When Should I Retire? My Struggle

Usually when I write an article, I hope for a lot of views. But this time I’m not so sure. It’s because this article is way more personal than what I usually write. You may think me shallow or worse after you read it. But if I’ve learned one thing in life, it’s that I’m not, you’re not, we’re not alone. Nothing is new under the sun and maybe you are going through the same experience as me. Nurses General Nursing Article Magazine

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Elephant in My Room

I didn’t sign up for this annoying aging thing, but I am getting older. Apparently. I’m 66, at last count. Which I’d like to point out is my early middle sixties, not my late sixties, or even my late middle sixties, but...even so. Unacceptable. Actually, kidding aside, I’m really fairly OK with the aging. It’s not the getting older, per se, that is bothering me.

It’s the big looming elephant in my room. Retirement.

Until recently, it wasn’t even remotely on my radar. It was something that happened to other people. Other people as in old folks. I've been insensitive, especially when I realize that I've been able to work this long while others, even some young people, did not have that choice.

But more and more, retirement seems like a real thing. For me.

What I don’t love is how thinking about retiring is forcing me to examine myself.

Signs it May be Time

There are signs. Friends and colleagues around me are retiring like flies. I have to ask myself if they know something I don’t. Like when to quit.

Sometimes I feel like the last one standing. There’s actually a small group of us my age in the hospital, and we fist-bump or high-five when we run into each other out and about in the hospital or in the elevator. “Still here, right?” “Yep!” We talk in low tones about “How much longer do you have?” knowing it’s not wise to talk openly about retiring at work until you’ve decided.

I’m aware I think about retirement more often, sometimes daily. That’s a change. I think more in terms of not being at work than of being at home. By that, I mean I see it framed more as a loss than a gain.

Recently I was awarded Nurse of the Year in my county by ACNL in the Lifetime Achievement category. Another sign that my career’s at the tail end?

Then there’s my health. My back went out recently and I thought, “Is this it?’ but then I recovered. To work another day, month, maybe years?

Weary Short Timer

More and more I have the mindset of a weary short-timer. I no longer fight every battle, because maybe I’ll be gone before it all matters, anyway. I think I’ve distanced a bit, but then it never sticks. I haven’t quite reached that tipping point of disengagement.

Sometimes I’ll sit back and see a decision being made and just shake my gray-haired head. But... no one asks me.

Admin, "Beth, you've worked here as a professional clinician for over 10 yrs. What do you think? Will this new initiative work?" (scenario that never happens)

Then again, it’s not that they ever did ask me, but my tolerance for repeated mistakes is lower. I’ve seen the pendulum swing to the right and then to the left and back to the right again on any given issue. It’s a bad case of “Been there, Done that”.

I lack enthusiasm for the Flavor of the Month. I zone out if someone starts saying they want to “move the needle” or do or don’t have the “bandwidth” to “pick the low-hanging fruit”. Just don’t admonish nurses to be “more resilient” when taking away resources. It’s not an opportunity to “do less with more”, it’s short-staffing.

So I guess I’m still plenty passionate. I just don’t want to hang on too long as that old, negative, jaded nurse.

I love what Laura Gasparis Vonfrolio, nationally known CCRN guru and speaker, said when I asked her why she still works in ICU. She paused and said, “To be a pain in their a**

Grief and Fears

Grief is not too strong a word when I think about my retirement. I’m grieving a stage of my life. The biggest, longest stage. Leaving my job is a loss. A loss of who I am and a loss of the community I’ve been a part of for 40 years. I’ll be in a new community. The AARP retirement community. Yikes.

I’d miss helping nurses pass their Arrhythmia exam and connecting with the fresh and bright newly licensed nurses in each new cohort. I’d miss my work team and I still love my job.

I’ve never been fearful. I wasn’t afraid to leave home when I was 16. I wasn’t afraid to leave an unhealthy marriage. I wasn’t afraid to attend nursing school as a single parent of 3 little ones, with no financial support. I wasn’t afraid to be a nurse manager and I wasn’t afraid to write and publish a book. I’m not afraid of taking exams or even of public speaking.

