NCLEX financial help

Ask family & friends? Crowd source ( just not on all nurses) personal bank loan? Credit card?

I forgot to add that I have no family assistance and I wouldn't dream of asking my graduate nurse friends for help since, let's be real, are the only friends I've been able to keep during nursing school. I really don't want to start a line of credit for only for only 200$. Besides, I already have to pay back student loans which is primarily why I'm broke. I was thinking more of a program like Job Corp or something official like that. Thanks for your reply. I'm looking into a lead from someone about a loan that Job Corp might do for me? Does anyone know about this?

It's not common but the answer is definitely no if you don't ask. Are you collecting unemployment? Job corps funds are often limited to certain populations

I still think a credit card would be the best choice.

I'm not collecting unemployment because I'm employed. I just don't make enough to cover the extra expense on top of the rest of my bills. I would ask my friends so its not a pride thing. I just know they are in the same boat I'm in. My university hasn't gotten back to me about assistance yet, but I just sent the email today. The whole reason I'm strapped for cash is due to being on a deadline by my new RN job or else I would just keep saving until I had enough money. Im worried that If I don't sign up soon, I'll get an ATT past the deadline. I've already contacted my new job about this, but I haven't heard back yet. Thanks for all the good replies.

I know it is very hard...I am a tech myself. I paid it with my income taxes check. But I failed then I had to save all the money again to retake it. But what I did was put back $30 a pay in a different account then when I got all the money I move forward with my fees..It has taken me about 3 months but I finally got it... Good Luck

Most of us waiting to pass the NCLEX are in the same boat as you. If you find a program that will help with the cost please share it with the rest of us. Good luck.

Elkpark, I cannot answer for anyone other than myself on this. Yes, I knew about the fees for licensure and testing and way back during the last course of nursing school I had those paid, prior to graduation. The problem was I didn't pass. That I didn't count on. So here I was all moneys depleted (I paid my own way through school) from my savings and no job. I went right back to studying for the second NCLEX hoping it would be my golden moment of passing and I'd get a job and start paying back the money I borrowed from a credit card to take the 2nd test as well as start paying regular bills. Well I failed test #2. I then had a choice of putting test #3 on the credit card or stopping and just going to work. I chose to try a 3rd time. So again I used my credit card for this third test which is incidentally TOMORROW. I know if I do not pass tomorrow it will be my last time to test. I must seek employment and get my debt back under control. So you see, it's not always as simple as planning for a cost one day because you know it's coming. There are always the possibilities that other unexpected costs blindside you.

Elkpark, I cannot answer for anyone other than myself on this. Yes, I knew about the fees for licensure and testing and way back during the last course of nursing school I had those paid, prior to graduation. The problem was I didn't pass. That I didn't count on. So here I was all moneys depleted (I paid my own way through school) from my savings and no job. I went right back to studying for the second NCLEX hoping it would be my golden moment of passing and I'd get a job and start paying back the money I borrowed from a credit card to take the 2nd test as well as start paying regular bills. Well I failed test #2. I then had a choice of putting test #3 on the credit card or stopping and just going to work. I chose to try a 3rd time. So again I used my credit card for this third test which is incidentally TOMORROW. I know if I do not pass tomorrow it will be my last time to test. I must seek employment and get my debt back under control. So you see, it's not always as simple as planning for a cost one day because you know it's coming. There are always the possibilities that other unexpected costs blindside you.

The OP is preparing for her first attempt. It's understandable that no one plans to have multiple attempts at $200 just for NCLEX registration

dbrenda1510, Sorry to hear about having to retake the NCLEX. That time in your life couldn't have been easy. Elkpark, while I did know about the fees, I had many unexpected bills in the short 15 months I was in school. So, no, there was no way for me to save money. I was barely making ends meet all through nursing school. Plus, I was told that my scholarship and school would cover licensure. It's part of the reason I accepted a bid from the program. Anyway, I am happy to report that my NCLEX was paid for by my scholarship, which is great because my student loans were crippling me and I my car broke down! Can't wait to pass and be making RN salary. It would really take the load off. Thanks everyone who gave honest and kind responses.