One of my goals is to eventually be able to purchase a house. Many of my nursing colleagues are purchasing homes that are worth $450,000, $500,000 or even more. Sadly, my budget is about half of that or even less, which means the houses I have to choose from are not appealing. Most of them are small, old, or both.
I am just curious how other nurses manage to purchase decent houses? I've been looking through my income, and I just can't find a way to make it possible to incorporate such a house into my budget. I am salary, so there are no opportunities for overtime.
What are other nurses' experience with buying houses? How did you make it work? Did it require switching jobs? Inquiring minds want to know!
There's a difference between being patronized and feeling patronized. I'm too old to let that kind of crap rent space in my head but if I feel like someone is treating me in such a manner I'm going to let them know.
If you admit it's a small percentage then why did you disagree with me in the first place that saying Americans are greedy and jealous was a rather broad brush.
Because unlike most cultures, Americans worship those idiots! 15 minutes of fame. Celebrities, famous people, idiots! By the way, those people work hard to get into the positions to become those idiots.
Believe me when I tell you Americans are different, very different! Other cultures worship their elders, family and simplicity. We embrace superficiality and shallowness mostly. We define success by things. That doesn't mean that they are better but I think that it takes less to make them happier and they appear to be less stressed because of it.
Believe me when I tell you Americans are different, very different! Other cultures worship their elders, family and simplicity. We embrace superficiality and shallowness mostly. We define success by things. That doesn't mean that they are better but I think that it takes less to make them happier and they appear to be less stressed because of it.
I won't believe you because what you are saying is categorically untrue! There is a small percentage of people who might think this way but the vast, vast majority of Americans do not, including myself. I refuse to let you characterize myself, my family and my friends in such a manner on a public forum.
I won't believe you because what you are saying is categorically untrue! There is a small percentage of people who might think this way but the vast, vast majority of Americans do not, including myself. I refuse to let you characterize myself, my family and my friends in such a manner on a public forum.
If the shoe fits and it's admirable that you feel like you represent the majority of the population with more lawyers, psychiatrists, and mental illness etc than any other country. Who has the most mass shootings of any other country? Who is more medicated? Who touts themselves as the greatest country in the history of the world? Who actually believes that *** while living in trailers and main ambitions are a pick up truck and a tractor pull?
Who is actually pissed about feeling so wonderful but always is angry with posts?
Specializes in Specializes in L/D, newborn, GYN, LTC, Dialysis.
2 hours ago, Davey Do said:
I was grateful that I didn't go with the house.
RIGHT?! Anyhow back to the subject. (we kind of digressed I think, here). Affording a home is tough for almost anyone. But a roof over one's head IS a home for most. I have lived under many different conditions/rooves from a 50 person room in basic training to dorm rooms for military where 4 of us shared one bathroom and 2 to a 10x10 room. I never whined or complained, because I had a home and food in my stomach. I did not compare myself to others who had it better because, what was the point? I waited a long time to buy the home I wanted and while I know people who live in much nicer, more expensive homes than mine (my sister for example), I hold no grudge or jealousy over that. She pays for it; I pay for mine.
But I do have fun in life that is not hindered by a bloated mortage---- like riding motorcycles, taking trips to the beach and flying to see my grandbabies across country at least 2 to 3 times a year. I keep cats and dogs for companionship and my husband is an avid mountain biker, which costs lots of $$$$ to do. We live a little. We don't care that some people in our town have much newer, fancier and more expensive homes. They are not me.
RIGHT?! Anyhow back to the subject. (we kind of digressed I think, here). Affording a home is tough for almost anyone. But a roof over one's head IS a home for most. I have lived under many different conditions/rooves from a 50 person room in basic training to dorm rooms for military where 4 of us shared one bathroom and 2 to a 10x10 room. I never whined or complained, because I had a home and food in my stomach. I did not compare myself to others who had it better because, what was the point? I waited a long time to buy the home I wanted and while I know people who live in much nicer, more expensive homes than mine (my sister for example), I hold no grudge or jealousy over that. She pays for it; I pay for mine.
But I do have fun in life that is not hindered by a bloated mortage---- like riding motorcycles, taking trips to the beach and flying to see my grandbabies across country at least 2 to 3 times a year. I keep cats and dogs for companionship and my husband is an avid mountain biker, which costs lots of $$$$ to do. We live a little. We don't care that some people in our town have much newer, fancier and more expensive homes. They are not me.
It's all about perspective.
