Published Mar 11, 2014
I was just wondering if anyone was able to get accepted into the BSN program without using a cosigner on the private loans.
TheCommuter, BSN, RN
102 Articles; 27,612 Posts
For that kind of money you could go to an out of state nursing program with better NCLEX pass rates and no waiting lists.
$132K? My three-bedroom house, built in 2004, cost less than that.
Marie13
65 Posts
I have really good credit and I needed a cosigner. It's so funny with all these "with that kind of money you could buy this and that..." I am pretty sure everyone knows what they're getting into. We know what the figures add up to. It just works better for other people rather than waiting years to see if they might make it into a nursing program while they're pre reqs are expiring. If wcu was so bad, people would stop inquiring in going. I actually had to go on a wait list for the following start date. Some people invest in expensive cars, expensive purses etc, I'm investing in my future.
Kailet
17 Posts
I have really good credit but still needed my husband to co-sign with me.
BellaRose4281, RN
132 Posts
I considered this school for like, an hour. One of my classmates managed to convince several of our friends to consider this school after we graduate our LVN program. I just couldn't justify mortgaging my future on a school like that. I have managed to convince a few friends to go the traditional bridge route with me. Our local CC isn't hard to get into the bridge program. If anything, they have a problem getting at least 20 qualified LVNs to offer their transition into nursing course.
dreezy562
31 Posts
A house for 130k? This is California. Los Angeles or Orange County to be specific. Homes here that cost 130k are run down bank out flop houses. Real houses out here cost upwards of 800k. Sure, it's expensive. There are a lot of tools you can use to find out how much you are paying on the loan. If you can't come to the terms that you will have a loan payment when you graduate then don't do it. Fact of the matter is, for someone not willing to move out of state for school, not wait for 6+ years to get into the BSN programs here, it's worth it. The money you will make in the 3 years after you graduate will already pay for more than half that. If you go the other route? You have to wait 6 or more years JUST TO GET IN the program. Then you have to go thru the program. That's about 8-9 years. Compared to WCU 3 years. Think about it. Don't let these people tell you that you can have the same education for a fraction of the cost. Loool I bet the associates you guys are earning at community college will eat you less money than my overpriced BSN. Everyone I've spoken to that has graduated from my campus got hired shortly after passing the NCLEX and are making top dollar earning 80k+. So let's say you only make 60k right out of the gate, the loan could be payed for in about 4 years if you calculate using the tools I mentioned earlier. That means by the time it takes you to get your degree and start working if you went the less expensive route, a WCU grad would already have 3-4 years of experience, and a paid off loan.
Don't see the price tag and go blind. Nursing is an evidence based practice. Do some research and find some evidence and come up with your own conclusions. If you can't do that on your own then you won't pass any nursing classes so don't even worry about it.
matthewandrew, NP
372 Posts
I think nursing degrees shouldn't be passed away so easily like sausage samples at Costco. Do you know why MD is such a prestigious degree? Because the medical community doesn't just allow any for-profit company, like American Career College (the parent company of WCU), to pass out medical degrees.
Sure, you guys work hard through nursing classes... But your school allows for the OVER-SATURATION of baccalaureate prepared registered nurses at the expense of both desperate prenursing students and registered nurses alike. Honestly, wanting to be a nurse is one thing... but I think only the best and brightest, those who compete for those limited spots at competitive colleges, should be granted the opportunity to study such a sacred discipline that is nursing.
I know a majority of nurses are with me on this one.
Matthew Andrew, BSN RN
OCRN3
388 Posts
Hate to break it to you guys, but west Coast is also offering a masters in physical therapy and a PharmD. So I think a MD or DO program is in the making soon. just saying... They will be over saturating the market too with pharmacists and PTs soon.
16mm
357 Posts
Don't let these people tell you that you can have the same education for a fraction of the cost.
This school's NCLEX pass rates are awful. And no, I don't think everyone planning on attending this school knows what they are getting into. People need to take into account CA's steep unemployment rate. Coupled with this schools low NCLEX pass rates the odds are not in their favor of getting a job shortly after nursing school.
Now guess who's saddled with an enormous student loan to pay back with no job to show for it. Yes, I know everyone knows a grad from this school who got a job months before graduation that's all well and good. But, it's still a game of Russian Roulette. I'm strictly looking at the numbers here. Low NCLEX pass rates + High unemployment rate + oversaturated market = not a good idea.
Honestly I think the low NCLEX pass rates probably have something to do with lack of competition getting into the program. Competitive schools have higher pass rates, which stands to reason that they're good programs. But they also only take the best and brightest applicants. Schools that don't may not necessarily be bad programs, but they don't have the same caliber of students.
Ambitious83
81 Posts
Up to $200K to become a nurse, that is insane! With that price, you might as well attend Med school omg!
LL143KnB, BSN, RN
315 Posts
Don't worry according to a previous poster that program is on it's way next
Yikes! That's the only word that comes to mind.