Why I cannot hate the Affordable Care Act (ACA)

There was a time when I would've considered the ACA unnecessary. That I would've been annoyed by it. This was also a time where I had little to no interest in politics. It's funny how life has a way of humbling a person and teaching them something new about themselves on a regular basis. This is a story about how I ended up needing the help in order to make myself better. Nurses Announcements Archive Article

"Well why didn't you just get a new inhaler?" I felt a sinking pit in my stomach. I was at a follow up visit to my doctor after ending up in the ER a few weeks before because bronchitis had made my asthma worse and I couldn't breathe. The first thing my doctor asked me was where my inhaler was when this had happened. After all, that was in my plan. I tried to explain to her that I only had one inhaler and it had been stolen the week before when I was riding the bus. Somehow, despite my explanation she didn't understand that since I was uninsured at the time, I just couldn't afford a new one. It was only after the ER trip that a friend of mine had pity on me and bought the inhaler for me.

I lost my insurance in April 2012 because I had been working at a call center that had outsourced its customer service department overseas. This was my fourth lay off in about six years. The whole time I had been trying to go back to school but in playing musical jobs I had never managed to do so. I decided to make school my focus and work secondary and deal with it.

Because I have asthma, I've never been able to get insurance without going through my work before. COBRA would've cost me over six hundred a month, and while my state had opened a high risk pool, it was still too expensive. My NP was awesome and made sure I got refills of my medication before I lost my insurance and gave me a list of community services for when I did lose it, because she knew I wouldn't be able to come back afterwards.

I did everything I could to make sure I would be taken care of. I signed up for a prescription plan at a local pharmacy, I found local clinic that was free, run on community donations. Still there are things that free clinics couldn't handle. Waiting all week to see a doctor because you got sick on Sunday and the free clinic is only open on Saturday isn't helpful when you're so sick you can't breathe. The doctors are volunteers so there's no guarantee of continuous care. In fact, the push is to get you into a local public health or community clinic, but they often were not taking new adult patients or were an hour drive away.

It was about a month after I lost my insurance when I found a lump on my right side, along the edge of the breast tissue. The free clinic provided me a referral but when I called the places they suggested I was turned away. I was told I was too young, that the office no longer provided services, or that they were out of funds for the year. I continued to fight to find a way to access services, but without a referral from a PCP I was getting nowhere. I finally took the time to bus out to one of the few clinics taking patients. They contacted a local imaging center attached to a public hospital to get me in. This started in June, I was finally in for imaging in October. In November I would get a biopsy and find out it was benign. It took me six months from start to finish to find out what was there.

It would be another year before I would get insurance again. In that time I ended up in the ER enough times the doctors started to recognize me. There really wasn't anything either of us could do. I couldn't manage my health without being able to afford regular doctor's visits and medication and they couldn't make a solution appear out of thin air. My wisdom teeth got infected and had to be removed but had to wait two months for a dentist who would help. I was on antibiotics so long I ended up with a GI infection. Bronchitis, allergic reaction, a set of second degree burns from how bad at cooking I can be. They got to deal with it all, despite the fact that most of these things were preventable.

All if this changed in January of last year. I live in one of the states that approved the Medicaid expansion and set up their own healthcare exchange. I was there on day one to shake hands with the Governor, tell him my story, and sign up. I stood up with him to others to encourage them to use the exchange as well. It is the only day of class I've missed since I started back.

Because of the Affordable Care Act I was able to get needed blood work that I had not been able to afford. Reliable access to medication. The first thing my PCP did, remembering how just a few months earlier I had ended up in the ER because I didn't have an inhaler was make sure to get me a prescription for one so I had a backup. One thing I know is I appreciate the opportunity more than I could ever express.

I know there are naysayers out there who will tell me that those things are not really free and that someone has to pay for them. One day I'll graduate and that person will be me. I seriously hope that I am paying to make sure someone gets the care they need with the money I pay into the system. It's saner than paying for what happens when they can't. The system we have isn't perfect, but it can only get better if we put effort into it.

Specializes in Critical Care.

What is it you are suggesting then? How do you avoid generating bills, so that we don't have to figure out who will pay them, without avoiding the care that generates those bills?

We're in science. Have you ever actually heard the saying "correlation does not equal causation?" How do nurses who sit there passing judgements about how is all the patients fault they are sick survive. I can understand being fustrated with someone you know is jeopardizing their health, but the fat shaming/dieting shaming of patients. .. how does it help?

