How are you financing NS?

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I am just curious how others are financing NS. DH and I both work FT so I am trying to save as much as possible w/o sacrificing necessities while paying down some debt so there isn't so much financial stuff to worry about when I have to go to school FT. I will apply for financial aid but do not think I will get any as it looks like we make too much $$ and have too much in savings. But I figured it out and while right now we do have enough to pay for my schooling, that is all it would pay is the actual schooling costs so I am wondering how we are going to do it. I have 2 boys and the older one will be in school FT once I go to school FT but my younger one will still need to go to daycare or else I won't get any studying done with him around. I will also apply for scholarships and take out loans to help us out but I'm wondering if I would be doing the right thing by taking out loans. I still have a school year to save since I'm not planning on going FT until Fall 08 but looking at the numbers, I just don't know if I'll have enough, so how are you doing it?

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most hospitals will pay for the entire nursing program! I would start looking now and contacting their hr offices to find out the details. You can also take out loans to help with the cost of living and daycare if needed.

Kim

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I am going to apply for financial aid and try to put as much money aside as I can because my husband works and I am a stay at home mom. If I have to I will take out some student loans because those you do not have to pay back until 6 months after you graduate and some will take as little as $50 to $170 a month to pay the loan off.

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most hospitals will pay for the entire nursing program! I would start looking now and contacting their hr offices to find out the details. You can also take out loans to help with the cost of living and daycare if needed.

Kim

Thanks, I did not realize that hospitals would do thatI have a question, when a hospital pays for you to go to school you have to work for them after you graduate for awhile correct? that's what i have heard.

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You sure do have to commit to work with them for a year or two, which is actually not bad if you plan to stay in the area anyway.

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I am just curious how others are financing NS. DH and I both work FT so I am trying to save as much as possible w/o sacrificing necessities while paying down some debt so there isn't so much financial stuff to worry about when I have to go to school FT. I will apply for financial aid but do not think I will get any as it looks like we make too much $$ and have too much in savings. But I figured it out and while right now we do have enough to pay for my schooling, that is all it would pay is the actual schooling costs so I am wondering how we are going to do it. I have 2 boys and the older one will be in school FT once I go to school FT but my younger one will still need to go to daycare or else I won't get any studying done with him around. I will also apply for scholarships and take out loans to help us out but I'm wondering if I would be doing the right thing by taking out loans. I still have a school year to save since I'm not planning on going FT until Fall 08 but looking at the numbers, I just don't know if I'll have enough, so how are you doing it?

What the Federal government didn't pay with loans, I couldn't get grants as we make too much money (So they say). I am going to a private University and there is no way a hospital is going to pay my full tuition. Most hospitals have some type of cap, like 10,000 dollars, and you have to sign a contract with them. So, I have had to take out personal loans, that will total around 20,000 dollars for my 2 year RN degree.

Hey, we do what we have to, to get to where we want to be.

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I'm in the same boat...working full-time. Have a daughter. I don't want to have the loans after school, but if I have to, I will. At this point though, I am forking out the money every semester. I was getting tuition reimbursement, but not anymore. As far as paying for the first semester of Nursing (which will be the most expensive with all the supplies/books/tuition), I will be paying that with a bonus check I get at the end of the year. Couldn't work out more perfect than that! So, I think I will get through without loans. I'm hoping due to my husbands lack of work coming in this year (he owns his own company), I'll get financial aid next year, but I didn't qualify for it this year. We shall see! Good luck!

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Specializes in none but hope to have one soon.

I am a SAHM and qualify for grants to pay for tuition, books, and supplies. I have also taken out federal loans to help with cost of living while I am in school.

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I am just curious how others are financing NS. DH and I both work FT so I am trying to save as much as possible w/o sacrificing necessities while paying down some debt so there isn't so much financial stuff to worry about when I have to go to school FT. I will apply for financial aid but do not think I will get any as it looks like we make too much $$ and have too much in savings. But I figured it out and while right now we do have enough to pay for my schooling, that is all it would pay is the actual schooling costs so I am wondering how we are going to do it. I have 2 boys and the older one will be in school FT once I go to school FT but my younger one will still need to go to daycare or else I won't get any studying done with him around. I will also apply for scholarships and take out loans to help us out but I'm wondering if I would be doing the right thing by taking out loans. I still have a school year to save since I'm not planning on going FT until Fall 08 but looking at the numbers, I just don't know if I'll have enough, so how are you doing it?

we have only one income and 3 kids so I am only applying to community college, our classes are only 20.00/credit hour. So fortunatly I can swing that. We have some private schools here that charge unbelievable amounts of money I don't know how people do it.

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I haven't worked since January. It's taken too much time to keep the 4.0 my school requires for entrance. So far college hasn't cost me a dime. I've had Pell grants the whole time. I'm going to apply for a $5,000 nursing scholarship from the state of Indiana once I find out if I made it into the program.

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I am a SAHM and qualify for grants to pay for tuition, books, and supplies. I have also taken out federal loans to help with cost of living while I am in school.
same here!
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