students health insurance

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The nursing program I hopefully will be attending this fall requires health insurance. Being that I'm a non married stay at home mom, I don't have any. Is anybody aware of insurance coverage for school situations that is affordable?

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Awesome question! I'll be in the same boat. I don't plan on trying to get into the program for two years yet, as I'm working on pre-reqs while I'm working full time. But once in the program, I was going to become a full time student... except for that interesting little "must have health insurance" crap. I'm a single mom. My kids are covered by their Dad's insurance, but once I'm a full time student, I have no idea how I'm going to get health coverage in order to go to nursing school.

Talk about an elitist clause. It should be illegal in my opinion, as it's classist. There is no way I'm going to be able to afford Cobra, and there is no way I can work and go to school full time and raise two kids on my own.

I'm sort of just hoping some kind of plan will happen before then, because everyone should be allowed to follow their dreams.

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The nursing program I hopefully will be attending this fall requires health insurance. Being that I'm a non married stay at home mom I don't have any. Is anybody aware of insurance coverage for school situations that is affordable?[/quote']

In my program it's like $45 I believe to be covered. It's affordable. I also believe its a one time fee. Or you pay it once a year or something like that.

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Specializes in Complex pedi to LTC/SA & now a manager.

Check with your school registrar, many schools offer a basic student policy for a minimal cost for coverage while you are in school.

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Does it cover Dr visits and meds or just accident coverage?

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I was just told that most schools partner with companies to make it very affordable. Check with your nursing dept! :)

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Good to know! I will need to call!

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Check with your school to see if there is a group student health insurance policy; many schools offer this. Student health policies also tend to be very affordable (the group's members are mostly healthy individuals between the ages of 18-30 -- a low risk population).

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Specializes in Complex pedi to LTC/SA & now a manager.

Many states regulate that full time college students must have health insurance, and the colleges will offer a basic plan.

If you join the national student nurses association (must be a student in an RN program and a member of NSNA (Home; http://www.nsna.org/Membership/StudentMembership.aspx) you may be eligible for discounted college student insurance: https://www.uhcsr.com/

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If you currently have health insurance would you also have to purchase insurance through the school?

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Specializes in Complex pedi to LTC/SA & now a manager.

Generally no. But you will generally have to show proof of insurance. Some schools automatically charge unless you show proof of health insurance.

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Specializes in Pedi.

Most schools offer student health insurance plans. In my state, it is mandatory to have health insurance whether or not you're in school.

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