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Rejected from NHCTC - Manch because I don't have any money....

New Hampshire   (4,284 Views 20 Comments)
by MyLittleCody120 MyLittleCody120 (New Member) New Member

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Hi everyone. I need help! I want to enter the Nursing Program so badly, but I have no money, no way to get enough financial aid to help me out, and the school said there was nothing they could do. Does anyone know of any programs that can help me? I don't think it's fair that I can't be what I want to be because I have to support my family and pay rent.

I took my NLN and passed, and got accepted to the program without being on the wait list, registered for my Anatomy and Physiology course, and then a week before I was going to start school they said that they needed more information to process my financial aid, even though a few weeks before they had told me I would be all set. Then when I gave them the rest of my info, I suddenly had to pay $1184 before I could even start taking a class.

Someone please help, I don't want to be a pizza delivery driver for my whole life!!!! :o

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JudithL_in_NH specializes in School, Camp, Hospice, Critical Care.

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Do you qualify for student loans?

In the grand scheme of things, the tech is inexpensive. I got my ADN there for about $10K (already had some transfer credits). You will make decent money once you graduate, and can pay off the loans in a few years--there's also a state program that will pay back approx $1,500 per year if you work in a hospital or nusing home (but they only pay *after* each year of service).

Get on the financial aid office's butt! They are there to help you and they should help you find a way to do this--even if the only way is by borrowing the $$. It will be worth it!

Good luck!

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AnnieOaklyRN is a BSN, RN, EMT-P and specializes in ED, Pedi Vasc access, Paramedic serving 6 towns.

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I agree with the others with regards to student loans... I just graduated from the Concord tech and just had to get loans, but I also applied for scholarships. Check in with your financial aid office soon and ask for applications for scholarships that you may apply for, they are very helpful...

Swtooth

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437 Posts; 3,873 Profile Views

I agree with the others. Did you fill out the FAFSA?

If you have decent credit, you can apply for a private loan.

I would speak w/ someone in your financial aid office and get the ball rolling w/ loans. I'm sure they'll give you a bit of time to get your loan stuff squared away. Plus, if you're starting in Sept, then you have plenty of time to do all this!

If you need additional info, PM me. My husband works for a student loan company and can answer any quesitons you may have!

Good Luck!

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6,372 Posts; 34,512 Profile Views

Why would you expect to attend college without paying for it?

If you can't make arrangements in time for this semester, perhaps you could request deferred enrollment until the fall to enable you to meet with a financial counselor, apply for loans, grants, financial aid, etc. and get a better idea of the amount of money you will have to personally contribute to your education over the next 2-4 years. College is expensive, and requires thoughtful planning. If you don't take the time to do it now, you will face this same panic every semester.

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4 Posts; 640 Profile Views

I can't get student loans because I am only going part time, and I can't take enough classes to qualify for any kind of financial aid. I filled out the FAFSA but since I was only going part time, they couldn't award me anything. I know, you are saying, then why don't you go to school fulltime? I have three, that's right, three jobs, one of which I work 40 hours a week at, and I have a one and a half year old son. There just isnt' the time to go to school full time, and I can't not work. I don't expect to go to school for free, but I just can't afford it and it seems like it's never going to happen for me. My credit is horrible and I am in a lot of debt, so I can't get a personal loan. I'm stuck. Maybe it's a sign.

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ukstudent specializes in SICU.

805 Posts; 8,670 Profile Views

You should be able to get some student loans going part time, as long as you take at least 6 credits. How about changing your full time job for one in a hospital. A lot of hospitals will help pay for employees to further their education to become nurses for a commitment to work. Some hospitals will pay non-employees to become nurses with a longer time commitement. There are several options out there, you need to find them all and see which one fits you the best. Good luck in getting to were you want to go.

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10,263 Posts; 57,537 Profile Views

I can't get student loans because I am only going part time, and I can't take enough classes to qualify for any kind of financial aid. I filled out the FAFSA but since I was only going part time, they couldn't award me anything. I know, you are saying, then why don't you go to school fulltime? I have three, that's right, three jobs, one of which I work 40 hours a week at, and I have a one and a half year old son. There just isnt' the time to go to school full time, and I can't not work. I don't expect to go to school for free, but I just can't afford it and it seems like it's never going to happen for me. My credit is horrible and I am in a lot of debt, so I can't get a personal loan. I'm stuck. Maybe it's a sign.

You're stuck for now.

Talk to a credit counselor. Seriously.

And contact social services. You should be eligible at least for WIC, food stamps, any number of things that will help ease your burden a little.

I went back to school very late in life and was, like you, "stuck" for years due to that being self-supporting through my own contributions thing. But situations change.

Again, look outside of school and directly to AFDC, WIC, etc. for help right now. AND TALK TO A CREDIT COUNSELOR AT A NOT-FOR-PROFIT. They can get you out of debt and to a good credit rating.

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AnnieOaklyRN is a BSN, RN, EMT-P and specializes in ED, Pedi Vasc access, Paramedic serving 6 towns.

1 Follower; 2,577 Posts; 34,126 Profile Views

My Little:

You should still be able to get student loans even if you are part time. Fill out the FAFSA and it will ask you if you want to be offered student loans, check yes and you will get them more than likely...

Also nursing school IS full time... I know it is deceiving when you see NU101, it seems as though you are just signing up for one class, but its more. You will have 2 days of clinical, a lab day, and 2 days of lecture. Normally nursing school is 4-5 days a week unfortunatlly. On the other hand I also had to work while attending nursing school and worried how I would squeeze work in, but I did it, worked my schedule aroud it, and now I'm done.

I remember when i first started thinking about college several years ago, I was like you, very very overwhelmed and had no idea where to start. It can be done if you put your heart in it and take somem of our advice... start with that FAFSA and make sure you check off student loans are acceptable and take it from there.

And one more thing... How many of the general class do you have done, like english, anatomy, micro etc...?

Swtooth

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Tweety is a BSN, RN and specializes in Med-Surg, Trauma, Ortho, Neuro, Cardiac.

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I got student loans working full time on an RN's salary and going to school "half time", which is two classes a semester or six credit hours. :)

Good luck.

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40 Posts; 1,728 Profile Views

With A&P you would only have to take an additional two credits in order to get financial aid in the form of loans. What about taking an easy class in addition to A&P? When you start nursing you'll have at least 21 hours a week of class anyway (does Manchester do part-time?).

My husband makes six figures--I haven't pulled a salary myself for a few years since I sold my business during a very difficult pregnancy. But despite our income, I get Stafford Loans to cover the cost of NHCTC-Nashua full-time plus I get a check back halfway through the semester with enough to cover the cost of books and then some.

You only need six credits to be full-time, you may not be able to get the loans in time for the summer semester, but you should be able to get them in time for the fall.

Good luck!

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1,310 Posts; 14,140 Profile Views

If you took an english course or humanities you would have 7 credits and be considered half time and be eligible if you qualify income wise which I suspect you may. This class can be taken completely online or a hybrid class which means you do half online.

I used to try to mix up easy with hard classes. It can be done. I have three daughters and single mom and was working two and three jobs at a time and attending full time for a year and half. It was draining but can be done if you really really want this.

So please call the financial aid office back and see what you can do for help. Get the documentation in that you need and pester them to make an exception if it looks like you will qualify and you are not set for day one of class. Also you can sign a deferrment and make a payment arrangement that can change once the funding is set in place. They should be able to make a determination right away if you have the paperwork in.

Take care and best wishes- it is worth it for sure!

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