Problems Before Nursing School

Nursing Students Pre-Nursing

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Hello, I am a nursing student who is starting the nursing school in Fall 2019. I am currently facing some problems before attending the nursing school. I learned that I need a stable transportation, auto insurance, and health insurance, but I do not have any of these. I do have a driver licence, but I do not have a car which also means no auto insurance. I also do not have a health insurance, and when I searched up to get one, none of the health insurance is available to apply right now because I missed the date to apply for it. I can't afford to get a car and an auto insurance, but I do not have enough money nor financial aid. My financial aid does not even cover for my tuition, so I'm paying with my loan. What do you guys think I can do to fulfill these requirements before nursing school?

6 minutes ago, ThatChickOmi said:

If you end up carpooling with people, please show them you appreciate them and give them a respectable amount of cash for gas money. I had one girl I picked up and dropped off before/after every clinical in first semester and she would "forget" the money half the time and our clinical site had valet parking too. It got old. Very fast.. I know it's sad I'm typing this, but some people just have no courtesy. I wasn't mean or rude to her at any point I just silently vowed never to carpool again.

A classmate and I took turns driving. One week she drove, next week I drove. If we had something to do like a dr appointment and needed to leave early, or what have you, we let the other know and we drove ourselves.

But I get what you're saying. My car decided to clonk out on me the last semester and I rode with her or rented cars. I still offered her gas money but she refused so I bought her lunch instead. Nursing students don't turn down free food. ?

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7 hours ago, ThatChickOmi said:

If you end up carpooling with people, please show them you appreciate them and give them a respectable amount of cash for gas money. I had one girl I picked up and dropped off before/after every clinical in first semester and she would "forget" the money half the time and our clinical site had valet parking too. It got old. Very fast.. I know it's sad I'm typing this, but some people just have no courtesy. I wasn't mean or rude to her at any point I just silently vowed never to carpool again.

How much would it be reasonable amount for the gas money? I never carpooled nor drove before, so I don't know the average cost of the gas...

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Specializes in Nephrology Home Therapies, Wound Care, Foot Care..

I had to provide proof of health insurance recently for the WOC program at Cleveland Clinic!

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Specializes in Med/Surg.
7 hours ago, Remia said:

How much would it be reasonable amount for the gas money? I never carpooled nor drove before, so I don't know the average cost of the gas...

The valet was like $4 every day on top of it (I tried to avoid the valet and find parking on a nearby side street but you couldn't find any spots most of the time), but I would have been happy with $5-$6 a week. Not a lot. I don't know where you're from so I can't say...I live in in a more expensive area so everything is jacked up here.

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Specializes in Critical Care; Cardiac; Professional Development.
21 hours ago, tonyl1234 said:

No job or school can force health insurance on you. Think about it, what if you're a millionaire and you'd rather just write a check for all your medical costs? Suddenly doesn't make sense to be required to have health insurance now, does it? Typically there's a waiver, talk to your school. Nobody can force you to pay for your medical costs any particular way.

Auto insurance is up to your state. Lots of states let you "self-insure" yourself for liability if you can prove that you have the money to cover what would be charged to an insurance company if you caused damage.

As for having a car, no, you just need to be on time for clinicals and classes.

Actually having health insurance is required by the US government and you pay a tax penalty every year if you do not have it. The schools absolutely can have these kinds of requirements for admission.

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Specializes in Psychiatry, Community, Nurse Manager, hospice.
On 7/3/2019 at 2:23 PM, tonyl1234 said:

No job or school can force health insurance on you. Think about it, what if you're a millionaire and you'd rather just write a check for all your medical costs? Suddenly doesn't make sense to be required to have health insurance now, does it? Typically there's a waiver, talk to your school.

They can and do force you to get health insurance.

If you don't prove that you have other health insurance, they simply add you to the school's health insurance which then becomes part of your term bill.

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Specializes in PACU, pre/postoperative, ortho.

Meh, my program did not require proof of health insurance, transportation, etc. We only had to show proof of immunizations & residency in/out of district for tuition.

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