When I was in nursing school we were always told to get our own Liability Insurance. I heard some people talking about Nursing Service Organization (www.NSO.com) Is that a good one? What type of Liability insurance do you have?I need some tips on this subject.Thanks!
Editorial Team / Admin sirI, MSN, APRN, NP 18 Articles; 30,653 Posts Specializes in Education, FP, LNC, Forensics, ED, OB. Oct 28, 2008 https://allnurses.com/forums/f8/nursing-insurance-342575.html
DroogieRN 304 Posts Has 2 years experience. Oct 28, 2008 I'm a student and I have NSO as well, based on recommendations here. For students, I think it's something like $29 per year.
classicdame, MSN, EdD 2 Articles; 7,255 Posts Specializes in Hospital Education Coordinator. Oct 28, 2008 checkwith your homeowners, car insurance, etc as they may offer a good deal for multiple policies.
uscstu4lfe 467 Posts Oct 28, 2008 i don't have any. i am covered by the hospital..... UNLESS i do something so completely stupid that deviates away from policy. i was told by my school that it is a waste of money and not necessary, and now my job is telling me the same thing.
rn-jane 417 Posts Specializes in ccu cardiovascular. Has 12 years experience. Oct 28, 2008 I was told early in my career not to get Liability Insurance. Most hospitals typically will cover you for a million dollars. I was told in a recent conference that they look for who ever has the deepest pockets so if you have insurance they will go after you. Granted like the above poster said if I do something incredibally stupid then yeah the hospital would probally fire me anyways.
suanna 1,549 Posts Specializes in Post Anesthesia. Has 30 years experience. Oct 28, 2008 I own a home. My insurance agent added a professional liability rider to my homeowners policy. Not the greatest coverage but dirt cheep. It's worth looking into as your primary Liability Insurance or as an additional layer of protection.
NeoNurseTX, RN 1,803 Posts Specializes in NICU Level III. Oct 28, 2008 I have NSO. I don't trust any hospital to cover me..
rn-jane 417 Posts Specializes in ccu cardiovascular. Has 12 years experience. Oct 28, 2008 that's your opinion. I believe the deepest pockets theory, they don't care where they get the money from as long as they get it.
MiaLyse, APRN 855 Posts Specializes in Psychiatry. Has 20 years experience. Oct 29, 2008 I have NSO. I don't trust any hospital to cover me..Same here, I have NSO.
