What type of Liability insurance do you have?

Published

When I was in nursing school we were always told to get our own . I heard some people talking about Nursing Service Organization (www.NSO.com) Is that a good one?

What type of Liability insurance do you have?

I need some tips on this subject.

Thanks!

suzy253, RN

3,815 Posts

Specializes in Telemetry/Med Surg.

I have NSO

DroogieRN

304 Posts

Has 2 years experience.

I'm a student and I have NSO as well, based on recommendations here. For students, I think it's something like $29 per year.

classicdame, MSN, EdD

2 Articles; 7,255 Posts

Specializes in Hospital Education Coordinator.

checkwith your homeowners, car insurance, etc as they may offer a good deal for multiple policies.

mcknis

977 Posts

Specializes in Med Surg, ER, OR.

another nurse with NSO!

uscstu4lfe

467 Posts

i don't have any. i am covered by the hospital..... UNLESS i do something so completely stupid that deviates away from policy. i was told by my school that it is a waste of money and not necessary, and now my job is telling me the same thing.

rn-jane

417 Posts

Specializes in ccu cardiovascular. Has 12 years experience.

I was told early in my career not to get . Most hospitals typically will cover you for a million dollars. I was told in a recent conference that they look for who ever has the deepest pockets so if you have insurance they will go after you. Granted like the above poster said if I do something incredibally stupid then yeah the hospital would probally fire me anyways.

suanna

1,549 Posts

Specializes in Post Anesthesia. Has 30 years experience.

I own a home. My insurance agent added a professional liability rider to my homeowners policy. Not the greatest coverage but dirt cheep. It's worth looking into as your primary or as an additional layer of protection.

NeoNurseTX, RN

1,803 Posts

Specializes in NICU Level III.

I have NSO. I don't trust any hospital to cover me..

rn-jane

417 Posts

Specializes in ccu cardiovascular. Has 12 years experience.

that's your opinion. I believe the deepest pockets theory, they don't care where they get the money from as long as they get it.

MiaLyse, APRN

855 Posts

Specializes in Psychiatry. Has 20 years experience.
I have NSO. I don't trust any hospital to cover me..

Same here, I have NSO.

This topic is now closed to further replies.