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Why I cannot hate the Affordable Care Act (ACA)

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by jaycam jaycam, RN (Member)

jaycam has 2 years experience as a RN .

4 Articles; 13,726 Visitors; 459 Posts

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There was a time when I would've considered the ACA unnecessary. That I would've been annoyed by it. This was also a time where I had little to no interest in politics. It's funny how life has a way of humbling a person and teaching them something new about themselves on a regular basis. This is a story about how I ended up needing the help in order to make myself better. You are reading page 17 of Why I cannot hate the Affordable Care Act (ACA). If you want to start from the beginning Go to First Page.

Phoenix16, RN has 6 years experience as a MSN and specializes in Forensic Nurse.

5,214 Visitors; 107 Posts

Yip, however if chronic conditions arent dealt with they can become a whole bunch more complicated.

Far cheaper to ensure the t2 diabetic who needs insulin knows how to monitor their blood sugars, control their diabetes through diet, increase their exercise and ensure they use of insulin or oral hypoglycaemics. Of course we could wait until their foot turns black due to uncontrolled sugars and has to be chopped off because its necrotic but it would cost the tax payer a hell of alot more money

I understand what your saying but why should the taxpayer be footing the bill? If you're paying insurance their should be no limitations on what service is covered. This is the insurance companies way of stuffing their fat pockets even more. Its just like when you get into an accident. You've been driving for 10 years and paying your premiums on time, but get a little fender bender, then they jack up your premium. So where is all that money that you've been paying for the past 10 years. I really believe that the insurance companies are the ones running this country.

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jaycam has 2 years experience as a RN.

4 Articles; 13,726 Visitors; 459 Posts

I understand what your saying but why should the taxpayer be footing the bill? If you're paying insurance their should be no limitations on what service is covered. This is the insurance companies way of stuffing their fat pockets even more. Its just like when you get into an accident. You've been driving for 10 years and paying your premiums on time, but get a little fender bender, then they jack up your premium. So where is all that money that you've been paying for the past 10 years. I really believe that the insurance companies are the ones running this country.

For the same reason that tax payers pay for so many other things, it benefits the society we live in. Which is better for our society, preserving the person's base health so they can continue to be productive, or allowing them to fall further until we have even further responsibility towards them. We pay for roads and 911 because they make our lives safer. We pay for education so that we have educated workers, we pay for housing so people don't die from exposure on the streets, we pay for food because starving people aren't as productive. Healthy people are more productive than unhealthy, it's that simple. They provide more back if they are healthy than if we let them go. The thing is, if we're going to be part of a society together, then we do it together.

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8,765 Visitors; 410 Posts

The only reason my great-niece and nephew are alive today is the affordable care act. They were born prematurely (twins,) parents both working but not enough to get insurance before Obamacare. They are alive and well today. And contrary to what people are trying to make you believe, I have been covered by my employer's plans for over 30 years, and I NEVER had a year pass without the costs and deductibles going up.

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Red Kryptonite has 3 years experience and specializes in hospice.

18,179 Visitors; 2,212 Posts

The only reason my great-niece and nephew are alive today is the affordable care act. They were born prematurely (twins,) parents both working but not enough to get insurance before Obamacare.

What a load of hyperbole. The only reason those kids are alive is a terribly designed, fraudulently passed wealth transfer program disguised as health insurance? Sure.

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WookieeRN is a ADN, RN and specializes in PACU.

19,488 Visitors; 1,036 Posts

I have a serious love - hate relationship with Obamacare. I like that I have access to healthcare, but hate all of the hoops I have gone through just to keep it. In order to keep my tax credit they wanted me to send in my income for 2015. Send in my pays tubs on 3 separate occassions, certified, and just got a notice last week they are terminating my tax credit because of "no response" (from them, perhaps). Calling them is useless as their employees don't know their head from their butt for the most part. Come to find out this means they will also be terminating my insurance plan (why? No one has been able to answer me) and the deductible for the same plan has now quintupled from $700 to $3500 on the marketplace. Thats great that i got a super special enrollment period (eyeroll please) but its even MORE unaffordable now than it was before. I'm at a loss. I could care less about the tax credit; that will even itself out eventually. It would be cheaper to negotiate directly with my doctor and pay out of pocket than keep that plan or sign up for any of the others. That is what frustrates me about Obamacare, and that I would be penalized financially for finding a more affordable option than those plans by paying out of pocket.

