Where do I get LVN malpractice insurance?

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Hey guys, I am a new LVN Grad starting my first job in med/surg at my local hospital this week. I need information on . I live in California. I thought information would come with my license but it did not. Any help will be most appreciated. Thanks and God Bless you all. wave.gif.f76ccbc7287c56e63c3d7e6d800ab6c

Specializes in Education, FP, LNC, Forensics, ED, OB.
has anyone looked into napnes. this is a lvn organization but i think they have (low cost) malpractice insurance for it's members .

hi, txspadequeen921,

yes, napnes offers for its members. not sure which carrier.

i know that the national federation of license practical nurses, inc. as well as the national student nurses' association endorse nso.

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Specializes in LTC.

Hi all. I just graduated May 30 and my instructors suggested NSO. My question is .. What is the difference between NSO and HPSO? I have been to both websites and the discounts and rates are the same.

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Specializes in Education, FP, LNC, Forensics, ED, OB.
hi all. i just graduated may 30 and my instructors suggested nso. my question is .. what is the difference between nso and hpso? i have been to both websites and the discounts and rates are the same.

hello, slynn61,

nurses service organization (nso*) is the nation's largest provider of nurses professional liability insurance coverage, with over 650,000 nursing professionals insured in the program today.

http://www.nso.com/about/nso.php

healthcare providers service organization offers medical malpractice / professional liability insurance and risk management information for physical therapists, pharmacists, emt's, dental hygienists, athletic trainers, medical assistants, nurses, nurse practitioners and many other healthcare professionals.

http://www.hpso.com/

healthcare providers service organization (hpso) has over 30 years experience in providing healthcare providers with insurance solutions and now provides coverage to over 70 healthcare professions. hpso, along with nurses service organization, provides close to 1 million individual healthcare providers throughout the united states with professional liability insurance and risk management information.

http://www.hpso.com/about/aboutindex.php3

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Specializes in Addiction.

I would suggest checking NFLPN. The website is nflpn.org

It's the professinal organization advocating nationally and in a variety of states exclusively for LPNs

NFLPN uses NSO but at a group rate.

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Specializes in Case mgmt., rehab, (CRRN), LTC & psych.

Unfortunately, I live in a state that has the highest rates and the lowest coverage limits in the nation. Texas no longer offers the $1 million coverage for about $100 per year. Now, it costs about $230 per year to receive about $200,000 worth of coverage. No other state charges these outrageous permiums for such low limits. Even litigious states such as California and Florida have kept their malpractice insurance premiums reasonable.

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Wow, TC. Why do you think that is?

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Specializes in Case mgmt., rehab, (CRRN), LTC & psych.
Wow, TC. Why do you think that is?
I'm aware that a Texas jury awarded a plaintiff a truly whopping settlement of $268 million in a malpractice case. Also, the Rio Grande Valley is the most litigious region of Texas, with 74 percent of all the physicians having been sued. Even though I do not live in the Rio Grande Valley, the occurrences in one part of the state can affect us all financially.
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For any one who thinks you don't need additional go to board hearings and listen to the sad people loose so much over not that much.

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Specializes in CNA1, CNA2.

Wow this threa dhas been so helpfull. I have been looking for insurance. Thnaks to all

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Specializes in LTC, Memory loss, PDN.
Let me google that for you
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Specializes in Peds and Home Health.

I am a LVN (working part time) and LVN-RN student in California. I pay $99.50/year for 1,000,000/6,000,000 with NSO. This coverage is for my part time work AND for the LVN-RN. Pretty good deal.

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HI, I'm a new LVN with a year and 4 months experience. I live in Temecula CA, (Southern California). I was told in nursing school that this field in recession proof and about all the jobs that were out there..... I have since found that, that is NOT the case. LVN have been fazed out of Hospitals and the facilities that do accept LVN's are few and far between and require 1-2 yrs outpatient care or acute care. Is anyone else other there experiencing the same problem. I love what I do but I'm beginning to believe RN is the only way to go!

Sincerely,

Frustrated In Temecula

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