I am starting in January, we have 2 kids and my husband just retired from the Army, he can't find a job. We are just living off of his pension right now. I have 1 grant and 2 scholarships
that will cover my supplies, uniforms, and books, so I am taking 1 $4,000 governments student loans each semester ( 5 semesters) to live on... for mostly gas, my commute will be about 50 minutes each way. once I am done with nursing school
, I will deffer payments until 6 months after graduation, then consolidate them, so I only pay 1 loan payment monthly, and I get to keep the average intrest rate from the 5 loans.... that is what I am doing... student loans are good credit as long as you pay them when it comes time, there is no penalty to pay them off early and if you are in a tight spot you can defer payment longer and sometimes if you work in a low income area at a clinic or hospital parts of your loans may be forgiven.