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7,643 Visitors; 316 Posts

Andy and Turtles ....I stand with you :). I admire your tenacity to educate these libs, but like Michael Savage said : "Liberalism is a mental disorder".

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6,122 Visitors; 277 Posts

First off we need to distinguish between HEALTHCARE and HEALTH INSURANCE.

Health Insurance is NOT healthcare. The ACA mandates that everyone be covered with Health Insurance. Having Health Insurance does NOT guarantee that you will have healthcare. (You may live where your coverage is NOT widely accepted and those that do take it are not taking new patients, etc.)

So, what did we solve?

The next question I ask, "Is bad healthcare better than NO healthcare?"

Again, if my insurance is NOT widely accepted, is bad healthcare better than nothing? I guess that answer depends. Take the diagnosis of cancer. Is it better to have a false positive and have tests, biopsies, etc. every 4 months waiting, OR a false negative and letting the cancer grow unchecked?

Perhaps the government should impose price controls on premiums and insurers have to make those prices work. If they are efficient then they will make a profit, if not, then they lose money.

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Phoenix16, RN has 6 years experience as a MSN and specializes in Forensic Nurse.

5,214 Visitors; 107 Posts

Jaycam I am hoping that this controversy is not what you intended when you wrote this article. I think this will be a never ending topic, because the people who are benefiting from it, will always defend it; likewise the people like me who are paying the huge premiums and still cant afford to go to the doctor will always hate it. We need to admit to our selves that as human beings we are more inclined to support an idea if it favors us or our loved ones.

Right now we have Blue Benefit of MA (its a third party through BCBS). That is the insurance that my husbands work provide. My son is 5yrs and is Autistic, and recommended by his Neuropsychologist to get at least 20 hours of ABA each week. He has yet to get one!! That is because ABA is not covered by our insurance!! So he's been diagnosed three years now and still no ABA, yet we are forced to pay high premiums every week. So, one can see why I am not in favor of it! Now I am sure there are people who will sing it praises because they are getting treatment that they couldn't get before, and I do not blame them. I am almost certain if I were ever in their situation I would sing praises too.

To the person who was saying the law in MA was a lie, they are incorrect. I agree Romney's bill had less pages, but the bottom line is we still had to pay the fine if we did not have coverage. However, when I had my son in 2010 that was still the case but coverage was much more affordable until ACA became law. It was in that where they put in more stipulations(hence the increase in pages)and that is why insurance have sky rocketed.

Bottom line; I think we should just agree to disagree that we will all never agree:)

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Mama Jules has 26 years experience.

1,146 Visitors; 21 Posts

Andy and Turtles...you guys are awesome and I stand with you. I cannot name one....not ONE government entity that has ever made anything they "provide" easy, useful, or efficient for the American people. What makes us think government healthcare will be any different????

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AndyB specializes in E/R, Med/Surg, PCU, Mom-Baby, ICU, more.

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Obesity is a modifiable risk factor for diabetes, as well as many other conditions. I'm not sure what action your suggesting we should take relating to obesity and insurance coverage.
Looks like you missed the thread from Jaycam who stated "correlation does not equal causation?" along with their tirade about "nurses who sit there passing judgements about how is all the patients fault they are sick".

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AndyB specializes in E/R, Med/Surg, PCU, Mom-Baby, ICU, more.

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Its called universal healthcare
So does that mean you live in a different country? If so why are you so interested in forcing the people in the US to accept something that the majority dislikes?

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AndyB specializes in E/R, Med/Surg, PCU, Mom-Baby, ICU, more.

5,625 Visitors; 176 Posts

I get the general complaint that our healthcare system costs a lot of money ($3 trillion annually) and that often people don't realize just how much our system costs until we get the bill for just their share or their family's share, but the fact is that our system costs about $8000 for every man, woman, and child in the US every year. Since not everyone can pay that amount every year we have two choices; limit services to the people who can pay that amount, or shift the costs around so we still cover our yearly bill and everyone gets the services we've long since decided are a legal right (thanks to Reagan).

Perhaps you need to reread EMTALA and learn to differentiate between emergency care and universal healthcare.

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