Is $85k worth it for BSN program with no guarantee acceptance?

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Hello,

I have found a program that’s willing to accept some credits from a previous school (most places won’t accept them-but that’s another story). You are required to finish their prerequisites then apply for nursing portion of the progeam...so it’s not guaranteed. I’d be spending $85k on tuition. I’m 34 years old without a career after years of being a stay at home mom. Now I’m a single mom. Other option...was thinking to spend about 10-15k on getting my bachelors degree then applying for accelerated bsn through cheaper schools or applying for physician assistant schools (not nearly as many and harder to get accepted....).

Any advice would be wonderful and greatly appreciated.

Thanks,

NH

On 2/9/2019 at 4:53 PM, Swellz said:

I had a different dilemma but it boiled down to the same thing - expensive BSN vs CC ADN. I chose the former, and I advocate that everyone does the latter. It just doesn't make any financial sense to not go the slower route and have less debt. It's all water under the bridge as my debts are paid off, but I really wish I had understood what I was signing on for when I undertook all that debt.

Agree here. I went to a "no name" local community college and got my ADN. Did a work sponsored RN-BSN (i.e. my BSN costed me a total of $0.00), and am starting my MSN in May. You can do it, make it happen for yourself, just be smart about it. Working to pay student loan debt is a difficult job!!

I wouldn't pay that if Florence Nightingale was teaching the course.

That will be the biggest financial mistake of your life.

Specializes in Nephrology, Cardiology, ER, ICU.

Moved to general student forum.

$84k???? Hell,no! General rule of thumb I remember hearing from a financial guru years ago-if your spending over half your expected annual salary in tuition that you would make after graduating, you’re spending too much on tuition. Those lone payment each month will turn you into a potential psych patient due to anxiety.

Specializes in Psychiatry, Community, Nurse Manager, hospice.

At 38 yrs old I went to an accelerated BSN program and borrowed around 26K. But I had a BA from 1999. I'm not going to tell you what to do, but I will say that paying the 26K off, along with my outstanding loans from the first degree is a real pain in the ​​​​​​​​​​​​​​​​​​​​​?. I do it and it's not killing me, but I do not want to add any more.

I am starting NP school in May and I plan to get a job at the affiliated hospital so I can go for free.

Nothing wrong with thinking about your NP goals now.

PM me anytime.

Specializes in Peds.

Wow! I completed mine online (which is the most expensive way to go usually) and only spent $35,000. That included my books, fees and everything. I would not spend that much at all. You will not get your return on investment.

85k....No way!! Please don't do it. I already have a BS degree in other field and I could go to a 12 month ABSN program instead of community college but I didn't b/c of the cost. 85k is a lot of money seriously!!! I don't mean to discourage you but think about your other expenses while you're in school when you add it to the 85k it's a nightmare plus nursing school is not easy it takes all your time and attention to survive. It's better to take the cheaper and longer route than the shorter and expensive route. Imagine how long it will take you to pay back. Go to community college and save yourself thousands of dollars. Plus those NP schools require you to have some experience so you could be working and doing the 1 year RN-BSN online (your job might pay for this 100%) then apply for NP school. This is just my advise if you're my sister I would discourage you from going this route.

Specializes in school nurse.
6 hours ago, Jory said:

I wouldn't pay that if Florence Nightingale was teaching the course.

That will be the biggest financial mistake of your life.

I wonder what Old Flo would say about nursing diagnoses? ?

Specializes in ICU, LTACH, Internal Medicine.
44 minutes ago, Jedrnurse said:

I wonder what Old Flo would say about nursing diagnoses? ?

In fact, it was precisely she who made the first "nursing diagnoses" among many other things. Soldiers in Scutari was dying in droves not as much as of wounds but of infections and malnutrition. That was the time when infections were mostly not yet accepted as such, and the Lords of Admiralty would have kinda hard time explaining where money for army's rations and uniforms suddenly went to. Flo threw on the table just classic stat tables, not unlike ones still used in base-level descriptive statistics, and 80+% of losses were attributed to three conditions which were not even medical diagnoses at that time: malnutrition (including scurvy and everything else), "flux" (acute diarrhea and dehydration) and "unsavory conditions" (dirt and what it implies, typhus, frostbite, etc). If you would like, they were nursing diagnoses all right.

If you happen to be in London, UK, take a few hours and go to St. Thomas hospital. It houses great museum of Flo and nursing in general. You'll have fun there, I promise. Only info about those legendary rounds with the lamp worth's the trip (the rounds were indeed done nightly, only with the purpose to catch and eliminate any forbidden alcohol and women from wounded' quarters. And the lamp was needed for navigation in that long and very heavy (for the sake of protection against said men) skirt among spectacular mess that was there)

Specializes in school nurse.
1 hour ago, KatieMI said:

In fact, it was precisely she who made the first "nursing diagnoses" among many other things. Soldiers in Scutari was dying in droves not as much as of wounds but of infections and malnutrition. That was the time when infections were mostly not yet accepted as such, and the Lords of Admiralty would have kinda hard time explaining where money for army's rations and uniforms suddenly went to. Flo threw on the table just classic stat tables, not unlike ones still used in base-level descriptive statistics, and 80+% of losses were attributed to three conditions which were not even medical diagnoses at that time: malnutrition (including scurvy and everything else), "flux" (acute diarrhea and dehydration) and "unsavory conditions" (dirt and what it implies, typhus, frostbite, etc). If you would like, they were nursing diagnoses all right.

If you happen to be in London, UK, take a few hours and go to St. Thomas hospital. It houses great museum of Flo and nursing in general. You'll have fun there, I promise. Only info about those legendary rounds with the lamp worth's the trip (the rounds were indeed done nightly, only with the purpose to catch and eliminate any forbidden alcohol and women from wounded' quarters. And the lamp was needed for navigation in that long and very heavy (for the sake of protection against said men) skirt among spectacular mess that was there)

The museum sounds interesting. I may be in London this summer- I'll try to check it out!

ADN then BSN for around 12-15K total.

Just curious, why nursing?

But I 100% agree with the people who recommend going the ADN route. It's the fastest way to bringing in a decent paycheck, and there are a lot of ADN to BSN programs that are geared to accommodate working nurses' needs.

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