Wish people would understand that and be grateful! I would rather put the money in the bank or an investment than worry about fancy the house is. Not that I don't understand because I do have a fancy car but I also see it as an investment. I rarely drive it to keep the mileage low and hoping it will balloon in the near future.
Specializes in Psych, Addictions, SOL (Student of Life).
21 hours ago, JKL33 said:
2 hours ago, Curious1997 said:
Wish people would understand that and be grateful! I would rather put the money in the bank or an investment than worry about fancy the house is. Not that I don't understand because I do have a fancy car but I also see it as an investment. I rarely drive it to keep the mileage low and hoping it will balloon in the near future.
Where I live $450,000.00 would be considered an average amount to pay for a house. Houses are expensive here in CA. Many houses that would sell for 450K in the midwest would be million dollar homes on the west coast. The home I own with my spouse was just appraised at over$600K. Beleive me it's a post WWII tract home and quite modest in appearance. Because it's been in the family since 1964 we only pay on a small mortgage that we keep for tax purposes. We have had some success in the stock market and a few years ago we purchased an investment property in the mountains for $33K which has since trippled in value. IMHO it has a lot more charm than the house we live in.
I was raised by people who had money because they were painfully frugal with it. I choose to leave home and not accept help from my parents ( A decision I have regretted more than once) but I do okay today. For my own personal reasons I don't need or desire to keep up with the Jones's
Specializes in Community Health, Med/Surg, ICU Stepdown.
American media seems to focus on over the top wealth and drama, but as @Wuzzie mentioned, I don't think most regular Americans are out trying to buy Ferraris and going nuts flipping tables over and throwing drinks on people (shout out to Real Housewives!) Our reality TV shows don't do much for our global image =/ I feel America has a lot of issues, as mentioned throughout the thread, such as income inequality and racism. But there are many individual Americans who are great people.
I meet people in my area whose homes are work MUCH more than $450,000. And not all are happy. Those who are, they don't list their mansions and cars as the reasons for their happiness. They mention their kids and grandkids. Those who are not, they are obviously not unhappy due to lack of material wealth. They are often lonely. If you don't have good relationships, your health, and reasons to enjoy your life, you will just sit in your big expensive house and be sad. And even if a $450,000 house makes you happy when you buy it but it is the sole source of your happiness, soon you will want a $600,00 house you see on facebook. Then, you will step it up a notch and take a vacation to the facebook Campus, and then you will want one of the $30 million homes in that neighborhood! There will always be someone richer/more successful/skinner, blah, blah, blah so just work on accepting and loving yourself.
Not joking about the $30 million! I saw a home I might like by the SF Marina and that was the price. Have to admit it did bring me down for a few mins LOL
Specializes in Community Health, Med/Surg, ICU Stepdown.
Update: I figure I could spend about $10,000 but no one I know wants to lend me $29,990,000 = ( And I found out banks don't accept a 0.03% down payment ?
American media seems to focus on over the top wealth and drama, but as @Wuzzie mentioned, I don't think most regular Americans are out trying to buy Ferraris and going nuts flipping tables over and throwing drinks on people (shout out to Real Housewives!) Our reality TV shows don't do much for our global image =/ I feel America has a lot of issues, as mentioned throughout the thread, such as income inequality and racism. But there are many individual Americans who are great people.
I meet people in my area whose homes are work MUCH more than $450,000. And not all are happy. Those who are, they don't list their mansions and cars as the reasons for their happiness. They mention their kids and grandkids. Those who are not, they are obviously not unhappy due to lack of material wealth. They are often lonely. If you don't have good relationships, your health, and reasons to enjoy your life, you will just sit in your big expensive house and be sad. And even if a $450,000 house makes you happy when you buy it but it is the sole source of your happiness, soon you will want a $600,00 house you see on facebook. Then, you will step it up a notch and take a vacation to the facebook Campus, and then you will want one of the $30 million homes in that neighborhood! There will always be someone richer/more successful/skinner, blah, blah, blah so just work on accepting and loving yourself.
Not joking about the $30 million! I saw a home I might like by the SF Marina and that was the price. Have to admit it did bring me down for a few mins LOL
You have even higher aspirations than Prince Harry and Meghan Markle! Their mansion doesn't even cost that much.
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Because unlike most cultures, Americans worship those idiots! 15 minutes of fame. Celebrities, famous people, idiots! By the way, those people work hard to get into the positions to become those idiots.
Believe me when I tell you Americans are different, very different! Other cultures worship their elders, family and simplicity. We embrace superficiality and shallowness mostly. We define success by things. That doesn't mean that they are better but I think that it takes less to make them happier and they appear to be less stressed because of it.