students health insurance

  1. The nursing program I hopefully will be attending this fall requires health insurance. Being that I'm a non married stay at home mom, I don't have any. Is anybody aware of insurance coverage for school situations that is affordable?
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  2. 13 Comments

  3. by   phoenixnim
    Awesome question! I'll be in the same boat. I don't plan on trying to get into the program for two years yet, as I'm working on pre-reqs while I'm working full time. But once in the program, I was going to become a full time student... except for that interesting little "must have health insurance" crap. I'm a single mom. My kids are covered by their Dad's insurance, but once I'm a full time student, I have no idea how I'm going to get health coverage in order to go to nursing school.

    Talk about an elitist clause. It should be illegal in my opinion, as it's classist. There is no way I'm going to be able to afford Cobra, and there is no way I can work and go to school full time and raise two kids on my own.

    I'm sort of just hoping some kind of plan will happen before then, because everyone should be allowed to follow their dreams.
  4. by   pookyp
    Quote from ashley0511
    The nursing program I hopefully will be attending this fall requires health insurance. Being that I'm a non married stay at home mom, I don't have any. Is anybody aware of insurance coverage for school situations that is affordable?
    In my program it's like $45 I believe to be covered. It's affordable. I also believe its a one time fee. Or you pay it once a year or something like that.
  5. by   JustBeachyNurse
    Check with your school registrar, many schools offer a basic student policy for a minimal cost for coverage while you are in school.
  6. by   ashley0511
    Does it cover Dr visits and meds or just accident coverage?
  7. by   ashley0511
    I was just told that most schools partner with companies to make it very affordable. Check with your nursing dept!
  8. by   phoenixnim
    Good to know! I will need to call!
  9. by   UVA Grad Nursing
    Check with your school to see if there is a group student health insurance policy; many schools offer this. Student health policies also tend to be very affordable (the group's members are mostly healthy individuals between the ages of 18-30 -- a low risk population).
  10. by   JustBeachyNurse
    Many states regulate that full time college students must have health insurance, and the colleges will offer a basic plan.

    If you join the national student nurses association (must be a student in an RN program and a member of NSNA (Home; http://www.nsna.org/Membership/StudentMembership.aspx) you may be eligible for discounted college student insurance: https://www.uhcsr.com/
  11. by   lalacb123
    If you currently have health insurance would you also have to purchase insurance through the school?
  12. by   JustBeachyNurse
    Generally no. But you will generally have to show proof of insurance. Some schools automatically charge unless you show proof of health insurance.
  13. by   KelRN215
    Most schools offer student health insurance plans. In my state, it is mandatory to have health insurance whether or not you're in school.
  14. by   luv4nursing10
    I had no health insurance upon going back for my BSN, I got the insurance through the school and it is billed into my tutition. Its pretty good insurance through Aetna the only issue is it doesnt cover prescriptions. Alot of the time I try to get generic so its cheaper.

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