first year student who has not learned to give medications cannot give them. A second year student who hasn't learned sterile technique cannot pack an open wound. A third year student who isn't licensed as a nurse cannot make an independent nursing judgment about an injury in the field, e.g., whether to call EMS for a head injury or apparent seizure or recommend a family member to take the patient to an ER in the family car, even if s/he thinks s/he learned all about that in a 2-day ER observation.
Instructors walk a tightrope between "encouraging independence" and "OMG, my prof is bad i h8 her, kwim?" too. I am not seeing why being told one is "working under" an instructor's or other's license would be timid-making, though.
Sadala, ADN, RN
356 Posts
Is it normal (or usual) that nurses lose their license over default on their student loans? I'm not receiving student loans, but had no idea that this was even something the state boards looked at until I started looking at the Texas BON site...?