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HRSA Nursing Scholarship Application--Now AVAILABLE!!



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No. 20
from beejaycee
Old Apr 17, 2009, 02:57 PM
Updated Apr 17, 2009 at 03:04 PM by beejaycee

Default Re: HRSA Nursing Scholarship Application--Now AVAILABLE!!
<nevermind - I just found a website that shows me how the EFC is calculated. If you have any income at all over ~$7k and you have no dependants, you will probably have EFC!>

Just who is the "F" of EFC and how can I get them to cough up their share?
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No. 21
Old Apr 17, 2009, 03:00 PM

Default Re: HRSA Nursing Scholarship Application--Now AVAILABLE!!
lol. well this year i made 12k and i have a dependent now so thats how mine is zero.

http://www.finaid.org/calculators/finaidestimate.phtml

you can go there and see what it tells you.
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No. 22
from Lovelymo79
Old Apr 17, 2009, 03:25 PM

Default Re: HRSA Nursing Scholarship Application--Now AVAILABLE!!
Originally Posted by Prettyladie View Post
you're EFC is 11,000???? I'm blown away by this. I'm sorry for being nosey..but what is your occupation?? My efc was 3800 last year because I was a dependent student.. now im independent so its 0. i'm just waiting to see if i got in to a program so i can go apply. good luck to you all.
You know I'm upset, right... No problem at all! I'm a Marketing Assistant at a prestigious law firm. I make almost $45,000. No dependents..no spouse..living on my own. Yessir..it is 11744..crazy.

What's even MORE crazy is me applying to HRSA in the first place! lol But, the CRAZIEST..is I'm leaving my job to pursue nursing full-time. My last day is July 2nd. In the month of July..I won't be working AT ALL..because I have to take a basic nursing assistant course at my school during the day..and I'm taking Chem at night.

After that..my only job will be substitute teaching during the day while taking class at night. Did I mention no benefits. Right now, I'm looking for a weekend job as a unit secretary or something at a hospital. So, hopefully, I can parlay that into a part-time job and some benefits.

I can't wait to see what my award letter from FAFSA looks like. I have already been bugging the financial aid officer at my school about work-study, scholarships, etc.

Looks like I'll be cashing in my 401(k) and living off of that...
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No. 23
from Agrippa
Old Apr 17, 2009, 04:34 PM

Default Re: HRSA Nursing Scholarship Application--Now AVAILABLE!!
Yea...thats what a lot of people do. This scholarship should deff go to those with an EFC of 0. Some kids dont have trust funds.
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No. 24
from Lovelymo79
Old Apr 17, 2009, 04:43 PM

Default Re: HRSA Nursing Scholarship Application--Now AVAILABLE!!
Originally Posted by Agrippa View Post
Some kids dont have trust funds.
I'm sure this is not directed to me..but as a person who doesn't have an EFC of 0, I need to respond. Just because we don't have an EFC of 0 doesn't mean we have a trust fund. I actually have NO fund. I just happen to make a decent salary..which will ultimately end on July 2nd. I will not be working AT ALL. My 401(k) will be going towards my living expenses..not school. Which..I don't know how much I'll be left with since I'll be heavily taxed on it since I'm cashing it out early.

What the scholarship (and ultimately FAFSA) don't take into consideration is what people made last year...they won't be making this year..because they will be in school full-time. The process makes absolutely no sense to me at all. I guess I just have to roll with how the system works..
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No. 25
from Agrippa
Old Apr 17, 2009, 04:54 PM

Default Re: HRSA Nursing Scholarship Application--Now AVAILABLE!!
I didn't mean that you literally had a trust fund, although im sure some do.

My point is that there are those who are much more needier than you. You have a $45k/yr job and ostensibly a previous degree. You probably saved some money - or you should have. And based upon FASFA, you should be able to contribute more than $11k a year for school. This is based upon how much you have in your savings, your checking account, your 401K, and other assets - which I think is a good way to determine how much you should be able to use for school.

There are people who have no savings, who work minimum wage, and who actually have a negative net worth due to the debt they've incurred just from pre-reqs. Bottom line - you're in better shape than many. I hope that these scholarship and others of this kind go to people that are on the edge of dropping out due to no other reason than that they can't afford to go. These are usually people with an EFC of 0 - those who should get this kind of help. Thats all im saying.
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No. 26
Old Apr 17, 2009, 05:04 PM

Default Re: HRSA Nursing Scholarship Application--Now AVAILABLE!!
well i can tell you being a dependent of my parents last year and having almost 4000 efc im sure those with 0 efc were NOT needier. my parents couldnt and cannot devote that much money towards my education. my parents have bills, car notes, house notes etc. i had to get loans. no pell grants nothing. i have 18k in student loans already. i think that efc thing is not a definite thing they should be basing on what determines a students need.
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No. 27
from shannahan
Old Apr 17, 2009, 05:14 PM

Default Re: HRSA Nursing Scholarship Application--Now AVAILABLE!!
subbing
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No. 28
from beejaycee
Old Apr 17, 2009, 05:53 PM

Default Re: HRSA Nursing Scholarship Application--Now AVAILABLE!!
Wow, Agrippa! Just... wow!
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No. 29
from Agrippa
Old Apr 17, 2009, 06:46 PM

Default Re: HRSA Nursing Scholarship Application--Now AVAILABLE!!
Originally Posted by Agrippa View Post
I didn't mean that you literally had a trust fund, although im sure some do.

My point is that there are those who are much more needier than you. You have a $45k/yr job and ostensibly a previous degree. You probably saved some money - or you should have. And based upon FASFA, you should be able to contribute more than $11k a year for school. This is based upon how much you have in your savings, your checking account, your 401K, and other assets - which I think is a good way to determine how much you should be able to use for school.

There are people who have no savings, who work minimum wage, and who actually have a negative net worth due to the debt they've incurred just from pre-reqs. Bottom line - you're in better shape than many. I hope that these scholarship and others of this kind go to people that are on the edge of dropping out due to no other reason than that they can't afford to go. These are usually people with an EFC of 0 - those who should get this kind of help. Thats all im saying.
After reading what I said, I can see where I may have come off a bit harshly. For that I apologize.

I just get upset sometimes when people (not saying this is you) who are wealthier or whos parents are more well off, gripe about how its "unfair" that they dont get as much aid just because their family has a higher EFC. It just makes me wonder if some people understand the concept of financial aid. There are many people who are taking out enormous subsidized loans through FAFSA who wish they or their parents were in an income bracket where their EFC was higher. Again, not saying this is you.
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