One of my goals is to eventually be able to purchase a house. Many of my nursing colleagues are purchasing homes that are worth $450,000, $500,000 or even more. Sadly, my budget is about half of that or even less, which means the houses I have to choose from are not appealing. Most of them are small, old, or both.
I am just curious how other nurses manage to purchase decent houses? I've been looking through my income, and I just can't find a way to make it possible to incorporate such a house into my budget. I am salary, so there are no opportunities for overtime.
What are other nurses' experience with buying houses? How did you make it work? Did it require switching jobs? Inquiring minds want to know!
Specializes in Psych (25 years), Medical (15 years).
11 minutes ago, Davey Do said:
Well then- let's start a thread titled:
Ghost Nurses Who Haunt $450,00+ Houses and Pepsi Vending Machines Looking For Ways to Help Colleagues Whose Relationships Were Affected By Their Attempts To Prioritize Between LTC & Rehab Patients!
2 hours ago, Curious1997 said:
It's a Toyota camry! Look it up! Indestructible!
Oops! Edit:
11 minutes ago, Davey Do said:
Well then- let's start a thread titled:
Ghost Nurses Who Haunt $450,00+ Houses and Pepsi Vending Machines DRIVING TOYOTA CAMRIES Looking For Ways to Help Colleagues Whose Relationships Were Affected By Their Attempts To Prioritize Between LTC & Rehab Patients!
Ghost Nurses Who Haunt $450,00+ Houses and Pepsi Vending Machines Looking For Ways to Help Colleagues Whose Relationships Were Affected By Their Attempts To Prioritize Between LTC & Rehab Patients!
You're a hater dude. My run about is the Toyota. Instead of perusing posts for discrepancies, do something with yourself! Get a hobby.
I am not a hater (you are quick to give a label to a person.) I have a good memory when I read content and comment. If you can't tolerate scrutiny avoid providing facts. I only posted about your car because of cognitive dissonance. I am a good business person- attention to detail is very important, developing this skill has actually been very helpful. I have also found that. I have found not labeling nor being quick to judgment really helps in business.. I do not buy business property BUT I received a call last Summer about a book (published 1669)that was the first discussion of the physiolgy and anatomy of the heart. I collect books, Price available at book sellers was $10,000. I bought it at less than 10%.
Amazingly with my businesses (concurrent with working as a Nursing Professiona)l I put 2 children through expensive college. They graduated with no debt nor did I have debt.
With regards to your LLC :
In a dispute with a business creditor
Quote
,members may lose the money invested in the company but their personal assets aren't at risk.
That is good news for you!
Best wishes, get a good CPA (along with your book keeper). The CPA will make sure you stand on the right side of the law.
NO, I did not say anything of that nature. You said hire Hispanics! Why! Hourly pay is less, they accept money off the books?
Actually , the nail salons are usually staffed by Koreans or Vietnamese.
I am actually positive but I abhor those who take advantage of immigrants trying to establish a life here.
You said you had invested in a great car repair place and then mentioned you needed a repair. Perhaps it mended itself. Curiously I wonder if my Lexus/Jeep will self heal. I guess you have no need for repairs on an idestructible care. like a Toyota. BTW previously would said you had a Mercedes.
Thanks, I was going to say the same things. Curious1997, you mentioned the cheap labor of immigrants, which tells me they are paid cash, not paying taxes many times. You mentioned businesses that fly under the radar of city hall, which smells like a questionable situation. You made the comments, so save your indignation. If the businesses that the LLC that you created is involved in illegal activity or not is irrelevant to me, as you're not in my house. But, you can get in a boatload of trouble if there is illegal activity.
2 hours ago, Davey Do said:
Well then- let's start a thread titled:
Ghost Nurses Who Haunt $450,00+ Houses and Pepsi Vending Machines Looking For Ways to Help Colleagues Whose Relationships Were Affected By Their Attempts To Prioritize Between LTC & Rehab Patients!
Specializes in Psych, Addictions, SOL (Student of Life).
