How are you paying for Nursing school?

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For my pre reqs I have been attending a community college and either used government loans and/or paid out of pocket, and my husbands work reimbursed us a total of $3000 for tuition. Now I am getting ready to transfer to a different school that costs $18000/year but since I have taken quite a few of classes I will probably pay about $13000. I am eligible for about $9000 in government loans so where else should I get school loans? I'm nervous because I've only ever used the loans that don't accrue interest and then are very low interest until paid off.

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I guess a better title would be 'Where do you get your student loans at?'

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I'v been paying with scholarships mainly...and federal student loans for the remainder. I have not taken any private loans, only federal. I recommend applying for some scholarships, if possible. Research the scholarships though (a lot of scams out there). My university's financial aid office was a huge help in suggesting both reputable nursing and general scholarships to apply for. Best of luck!

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Federal loans (subsidized and unsubsidized) as well as private loans through Discover Student Loans: They had the lowest interest rates I could find for private student loans.

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Specializes in ICU.

I will be paying for nursing school out of pocket. I am really hesitant about taking out loans so I will be saving my pennies to pay for school.

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I will be paying for nursing school out of pocket. I am really hesitant about taking out loans so I will be saving my pennies to pay for school.

I am with Bubbly26. I am going to pay out of pocket. Loans and debt stress me out. So if I can avoid it, then I will.

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I am not sure if this is a state thing, but if you have an associates degree in Texas you can transfer to a four year university and qualify for up to $2000 in scholarship for transfecting.

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Specializes in Childbirth Educator, Birth Doula.

Pell grant, then student loans. I figure I'm borrowing from my future, licensed self. I max out the subsidized student loans, because I'm not accruing any interest on them, and then I'm taking out and unsubsidized federal loan for living expenses.

BUT- I have a great history of paying loans off, have NEVER defaulted on a loan, and I'm applying for the HRSA scholarship this year so I can knock it all off.

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Pell grant and federal student loans are what's getting me through school right now.

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I get the full pell grant and 2 other grants, as well as the government loans & Perkins loans. My school is about 8000 a year

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Pell grants and scholarships. I literally applied for everyone of them.

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Thanks for all the responses! Unfortunately, I get great grades but I am not considered for most scholarships/grants because my husband makes pretty good money (of course not good enough to pay for my schooling out of pocket). I need to look into more scholarships but I don't even know where to get started there. Online, the school I am transferring too, community?

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