Personal Malpractice Insurance

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Specializes in Cardiothoracic Surgery.

Hello! I am a fairly new nurse, with a year of experience. It is time for me to renew the personal I purchased last year as a new grad. I was wondering whether people feel that an RN should carry her own policy, if the hospital provides coverage?

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Specializes in Nephrology, Cardiology, ER, ICU.

Yes indeed. Your protects YOU, the hospital's malpractice insurance protects THEM!

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Definitely have your own insurance. Its relatively cheap. Well worth the money for the peace of mind.

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Specializes in RN- Med/surg.

Another new nurse.....where do you get your ins through? Do you contact your local ins company...or is there a good online nursing ins? THanks!

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Specializes in Cardiothoracic Surgery.

hey. i get it through NSO, there is a website. It's a national organization. You can google it.

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Specializes in Nephrology, Cardiology, ER, ICU.

I use NSO....

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www.nso.com

Buy it today. If the hospital ever goes after you you'll need it. And don't think it can't happen. It can, even if you haven't done anything worng, if they need a scapegoat. I speak from experience.

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Specializes in Post Anesthesia.

I get mine through my homeowners policy-as "Professional Liability Rider". Prob not as comprehensive as independant malpractice co. but very low cost.

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Got mine from a local insurance agent. It is through Granite state insurance company. email at [email protected]

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Specializes in Vents, Telemetry, Home Care, Home infusion.
? Get Malpractice: Importance of Professional Liability Insurance in Managing Risk
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Hello,

I just graduated from nursing school this spring and just began working.

I want to know what everybody thinks about a hospital representative saying "they" didn't think nurses needed to get personal insurance because "they protect" us. We were always told in nursing school that hospitals will tell us this but to get our own insurance ASAP.

I wanted to ask the representative myself after her talk but another speaker came in to the room to talk and he left.

Either way I plan on getting my own insurance because all the evidence I've found says nurse should most definitely have their own insurance.

Any thoughts on the subject.... ?

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Specializes in Assisted Living, Med-Surg/CVA specialty.
Hello,

I just graduated from nursing school this spring and just began working.

I want to know what everybody thinks about a hospital representative saying "they" didn't think nurses needed to get personal insurance because "they protect" us. We were always told in nursing school that hospitals will tell us this but to get our own insurance ASAP.

I wanted to ask the representative myself after her talk but another speaker came in to the room to talk and he left.

Either way I plan on getting my own insurance because all the evidence I've found says nurse should most definitely have their own insurance.

Any thoughts on the subject.... ?

Better safe than sorry!

I'm a new grad, and my policy from NSO was half off , only $47 for the first year

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