3 hours ago, Davey Do said:
Well then- let's start a thread titled:
Ghost Nurses Who Haunt $450,00+ Houses and Pepsi Vending Machines Looking For Ways to Help Colleagues Whose Relationships Were Affected By Their Attempts To Prioritize Between LTC & Rehab Patients!
Thanks, I was going to say the same things. Curious1997, you mentioned the cheap labor of immigrants, which tells me they are paid cash, not paying taxes many times. You mentioned businesses that fly under the radar of city hall, which smells like a questionable situation. You made the comments, so save your indignation. If the businesses that the LLC that you created is involved in illegal activity or not is irrelevant to me, as you're not in my house. But, you can get in a boatload of trouble if there is illegal activity.
Love it!
Tell you what, it's a free world. Either you like what I said or you don't? Your choice. I offered information. Dissect it however you want. I honestly don't have the time to waste anymore. Spring is here and things to do.
PrincessBride - OP has numerous other posts but the one you refer to is her addiction to Diet Pepsi sodas and Reese's PB cups that she buys in quantity from the cafeteria vending machine (and then she panics & resents it when the machine is empty!). She brags she drinks 6 to 10 or more per shift. .
You do the arithmetic - couple hundred/month and then it's like she thinks it's funny as she brags about it. But then she starts this post, bemoaning that she can't see how to afford a home purchase.
Yikes...
I have an addiction to diet soda as well, but I buy them in bulk at the grocery store. I think I spend maybe $20-30/month on soda? Maybe less.
6-10 at about $1.75 is about $17/day. That is crazy!
I have an addiction to diet soda as well, but I buy them in bulk at the grocery store. I think I spend maybe $20-30/month on soda? Maybe less.
6-10 at about $1.75 is about $17/day. That is crazy!
Yes, it probably adds up to about $400/month. Yeah, I probably could save that money for a house, but even if I did so, I wouldn't be able to afford the kind of house I'm looking for anyway. Therefore, I enjoy my pop since it brings me joy and helps me get through my demanding work shifts. As posters have said, a $450,000 + house likely isn't realistic for a single nurse to begin with.
Yes, it probably adds up to about $400/month. Yeah, I probably could save that money for a house, but even if I did so, I wouldn't be able to afford the kind of house I'm looking for anyway. Therefore, I enjoy my pop since it brings me joy and helps me get through my demanding work shifts. As posters have said, a $450,000 + house likely isn't realistic for a single nurse to begin with.
I think what I don't get about your logic, is that while you may not be able to afford the type of house that signifies the level of success you want to display, how does owning no house at all signify more success than owning a modest home?
I think what I don't get about your logic, is that while you may not be able to afford the type of house that signifies the level of success you want to display, how does owning no house at all signify more success than owning a modest home?
It doesn't. I'm just not motivated or inspired to spend years worth of income on a house I'm not proud of
It doesn't. I'm just not motivated or inspired to spend years worth of income on a house I'm not proud of
I don't think that's the accurate way to look at it. When you're renting, you are spending "years worth of income" since you'll never get any of that money back. When you buy a home you aren't "spending" in the same way you are when you're renting, you're putting you're income somewhere in order to get it back one day.
Yes, it probably adds up to about $400/month. Yeah, I probably could save that money for a house, but even if I did so, I wouldn't be able to afford the kind of house I'm looking for anyway. Therefore, I enjoy my pop since it brings me joy and helps me get through my demanding work shifts. As posters have said, a $450,000 + house likely isn't realistic for a single nurse to begin with.
You could save for something, an emergency fund, retirement, HSA, IRA or even a vacation or Christmas fund. Early in my nursing career, I started saving in a 403b and was able to take out a loan on it to buy a car and later my house. The knowledge that I could access some of the money as a loan spurred me to begin saving for retirement before I knew anything about personal finance.
Four hundred dollars a month is a huge amount of money for soda and snacks! You could save a lot simply by buying at the grocery store or Sams Club and get a small dorm fridge for your office to store it.
Also just for your health I hope you cut back on the soda, the caffeine and artificial sweeteners are both bad, especially when you are drinking so many a day. The caffeine is probably raising your BP and stressing your heart and it is linked to headaches too.
Davey Do
10,666 Posts
Oops! Edit: