Advice/opinions needed

  1. 0 Hello All and Merry Christmas! I went through the motions at my local cc to begin my journey to MSN from LPN when I received devastating news.....I DONT QUALIFY for pell grants AND my student loan app was DENIED! So, now Im at a loss at what to do to at least get my ADN. With regular monthly bills, I don't think that I can afford the monthly payment that tcn has for my bsn let alone the fees to test, nor do I think I can afford ec on monthly basis. In all fairness, I must say that idk if there is a monthly maintenance fee with ec but I am aware that the tests are at least 100.00 or more per test. I live in Atlanta, GA so there might be a little drama with ec, the state, and the 350 hours of extra clinical time required; which you have to find and set up yourself. With all this said.....does anyone have any good advice on what to do? I've been a LTC LPN for 7 years and Im ready for more respesct, opportunities, responsibility, and money.
  2. Visit  brown eyed girl profile page

    About brown eyed girl, LPN

    brown eyed girl has '8.5' year(s) of experience and specializes in 'LTC/Sub Acute Rehab'. From 'Atlanta, GA'; Joined Nov '05; Posts: 406; Likes: 151.

    16 Comments so far...

  3. Visit  TheCommuter profile page
    0
    Perhaps look into obtaining private student loans from originators such as Sallie Mae, Chase, Wells Fargo, Bank of America, and so forth.
  4. Visit  hiddencatRN profile page
    1
    Did you fill out FAFSA? I'm having a hard time understanding how you are unable to qualify for federal loans. Did you meet with someone in the community college's financial aid office? Is the school accredited and are you looking at a degree-granting program (ADN?) I would try again and make sure your filling out the application correctly and doing all the right steps before giving up on Direct Loans.
    BostonTerrierLoverRN likes this.
  5. Visit  1pinknurse profile page
    0
    I live in Southern California & went through the same thing. I was shocked to find out that making $20 per hr is too much for a 1 income household to qualify for financial assistance or pell grants for school & no they don't consider any bills you may have. Forget my rent but I have an LVN student loan & bills that have to be paid. After getting denied after completing my FAFSA, I had to go in to the financial aid office at the community college I go to & speak with a financial aid counselor. She helped me & got a student loan denial to be reversed. I now qualify for student loans but at least it's something to help. Talk to a financial aid counselor & who cares if you get a student loan that has to be repaid as an education is worth more than anything.
  6. Visit  TiffyRN profile page
    2
    You (the OP) referred to tcn. If this references The College Network, please check out:

    http://allnurses.com/excelsior-colle...ge-758785.html

    http://allnurses.com/lpn-rn-nursing/...ed-493270.html

    I hear people liking TCN because they offer a payment plan, but it still doesn't change the fact that Excelsior LPN to RN can be done completely without them. TCN is a great way to add several thousand dollars to the expense.
    TheCommuter and hiddencatRN like this.
  7. Visit  GrnTea profile page
    0
    Sorry to be thick here, but what is " that idk if there is a monthly maintenance fee with ec"?
  8. Visit  brown eyed girl profile page
    0
    Yes, I did get the information directly from the financial aid office but, over the phone. I was so stunned, I didn't even ask what should I do next. I haven't had the time to go to the financial aid office in person to speak to a counselor for direction. As far as tcn goes, I had a rep come by the house a few months back for the isu program but hadn't made a decision. What I do know is a monthly payment of 140/mo plus testing fees cant fit into my budget if I reeeeaaaallllly tried. BTW, IDK is short for I don't know!
  9. Visit  brown eyed girl profile page
    0
    I guess ec isn't going to be an option. I just looked at the requirements for the state of Georgia; there's a preceptorship of approximately 350 hours that has to be completed that has to be completed prior to participating in the cpne from my understanding since I haven't worked in a ltac or "acute" setting but mentions long term care facilities which has me confused at this point. I know that the preceptorship has been an issue for some because it is difficult to find facilities to agree to you being in their facility plus, the board doesn't help guide you in the right direction on where you can obtain the hours needed. Can someone from ga chime in please! Im frustrated and need help. I wanna go to school!
  10. Visit  Kooky Korky profile page
    0
    What is "TCN"? What is "EC"?

    Talk to the top person in financial aid. Speak with more than one school. Good luck.
  11. Visit  TheCommuter profile page
    2
    Quote from Kooky Korky
    What is "TCN"? What is "EC"?

    Talk to the top person in financial aid. Speak with more than one school. Good luck.
    TCN = The College Network (a publishing company that sells study materials for distance-based schools such as Indiana State and Excelsior College).

    EC = Excelsior College (a distance-based school that offers distance-based nursing programs).
  12. Visit  timmedico profile page
    1
    Check to see if your cc can waive the fee for the test. Also, you might look online for scholarships. There are THOUSANDS floating around the internet, and you have a good chance of getting a number of them. Hope everything works out!
    BostonTerrierLoverRN likes this.
  13. Visit  BostonTerrierLoverRN profile page
    2
    Wow! It makes me angry that their are nurses who can't afford to further their education on demand.

    When I got my ADN in 2004, my tuition was $500 per semester I would have never been self-disciplined enough to done Excelsior- but applaud one who is. I would go out on a limb first and ask my facility to help- you may be surprised!! I know you might be furthering your education to get out of there- but having your desired ADN(AAS) degree will increase your pay making the BSN much easier to obtain (or RN to MSN since you are self motivated and paced)

    More than anything I join Hiddencat in saying go back to the financial aid office of a local ADN offering Community College and have them review your FAFSA and eligibility for other Scholarships, and loans. I find it hard to wrap my head around that there was no funding available from an area community college.

    I hope something works out for you, and soon!! Getting through school should be the "hard" part- not funding it!!
    Last edit by BostonTerrierLoverRN on Dec 26, '12
    JustBeachyNurse and hiddencatRN like this.
  14. Visit  brown eyed girl profile page
    1
    Quote from BostonTerrierLoverRN
    Wow! It makes me angry that their are nurses who can't afford to further their education on demand.

    When I got my ADN in 2004, my tuition was $500 per semester I would have never been self-disciplined enough to done Excelsior- but applaud one who is. I would go out on a limb first and ask my facility to help- you may be surprised!! I know you might be furthering your education to get out of there- but having your desired ADN(AAS) degree will increase your pay making the BSN much easier to obtain (or RN to MSN since you are self motivated and paced)

    More than anything I join Hiddencat in saying go back to the financial aid office of a local ADN offering Community College and have them review your FAFSA and eligibility for other Scholarships, and loans. I find it hard to wrap my head around that there was no funding available from an area community college.

    I hope something works out for you, and soon!! Getting through school should be the "hard" part- not funding it!!
    Im gonna try the cc financial aid office in person next week when the holidays are officially over next week. Something has got to give.
    BostonTerrierLoverRN likes this.


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