Crowd funding is not as it appears. If one is going to go on social media and ask for funds, I would be the first one to say one needs to set up a specific account for same. NOT co-mingle these funds with your primary bank account, and here's why:
There is someone that I know who, due to a large amount of "stuff" needed to obtain a car. Crowd fund page set up by a well meaning friend (not me). Response was overwhelming. Imagine, friends and neighbors and even strangers with their "name in lights" on the internet for all to see how generous they were!! Little subcultures of "can you top this" donations!! WOW!! All put directly into the recipient's bank account. Then, all heck breaks loose.
3/4 of the people have second thoughts, had no intention of going beyond their name on the donor list, gets their knickers in a twist because (at least in small communities) the person doesn't SEEM destitute--and proceed to charge back their credit card. (WHAT?!?!?! I NEVER approved that charge!!) Which not only removes the money that they "donated" from the recipient's account, but the crowd funding page then charges a fee to the recipient for the inconvenience.
This snowballs into just as many if not more money in charges then was actually donated. All then payable by the recipient. Out of $15K in donations, this person ended up, with all of the charge backs and fees with less than $1,000 and a big headache on their own account. At one point, falling into the red and almost getting their main account closed because of it. Not to mention the tax implications. And all the while, those who charged back were still on the donor list, and having their praises sung by the community on how generous they are!
The same can be said about doing fund raising events for private people's needs and the like. The recipient is put under a microscope and a "must be nice to go out to dinner on my dime" foolishness. Credit cards are charged back, checks are stopped for payment.....it is a mess.
So no matter how well intended, this becomes a mess quickly. So if someone really wants to help, I would suggest gift cards
for groceries, gas, or sending a money order made out directly to utility bills or hospital in the person's name, or even the landlord or mortgage company. It would do the most direct good, and not involve bank accounts or credit cards.