Malpractice Insurance

i'm not sure what my district does to cover me specifically. The union will pay for lawyers to represent me. I absolutely carry my own NSO policy. I trust nobody to have my back.

i'm not sure what my district does to cover me specifically. The union will pay for lawyers to represent me. I absolutely carry my own NSO policy. I trust nobody to have my back.

Yup. One of the first things my boss told me was that I ought to consider having my own malpractice insurance. The district may or may not defend me but between the union and NSO, I feel pretty good. This is not required by the district.

Eh, there are some things I don't want to come back and bite me. lol

Not required but I did buy my own policy from NSO. I don't know if my district covers me at all.

So you would refuse something you felt uncomfortable with, even if administration told you to do it?

My position is I do not feel this particular task requires an RN, anybody can do it and I feel that the RN is at particular risk because we have to carry our own insurance.

Is this why the district wants the RN to do it? Sorry but I know when push comes to shove, who gets thrown under the bus.

I know I'm being vague. Sorry.

Not required and our school has lawyers that would defend me (or the school, but usually what benefits the school would benefit me), but I have my own NSO policy. $100/year is worth it.

My school will not cover me for malpractice - so I pay $109/yearly to NSO.

So you would refuse something you felt uncomfortable with, even if administration told you to do it?

My position is I do not feel this particular task requires an RN, anybody can do it and I feel that the RN is at particular risk because we have to carry our own insurance.

Is this why the district wants the RN to do it? Sorry but I know when push comes to shove, who gets thrown under the bus.

I know I'm being vague. Sorry.

Is it within your scope of practice? If not - no brainer. If it is....you could theoretically consult with your malpractice carrier regarding whatever it is they're asking. Although that might be waving a red flag.

Yes, I would advise having your OWN professional insurance. I have 2 different policies to my protection. It covers a lot (board complaints, on the job injuries from combative patients, etc) It is well worth it. Employers need only show that you violated some policy or procedure, founded or unfounded allegations. They WILL NOT PROTECT YOU. False allegations by co-workers is rampart and can up-end your career. I learned that some nurses will lie, set you, and sometimes the managers or administration will be a part of it. Know your rights and scope of practice. Fortunately, I had the financial means to get a lawyer, the corporation sold and we are in court now because I sued em for wrongful termination along with a slew of other issues that were putting patients and staff at risk. The real culprit was diverting meds while under board stipulations, continued to work until she got caught. She should not have been working with the multiple verbal and written complaints against her. Now, the corporation has to deal with State investigations involving deaths, missing meds, etc. Get your own insurance.... now!

My school will not cover me for malpractice - so I pay $109/yearly to NSO.

That's like $9 a month. About the cost of one super duper coffee mocha latte frappe with a cherry on top!

For 35+ years, never worked without my own insurance. NEVER EVER!!!