What type of lifestyle can a nurse afford?

ErinS, BSN, RN · Nov 28, 2010

Depends on if you are good with your money. Lots of nurses get nose jobs.

AddisonLawrence03 · Nov 28, 2010

Okay, so then I guess I'll be able to afford it

rn/writer, RN · Nov 28, 2010

In some cases, health care workers can get a break on some procedures if they are done through the facility/company where they work.

If you manage your money well and set aside a certain amount every paycheck, you should be able to manage to get the surgery.

Best wishes.

gymnut · Nov 28, 2010

It all depends on what your making, your current debts, how many hours you're working and how well you handle your money.

Just to give you an idea my friend has been an RN for 2 years now and is making over 50k. My ex's sister has been an RN for 15 years and is clearing well over 100k. My mom's next door neighbor is an OR RN and she is making around 80k. However they all live in the NE were the cost of living is higher.

IHeartPeds87 · Nov 28, 2010

First of all, it is really hard to advise someone on 'whether they will be able to afford something or not' because being able to afford something is about three things things: the amount of money coming in, the amount of money the purchase would cost, and the amount of money going out.

In terms of the amount of money coming in, as the previous poster stated there are large differences in terms of RN salaries depending on experience, shift, area of the country, and employer. Generally speaking though, I would guesstimate a single nurse salary at a straight middle class income, ranging anywhere from 45k-75k.

this is a good site that gives you a general idea of the range of salaries for RN's would be in your area for a year:

Average Staff Nurse - RN Salary Information plus Job, Career Education & Unemployment Help

The amount of money the purchase would cost: a rough google search told me it would cost roughly between 3,000-8,000 dollars. This would mean that, according to the numbers above for salary, it could be costing you anywhere from 4-18 percent of your salary for a year.

The amount of money going out/being appropriated for other things: This is for money that you spend on other things...food, clothes, rent, entertainment, other debt, savings accounts, retirement accounts....everything else.

Knowing those three numbers can help you decide whether YOU can make a nose job work financially for you as an RN or no. Given the average numbers and assuming that the amount of money going out is budgeted appropriately, it seems like a nose job should be financially possible as an RN. Still, everyone's situation is unique but at the end being able to afford something or not is based on the three main things of : how much money is coming in, what is the price of the thing in question, and how much money is being spent on other things.

TheCommuter, BSN, RN · Nov 28, 2010

A nose job (a.k.a. rhinoplasty) can be financed in this day and age, similar to the way that one would finance a new vehicle. With monthly payments, a new nose could be within your horizon.

Of course, you could set money aside for a predetermined period of time and pay cash for the procedure. It's your choice!

shoegalRN, RN · Nov 28, 2010

Since becoming a nurse, I have been able to afford some veneers. I got a good discount because I used a dentist in the same hospital group that I work.

AddisonLawrence03 · Nov 28, 2010

First of all, it is really hard to advise someone on 'whether they will be able to afford something or not' because being able to afford something is about three things things: the amount of money coming in, the amount of money the purchase would cost, and the amount of money going out.
In terms of the amount of money coming in, as the previous poster stated there are large differences in terms of RN salaries depending on experience, shift, area of the country, and employer. Generally speaking though, I would guesstimate a single nurse salary at a straight middle class income, ranging anywhere from 45k-75k.
this is a good site that gives you a general idea of the range of salaries for RN's would be in your area for a year:
Average Staff Nurse - RN Salary Information plus Job, Career Education & Unemployment Help
The amount of money the purchase would cost: a rough google search told me it would cost roughly between 3,000-8,000 dollars. This would mean that, according to the numbers above for salary, it could be costing you anywhere from 4-18 percent of your salary for a year.
The amount of money going out/being appropriated for other things: This is for money that you spend on other things...food, clothes, rent, entertainment, other debt, savings accounts, retirement accounts....everything else.
Knowing those three numbers can help you decide whether YOU can make a nose job work financially for you as an RN or no. Given the average numbers and assuming that the amount of money going out is budgeted appropriately, it seems like a nose job should be financially possible as an RN. Still, everyone's situation is unique but at the end being able to afford something or not is based on the three main things of : how much money is coming in, what is the price of the thing in question, and how much money is being spent on other things.

Well, the surgeon that I chose charges $15,000-$20,000 which is made me wonder if I could afford it once I become an RN. Its really expensive but he has a good reputation

ebear, BSN, RN · Nov 29, 2010

Look elsewhere! That's WAY overpriced! Just make sure the doc is WELL credentialed!

GooeyRN, ADN, BSN, CNA, LPN, RN · Nov 29, 2010

It depends on if you can find a job as an RN to start- then how much will your student loans be per month? If you have $100,000 in debt from student loans, I see the nose job waiting, especially if you have trouble finding a job. Will you be single with kids, or married/partnered to someone who makes a decent amount to split bills with? Will you be paying on a brand new car, or driving a paid off used car? There is so much to factor in.

loveblossom · Nov 29, 2010

Depends on your current bills.When I was a Cna I traveled often-some trips costing 5k.I only made 15 bucks an hour,but I worked MANy doubles and I had No bills except car insurance and gas for the car...therefore,it all depends on your income and your bills.When you really want something-you find a way to get it......spend less AND make more money..works for me.