Adam, what did I tell you? It is YOUR fault people are fat.

Specializes in E/R, Med/Surg, PCU, Mom-Baby, ICU, more.
How are you possibly under the impression that a bank would willingly give a low interest loan to a 60 year old who now has to cut back to part time and on top of that has a $200k loan to pay off?

The hospital will give you the stent/CABG if you are having an active MI. If not they can give you nitrates as people who refuse surgery or have inoperable CAD get.

What is it you are suggesting then? How do you avoid generating bills, so that we don't have to figure out who will pay them, without avoiding the care that generates those bills?

Umm. We don't avoid bills.

Specializes in Vents, Telemetry, Home Care, Home infusion.

This thread is going way off from original topic and name calling started--- not what we want for a professional website. Closed for review and cleanup.

Specializes in Vents, Telemetry, Home Care, Home infusion.

Is Obamacare hugely unpopular? Not anymore

Philly.com

Robert I. Field, Ph.D.,

Posted: Monday, April 6, 2015, 6:00 AM

Remember when a clear majority of Americans disapproved of Obamacare? In July 2014, the percent disapproving in the Kaiser Family Foundation tracking poll reached 53% and the percent approving stood at just 37%.

What a difference a few months can make. Those numbers have changed dramatically.

The latest Kaiser poll put the approval and disapproval percentages at close to even. Last month, 43% disapproved and 41% approved.

Partisan differences in views of the law remain large with Democrats heavily in favor and Republicans heavily opposed. However, the gap between approval and disapproval for the overall population has almost disappeared.

Another indication of increasing support for the law is seen in attitudes about the latest Supreme Court case challenging it, King v. Burwell. A sizeable majority, 60%, thinks that a ruling for the challengers that limits the law's subsidies in states using the federal insurance exchange would have a negative impact for the country. In states that use the federal exchange and stand to be directly affected by such a ruling, 69% want their state to create its own exchange if the challengers prevail so that subsidies can continue....

blog_kaiser_obamacare_april_2015.jpg

HHS: Obamacare enrolls 16.4M

Specializes in Vents, Telemetry, Home Care, Home infusion.

Ok... I had saved articles to post today to add to discussions --see above. Upon seeing reports, reviewed last several pages and made edits with members notified.

Please remember that a good debate focuses on facts not name calling and profanity. Re-reading and following the Terms of Service will keep website enjoyable for all.

Reopening thread.

Specializes in Emergency.
They get a low-interest loan to fund the surgery that they needed because they refused to exercise and stay slim.

Doesn't this require additional bureaucracy to manage what will essentially be a mortgage sized loan to a high risk borrower? As noted above, why would the private banking sector touch these folks? So aren't you implying government involvement?

Specializes in Operating Room.

I'm shocked at these insurance prices everyone is paying. These jobs aren't offering any good benefits. Through my husband's job we pay only $120 per month for both of us combined for a really good blue cross blue shield policy. This includes heath, dental, and vision. Only a $1000 deductible.

In my personal experience that is the big difference between employer based and individual market. Companies get some bargaining power because they bring a group of people to the table. They get better rates, it's deducted before your taxes, and many companies pay a portion of the cost.

Specializes in Geriatrics, Home Health.

I work in home health. I carried the family health insurance for 5 years, until last December, when my husband finally got access to health insurance through his employer. I paid a little over $800 per month to insure 2 adults. When I got pregnant, I found out that insuring my kids (I had twins) would cost about $250 a month on my employer's plan. Hubby and I talked to an Obamacare navigator to see if we could get cheaper coverage. Turns out Hubby and I didn't qualify for anything cheaper, but my kids could get Medicaid for $60 per month. It was a no-brainer.

Signing the kids up for Obamacare was hell. My husband was on the phone with someone about an hour a day 5 days a week for a solid month. I was recovering from childbirth, in temporary housing, with 1 kid in the ICU, so I wasn't much help. Once he finally got that straightened out, the coverage was great. It's a bit disheartening that a college-educated professional would have kids on Medicaid, but my state's Medicaid is very comprehensive for children.

Specializes in Mental Health, Gerontology, Palliative.
How about showing this magical medical insurance policy that has no co-pays and deductibles! Sounds like medicaid!

Its called universal healthcare