I'm going the ADN route, but I have a BS and JD already, and I want to pay for the classes myself. If you are talking about 21k a semester and you mention aid, i have to ask, is this loans you refer to, or is this this grants and scholarships
? because that is a lot of money. A lot of non-dis-chargeable debt that will take over your life and if you cannot find a job, it was a waste of that money. i don;t mean to be harsh, but I wish someone had said these things to me, four years ago.
As for the soon BSNs will be required, i have read enough on this site to understand this is not going to happen anytime soon. I think one state passed a law saying that. Tons of ADNs left the state, and the law was repealed in 2003.
If you can get your ADN first, you can work on your BSN later. But I can assure you, 21k a term is too high. if you have six terms, that's 126k for the education. If you are talking about loans, that is more than I took out for my law degree and there is no way that is justified for a Bachelor's. You will have a monthly loan payment on average of $1260.00, that is not including the interest.
I'm sorry to be a buzzkill, but i see a lot of other young people making choices that they are going to be paying off for years, and those ones are the lucky ones. The unlucky ones have defaulted, and are getting charged huge interest fees and penalties. You cannot justify that kind of tuition for a four year degree.