School $ Question

NurseDianne, ADN · Mar 7, 2003

Oh yeah, one more thing.........I can't take a loan out at the bank, house and 2 cars already financed........ugh.......am I sunk?

Mkue · Mar 7, 2003

So you aren't eligible for the Federal Student Loans? through your school?

NurseDianne, ADN · Mar 7, 2003

It's like this, long story short, In 1988 went to RN school (at this same place) was a single mother of 2 (no excuses just facts), didn't make it past med surg 2, left and went on to LPN school.

In 1988, the school was on the quarter system, required a lot more core class which racked up 5 credits/each. Now they say I have to many credit hours. The FASA ok'd the money, the SCHOOL says no. I don't understand this since I've paid back ALL of my student loans and don't owe anything. Like I said I'm in a bind and not sure if I quit will have the umph to go back next year. Please my hubby will be bridging next summer and I DO NOT want to get into that issue w/ him. He thinks I'm being mean, but we both cannot work full-time and school full-time and be civil to each other.

Lausana · Mar 7, 2003

I'm thinking there is a way! A type of loan for people who've exhausted all other ways...but I'll have to dig around & see if I'm not just imagining I read that somewhere!

Lausana · Mar 7, 2003

I think the term is 'alternative loans' basically they cover what the other don't or if you've used other options up...

Here's a couple links but I'm sure there's many more if you do a search by your state.

http://www.studentloannet.com/students/alternativeloans.htm

http://www.princetonreview.com/grad/finance/articles/loans/altloan.asp

Nurse2bSandy · Mar 7, 2003

NurseDianne,

Most schools want your money and they will help you find it. Have you gone to the financial aid dept where you will be attending? They may have some creative ideas for you. Also, have you looked into scholarships?

Angelica · Mar 8, 2003

Have you checked what local hospitals are offering, if anything? I work as an extern and my hospital pays me up to $1000 per year towards tuition (with no obligation to work there after I graduate). I am pretty stressed out this semester, so I'm only working one or two days per month.

Rena RN 2003, RN · Mar 8, 2003

do you know any of your instructors well enough to confide all this to them? i ask because one of my past instructors was just telling me that she had an exceptional student that suddenly lost her financial aid for whatever reason. the instructor went to the financial aid office and told them to find the money somewhere. and sure enough a "grant" came through for this student. just something to ponder.

Mkue · Mar 8, 2003

If worst comes to worst you can always make small payments on the tuition until some money comes through. At least you can start classes.

Love-A-Nurse · Mar 8, 2003

what about where you already work, dianne. don't give up yet. there are times when "blocks" are put in our way for us to give up because it is much easier than "fighting" for our goals.

if i hear of anything, i will post it. keep the faith!

tonchitoRN · Mar 9, 2003

pell grants. see if they are still available.