is nursing really worth the debt

  1. 0 Hello everyone,

    I would really love to be a nurse. But, because I made a c in both human anatomy 1 and 2. I have been denied acceptance to my local community colleges. I am now forced to turn to private nursing college which have higher tuition. The two schools that I am looking into are keiser college which is now accredited and jersey college. Keiser college only offers an adn which cost 38,000. Which does not include any books , uniforms. This amount only includes the tuition and nothing more. if I choose to attend this program I would be in a lot of debt. When I already owe 9,000 in loans from a previous college.

    Or i can attend jersey college, which offers a lpn program . This program will cost me 15,000. I will probably average about 6,000- 8,000 more in debt. Later I can attend the local community college bridge program which my financial will be able to cover . So my lpn-rn program will be free. I will just have to pay back the loans I have already accumulated.

    The reason I want to attend keiser college, everyone says lpn are being phased out. I have spoken to several lpn who tell me to go straight to becoming a rn. I do not want to accumulate too much debt an I will only receive my adn. The reason I want to attend jersey college, I will have less debt. I can work while attending the bridge program. Where I live lpn can only work in long term faculties. I do not really want to work in long term facilities. I want to work in a hospital.

    Finally, my question is : For the nurses who accumulated debit from loans while in nursing school. Was it really worth it to become a nurse in the end? Is your debit manageable?

    PLEASE ONLY RESPONSE IF HAVE DEBIT. PLEASE DO NOT RESPONE STATING THAT UOUR EDUCATION WAS FREE.
    Last edit by Joe V on Feb 26, '14 : Reason: formatting
  2. Enjoy this?

    Join thousands and get our weekly Nursing Insights newsletter with the hottest discussions, articles, and toons.

  3. Visit  starnurse2b16 profile page

    About starnurse2b16

    Joined Dec '12; Posts: 51; Likes: 7.

    60 Comments so far...

  4. Visit  SlinkyheadRN profile page
    18
    My advice is to retake those two classes. They are important and you need to have a solid foundation in these things.
    Nurse Leigh, elkpark, bb007rn, and 15 others like this.
  5. Visit  ♪♫ in my ♥ profile page
    8
    I incurred debt (not debit) to go to nursing school and it was worth it. Although it took awhile, I ended up with a very good job at a good employer and pulled down about $190,000 last year.

    Nursing school permitted me to avoid relocating my family, forcing my wife to give up her tenure, dropping my kid into a new school, and losing my house.

    I don't love nursing by any means but it can be a solid job in these parts.
    ICUman, Vonhub, mso819, and 5 others like this.
  6. Visit  klone profile page
    2
    Quote from SlinkyheadRN
    My advice is to retake those two classes. They are important and you need to have a solid foundation in these things.
    That was going to be my suggestion as well. Retake the classes and get better grades.
    mso819 and sallyrnrrt like this.
  7. Visit  RunBabyRN profile page
    7
    I'm graduating in May, and I have $35,000 in debt (no I in debt, FYI). That is worth it to me, and I plan to pay it off as quickly as humanly possible.
    The general rule is to not take out more than you can reasonably expect to make in your first year.
    One consideration is the job market where you are. Student loans start requiring payments 6 months after you graduate. What are the prospects for new grads? Are most finding a job within that time frame? New grads with the same licensure you'll have?
    I would probably say to do the LVN then the bridge program asap. That amount of debt is totally manageable, and you can work as a LVN while you're in school. You might look into LVN-BSN programs as well.
    I also agree with the posters above about retaking anatomy. If at all possible, do it! Advocate for yourself with the school, get a waiver, whatever it takes. You'll need a strong foundation when you go to school.
    SoCaliCNA, dorkypanda, mso819, and 4 others like this.
  8. Visit  pookyp profile page
    7
    I thought it was a typo. But then I saw it 3 times and chuckled.
  9. Visit  NF_eyenurse profile page
    5
    Quote from SlinkyheadRN
    My advice is to retake those two classes. They are important and you need to have a solid foundation in these things.
    I agree. Try to retake those classes so you can get the needed knowledge and to help bring your gpa up.
    Nursing school is more difficult than the anatomy classes taken. You don't want to spend a lot of money and not pass. Also I believe credits from most private schools won't transfer so you are stuck.

    I had a lot of debt from nursing school. I quit my job to go full time and concentrate on getting good grades. After you land a job if you are diligent you will pay the debt off quicker. I did.

    Lastly, go straight for the RN. As an LVN I believe you only skip the first semester of nursing school.
    Skipping one semester of nursing school is not worth $15,000.
  10. Visit  liberated847 profile page
    10
    Quote from ♪♫ in my ♥
    I incurred debt (not debit) to go to nursing school and it was worth it. Although it took awhile, I ended up with a very good job at a good employer and pulled down about $190,000 last year. Nursing school permitted me to avoid relocating my family, forcing my wife to give up her tenure, dropping my kid into a new school, and losing my house. I don't love nursing by any means but it can be a solid job in these parts.
    Where are you getting 190,000?! Do you even have time off? Even with OT I'm finding myself doubting this, sorry.
  11. Visit  jallen326 profile page
    3
    An education is an investment in your future so really do you want to stay where you are or make a better life for yourself. I see many ppl complain about the cost of education but have no problems spending ridiculous amounts of money on designer clothes etc. I also agree that you may want to take your anatomy and physiology classes again because even though a c is passing, it is your foundation for all your other classes esp clinicals . I wish you all the best in whatever you decide to do.
    starnurse2b16, sallyrnrrt, and Fiona59 like this.
  12. Visit  hope3456 profile page
    5
    Ask yourself why you got a 'C' in those classes. It could be they are just too hard for you. Maybe you have difficulty with reading comprehension or memorization? Your use of the word 'debit' makes me suspect this could be the case. If there are underlying issues it is not worth the $$ to retake those classes either.

    Nursing classes are even more difficult. There are strict standards for passing and if you don't make the grade you are dropped from the program. You are still responsible for the fees and tuition for that semester.

    The "for profit" schools are risky. Some of them have reputations for being diploma mills and providing subpar education. Especially now that the nursing job market is not so great I argue that they aren't worth it. But you have to decide for yourself.
    Nurse Leigh, muirite, sallyrnrrt, and 2 others like this.
  13. Visit  sallyrnrrt profile page
    1
    you need a broader general education foundation, study and repeat those courses you did poorly in.
    LadyFree28 likes this.
  14. Visit  sallyrnrrt profile page
    5
    i am not "in debit" i do however, have a debit card
    Nurse Leigh, mso819, AW-EMTP, and 2 others like this.
  15. Visit  calivianya profile page
    2
    You can get a BSN cheaper than that Keiser ADN program you listed. Mine was around 20k at a public university where I got in-state tuition. You need to shop around more instead of just thinking about those two options, IMO. If it takes re-taking those classes so you have more options and cheaper options, that's what you need to do.
    NF_eyenurse and LadyFree28 like this.


Nursing Jobs in every specialty and state. Visit today and find your dream job.

Top