I don't hear much about Liability Insurance anymore...

Nurses General Nursing

Published

I do not hear much about anymore.

I have gone to part time Home Health. Nobody that I have asked has their own.

Is this due to the Recession, or is it considered outdated now?

You comments are welcome. and what you think about the general cost if you do carry it.

Thx

Sun0408, ASN, RN

1,761 Posts

Specializes in Trauma Surgical ICU.

It's too cheap not to have it. I will always carry it.

Tait, MSN, RN

2,140 Posts

Specializes in Acute Care Cardiac, Education, Prof Practice.

I don't talk about it because I have auto-renew :)

Specializes in Cardiology.

I absolutely won't practice without it. Not sure if all my coworkers agree, though. We've never discussed it, and it was mentioned in mystify school. I only know about it from a good friend who's been a nurse forever.

Specializes in Cardiology.
I absolutely won't practice without it. Not sure if all my coworkers agree, though. We've never discussed it, and it was mentioned in mystify school. I only know about it from a good friend who's been a nurse forever.

That should say it was NOT mentioned in my school. Autocorrect on iPhones...SMH.

Fiona59

8,343 Posts

In my province it is included in our yearly registration fees. We carry 2million

csoultz

54 Posts

Our school pounded ot into our heads to make sure we all carry it. I agree it is too cheap not to have it. My carrier gave me a 50% discount my first year of licensure...cool! This discussion reminds me that it is time for me to renew and I should probably do that lol. I wish I had that auto renew that sounds nice!

ilmbg

140 Posts

Fiona,

You are lucky! What province do you live? And, if it is not too personal, can I ask about how much in US dollars you spend a year to renew your license, or is it every two years?

Specializes in Pediatrics, Emergency, Trauma.
I don't talk about it because I have auto-renew :)

^This!! :)

There have been several threads about it recently. And we did discuss it in nursing school.

Esme12, ASN, BSN, RN

1 Article; 20,908 Posts

Specializes in Critical Care, ED, Cath lab, CTPAC,Trauma.

Every nurse should carry their own malpractice/liability insurance, Never practice without it. These days they will also protect you for HIPAA violations and will provide an attorney. For the $200.00 or so dollars a year (in the US) it it foolish not to have it in todays litigious society. I carried it for 34 years. Never had to use it but it was very comforting to know it was there.

Specializes in orthopedic/trauma, Informatics, diabetes.

and they will tell you at your new job that you don't need it. Get it anyway. :)

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