liability insurance

Nurses General Nursing

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Specializes in Certified Med/Surg tele, and other stuff.

how much per month, what is the amount it will pay and who do you use?

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Specializes in Critical Care, ED, Cath lab, CTPAC,Trauma.
how much per month, what is the amount it will pay and who do you use?

It's yearly and around 100.00 dollars or so........NSO is a large carrier....call them!

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Specializes in ER, Trauma.

What a relief! I was afraid this would be another should I or shouldn't I post that seems to float by every few weeks. Glad the OP understands the only wise answer is to get some.

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Specializes in Case mgmt., rehab, (CRRN), LTC & psych.

I am in Texas. NSO stopped offering the $1 million policies in this state several years ago.

Liability insurance through NSO costs over $200 per year in Texas and will only provide about $300,000 worth of aggregate coverage.

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Specializes in ER/ICU/STICU.

I just renewed my NSO and it was $110

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The other company specializing in for health professionals, besides NSO, that gets mentioned most often is Marsh (http://www.proliability.com).

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I am in Texas. NSO stopped offering the $1 million policies in this state several years ago.

Liability insurance through NSO costs over $200 per year in Texas and will only provide about $300,000 worth of aggregate coverage.

Wow- did you try to find another plan that offers more coverage? $300k seems like chump change :(

To the OP- I also got it through NSO. I had a student plan in school and converted it to practicing nurse insurance after graduation and got a first year discount so it was $55 for me. Next year when I renew I think it'll be twice that but it's still pretty cheap.

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Specializes in Geriatrics, Home Health.

I renewed my NSO plan in January. It cost $110.

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Specializes in med surg ltc psych.

I am really amazed that NSO reduced their coverage and raised the annual premium for Texas. I wonder why they have done that, and didn't realize this was so state specific.

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Specializes in Case mgmt., rehab, (CRRN), LTC & psych.
I am really amazed that NSO reduced their coverage and raised the annual premium for Texas. I wonder why they have done that, and didn't realize this liability insurance was so state specific.
Texas is one of the more litigious states, and prior to tort reform, a $267 million judgment was awarded in a civil claim to the parents of a teenager who died in a hospital.
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Specializes in pediatrics.

I was able to get professional under an umbrella policy with my home owners' insurance - it costs right around $50 per year for $1m in coverage. I'm insured through Erie Insurance for my home and cars. When I got this insurance, it had not been available in every state yet.

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