Immunizations for uninsured

[seericap]

Hello, I'm a college student and soon as I turned 21 last December I was cut off of my mom's health insurance, but I recently got accepted into a nursing program and need a ton of vaccinations, we're barely making ends meet and I'm not sure where I'd get the money to get them from, does anyone know any programs or payment plans that help out?

[seericap]

4 hours ago, nursej22 said:

Our county does not provide free adult immunizations. However, our state does participate in the ACA, so many qualify for no-cost insurance through the state. Does your college have a student health center? Sometimes they offer low cost vaccines. Another alternative is to get a job as a CNA in a hospital and they may immunize you.

There’s no student health center at the school and in the amount of time I have getting a job wouldn’t help

[seericap]

3 hours ago, PollywogNP said:

Do you qualify for Medicaid?

No

[DeeAngel]

Call your local health dept and ask about this, they often do free vaccinations.

[Oh'Ello, BSN, RN]

Look up your local Catholic Charities chapter. https://cflcc.org/healthcare/

I was in a bad situation when I started nursing school. I had no insurance, I had absolutely no money, my dad had just died and my student loan distribution didn't happen until AFTER the semester started and I had to prove I was vaccinated prior to the start of school. I actually had met all of the vaccination requirements over the years but could not prove it (I had many done prior to or in undergrad out of state.).

Catholic Charities was (no pun intended) a god send. The free health clinic, which is is designed to provide services to the working poor (which is probably you in this case), gave me the vaccines and documentation I needed. For vaccines and titers they could not provide, they gave me a voucher to have them done at the local hospital at reduced cost.

Honestly I was embarrassed about using charity services because I wasn't exactly what you'd call an impoverished person, but everyone at the clinic reassured me that that's what the services are for, to help when you are in whatever situation you're in that is limiting your access to healthcare.

Its worth a shot (pun intended)

[Horseshoe, BSN, RN]

On 10/3/2019 at 10:49 PM, seericap said:

I was told the 26 rule only applies if it were insurance through her job, which it’s not so they wouldn’t add me back unless I were pregnant or had a child

This still doesn't sound right.

Quote

Q2:What plans are required to extend dependent child coverage up to age 26?

The Affordable Care Act requires plans and issuers that offer dependent child coverage to make the coverage available until a child reaches the age of 26. Both married and unmarried children qualify for this coverage. This rule applies to all plans in the individual market and to all employer plans.

Q4:Can plans or issuers who offer dependent child coverage impose limits on who qualifies based upon financial dependency, marital status, enrollment in school, residency or other factors?

No. Plans and issuers that offer dependent child coverage must provide coverage until a child reaches the age of 26.

https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/faqs/young-adult-and-aca

You really need to pursue this. Find out which agency in your state has jurisdiction over insurance companies who are not compliant with ACA mandates.

[NRSKarenRN, BSN, RN]

Medicaid/Medical Assistance HMO's = government insurance are not covered under the ACA act. Humana has Medicaid HMO's in Florida.

Medicaid HMO's cover their children until age 18; children may be eligible for own plan dependent on income.

Children declared disabled prior to age 21 (which qualifies them for Medicaid) are transitioned to Medicare (under parents who worked Social Security benefit). Some remain on Medicaid, all depends on family income and state program requirements.

You have received good advice from our members who worked in health clinics to inquire state health center.

Here's link to Catholic Charities of Central Florida free Healthcare clinics. Check to see if similar programs in your area.

[Kooky Korky, BSN, RN]

On 10/3/2019 at 1:06 PM, NewOncNurseRN said:

You will be required to have insurance as a student. You can check the school insurance out and see when it starts.

But I think she is still entitled to be on her parents' insurance, especially as a student.

What does the school student health office say about coverage and about vaccinations?

[seericap]

33 minutes ago, Kooky Korky said:

But I think she is still entitled to be on her parents' insurance, especially as a student.

What does the school student health office say about coverage and about vaccinations?

Soon as a child turns 21 the ACA doesn’t apply for government issued health insurance so unfortunately I can no longer qualify for my parents insurance and the school I’m attending doesn’t have a student health office

[debmomto4, BSN, MSN, RN]

Do you work? You can apply for health insurance under the affordable healthcare. Here https://www.healthcare.gov/

If you don't work than you qualify for Medicaid if you do it is low cost.. Still a little pricey depending on how much you work.

Then Catholic Charities is the way to go...

[gonzo1, ASN, RN]

I got mine from health dept before school. PCP said everything would cost about 900$. Cost me 90 at health dept. This was in 98

[Hoosier_RN, MSN]

Call your program director and explain. See if they know of a resource. As you've seen, others have been in this predicament, so I'm sure that there are others at your school, and they can perhaps point you in the right direction