students health insurance

  1. 1 The nursing program I hopefully will be attending this fall requires health insurance. Being that I'm a non married stay at home mom, I don't have any. Is anybody aware of insurance coverage for school situations that is affordable?
  2. Visit  ashley0511 profile page

    About ashley0511

    Joined Feb '13; Posts: 7; Likes: 2.

    13 Comments so far...

  3. Visit  phoenixnim profile page
    0
    Awesome question! I'll be in the same boat. I don't plan on trying to get into the program for two years yet, as I'm working on pre-reqs while I'm working full time. But once in the program, I was going to become a full time student... except for that interesting little "must have health insurance" crap. I'm a single mom. My kids are covered by their Dad's insurance, but once I'm a full time student, I have no idea how I'm going to get health coverage in order to go to nursing school.

    Talk about an elitist clause. It should be illegal in my opinion, as it's classist. There is no way I'm going to be able to afford Cobra, and there is no way I can work and go to school full time and raise two kids on my own.

    I'm sort of just hoping some kind of plan will happen before then, because everyone should be allowed to follow their dreams.
  4. Visit  pookyp profile page
    0
    Quote from ashley0511
    The nursing program I hopefully will be attending this fall requires health insurance. Being that I'm a non married stay at home mom, I don't have any. Is anybody aware of insurance coverage for school situations that is affordable?
    In my program it's like $45 I believe to be covered. It's affordable. I also believe its a one time fee. Or you pay it once a year or something like that.
  5. Visit  JustBeachyNurse profile page
    3
    Check with your school registrar, many schools offer a basic student policy for a minimal cost for coverage while you are in school.
    makingstrides, KelRN215, and phoenixnim like this.
  6. Visit  ashley0511 profile page
    0
    Does it cover Dr visits and meds or just accident coverage?
  7. Visit  ashley0511 profile page
    1
    I was just told that most schools partner with companies to make it very affordable. Check with your nursing dept!
    phoenixnim likes this.
  8. Visit  phoenixnim profile page
    0
    Good to know! I will need to call!
  9. Visit  UVA Grad Nursing profile page
    0
    Check with your school to see if there is a group student health insurance policy; many schools offer this. Student health policies also tend to be very affordable (the group's members are mostly healthy individuals between the ages of 18-30 -- a low risk population).
  10. Visit  JustBeachyNurse profile page
    2
    Many states regulate that full time college students must have health insurance, and the colleges will offer a basic plan.

    If you join the national student nurses association (must be a student in an RN program and a member of NSNA (Home; http://www.nsna.org/Membership/StudentMembership.aspx) you may be eligible for discounted college student insurance: https://www.uhcsr.com/
    makingstrides and pmabraham like this.
  11. Visit  lalacb123 profile page
    0
    If you currently have health insurance would you also have to purchase insurance through the school?
  12. Visit  JustBeachyNurse profile page
    1
    Generally no. But you will generally have to show proof of insurance. Some schools automatically charge unless you show proof of health insurance.
    lalacb123 likes this.
  13. Visit  KelRN215 profile page
    0
    Most schools offer student health insurance plans. In my state, it is mandatory to have health insurance whether or not you're in school.
  14. Visit  luv4nursing10 profile page
    0
    I had no health insurance upon going back for my BSN, I got the insurance through the school and it is billed into my tutition. Its pretty good insurance through Aetna the only issue is it doesnt cover prescriptions. Alot of the time I try to get generic so its cheaper.


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