Quote from llg
... which is why we should all be planning for our own retirement. Not just saving money, but really making plans as to where we will live ... who will help us when we need help ... etc. We can't count on "the government" or "society" to make all the arrangements that need to be and provide all the services we would like to have. If left to strangers, our care will be provided in the most cost-effective way possible.
So if we want things to be a certain way, we need to make arrangments for that. We need to plan for ourselves -- and save the money necessary to cover the costs of the life we want to lead when we are very old.
I wish the woman in the OP well and hope she can find some happiness regardless of where she goes next.
Without actually knowing the details of a person's life it is easy to make assumptions about why they are in their present circumstances.
Being able to save adequately and plan for one's retirement depends a lot on being fortunate enough to secure decent to well paid jobs during one's working life. There are a multitude of reasons people are often unable to do this; from the cost of a college education, to a lack of employment opportunities because many middle class and working class jobs no longer exist for the most part in this country, to lack of a supportive family background during one's childhood that makes educational and career opportunities possible, to being carers for sick/elderly family members, to being victims of domestic violence, to personal misfortune, and so on. Not everyone is able to access middle class and upper middle class careers, let alone professional careers, and be able to save significantly for retirement and/or receive a good pension, and plan where/how they will spent their latter years, and this is certainly not necessarily due to lack of effort or other personal shortcomings. Many, many people's lives are based on just surviving, and what happens to them in their retirement is left to chance and to the mercy of other people.
With respect, you have mentioned before that your father was a physician and that you began nursing school
after high school (please correct me if I am misremembering); my point in mentioning this is that life and career opportunities were available to you that weren't available to the average person, so it would be reasonable to conclude that your opportunities and ability to save and plan for retirement would be better than the average person.