Malpractice Insurance

  1. I have a question about malpractice insurance. Do you guys think it's a good idea to purchase our own (like through NSO)? I had my own for the past year since I've been working in an office rather than a hospital, but now that I'll soon be in a hospital I'm not sure if I should renew it or not. I've heard some people say it's always a good idea to have our own. I've also heard some people say not to buy it because people could go after us if something happens rather than the hospital. Any advice is appreciate
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  2. 8 Comments

  3. by   LadyFree28
    KEEP IT...that insurance helps YOU. The hospital's malpractice insurance helps the HOSPITAL.
  4. by   avaloncar
    Yes you should renew it. I never had to use it so far and I hope I never have to. But it is good to know that I have sort of a safety net to help me just in case something happens.
  5. by   Sun0408
    Keep it, its too cheap not to carry. I will not work without it and yes I am in the hospital.
  6. by   amyRN89
    Ok, thank you all! I am going to renew it tonight.
  7. by   amoLucia
    Have had it since I graduated some 30+ years and I would never think of working without it!

    I want someone to protect ME, not my employers who have their own big time, expensive corp lawyers.
  8. by   Katie71275
    Yes definitely keep it!
  9. by   Jory
    Quote from amyRN89
    I have a question about malpractice insurance. Do you guys think it's a good idea to purchase our own (like through NSO)? I had my own for the past year since I've been working in an office rather than a hospital, but now that I'll soon be in a hospital I'm not sure if I should renew it or not. I've heard some people say it's always a good idea to have our own. I've also heard some people say not to buy it because people could go after us if something happens rather than the hospital. Any advice is appreciate
    What I have highlighted is the biggest myth in nursing and here is why.

    A doctor's malpractice insurance is thousands of dollars per year.

    A nurses, less than $200

    You know why? BECAUSE WE ARE RARELY SUED.

    Massive, massive myth!
  10. by   Havin' A Party!
    Yup!

    Check the archives for all the reasons and prior discussions.

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