But retirement? Terrified. Well, maybe not terrified. But maybe, yes, a little terrified. What’s so scary?

At heart, it’s a loss of identity, of status.

I dread the, “Hi! What do you do?” “I’m retired” encounter. If I’m not an experienced, competent nurse, then who am I? I like being an expert. What good are all my certifications and accomplishments in retirement? Is my ego really as big as all this sounds? Now that’s scary.

Shouldn’t I base my self-worth on how good of a person I am? I thought I was secure but maybe I’m actually deeply insecure. And am I over-analyzing all this? Probably.

Changes

Then there’s finances. Have I saved enough? Will I be able to live with a new budget? Maybe I spend more money than I realize on work, like gas and potlucks and gifts and clothes, and I’ll save money like others tell me. Or will I have to pinch pennies to buy my grandchildren birthday gifts?

How about my extensive work wardrobe? I work out of an office, some days I wear scrubs, and other days I wear clothes under a lab coat. I love expressing myself through my clothes and colors, and combinations. And shoes. And accessories. Will I be relegated to lounge wear? Will I schlep around in boring leggings, T-shirts and flip-flops? Vain much? Guilty. My vanity needs some structure.

Or will I turn into a couch potato and not get dressed at all? Without my existing structure will I be lost. Is this the beginning of the end?

What will being with my loving husband 24/7 day in and day out be like? Granted, we’ve been married for 21 yrs., but not during the work week. I’ll be switching my work wife for my husband.

Options

Maybe I’ll volunteer. But then I laugh and think, “Right!”. In less than 2 months, I’d probably try to re-organize and take over whatever poor, unsuspecting organization that takes me on as a volunteer. In other words, I’d be working, not volunteering.

Fortunately, I do have other options. I have purposely built bridges to help me transition, such as my side jobs as a nurse writer and subject matter expert. I could definitely spend more time on my blog, nursecode.com., which I would love to do.

But how relevant will I be as a blogger if I don’t know the very latest thing happening in hospitals? What if they initiate electronic white boards or robots or something and I’m not there to critique it, make all my jokes about it?

Final Finale Thoughts

According to Erik Erikson, I’m officially in the final developmental stage of my life- integrity vs despair. I choose integrity. That means not having regrets when I look back. But I do have to reflect on myself closely in order to move forward authentically and grow.

In retirement:

  • I can channel my creative energy. I have a huge amount of creative energy and I spend a lot of it for my employer in my practice as a Nursing Professional Development Specialist. Maybe it will be amazing to channel all of it on what I choose that day. Every day.
  • I’ll write another book. I’ve always wanted to write a novel or maybe an autobiography.
  • I’ll spend more time with family, and I’ll travel more. Garden. Maybe I’ll do take up mosaics.
  • I’ll visit my sister in the fall in Vermont and watch the leaves change together.
  • I love to learn, I live to learn, and that needn’t change. Maybe I’ll read the classics and Shakespeare and learn something new. Study a new language.
  • I’ll sit with this upcoming shift in my identity. It’s my next major life challenge. Deep breath. I’m going to rest in the not-knowing and stay in this space, not avoid it. I can do this.

I think I’ve decided. I’m not going to retire, not right now. I’m warming up to it. But I’m not there yet.

Epilogue

So my husband just sat down beside me and asked me what I’m writing. I told him it’s an article titled “Retirement: My Struggle”. He laughed out loud, which I wasn’t expecting.

“Is that funny?”

“Yes!” (laughing harder)

“Really? So, what about it is funny?” (puzzled)

“Beth, you’re not struggling!”

“I’m not?”

“No! You have too much fun at work! I watch you every day. Honey, you love what you do”

Oh. Right. He’s right

Specializes in acute care, ICU, surgery, vasc.surgery,trauma.

I am in this group too. I am actually too young right now to collect SS and I need 4 more years at the VA to get enough from them to pay my insurance and have a few bucks left over. However, I AM getting tired and am having some health issues. I would like in a perfect world to find a part time job as an NP but there just aren't jobs here. I have a million plans for retirement and can't wait to start it.

Retirement on one's own terms is probably great.

When forced out, it's probably terrible, although one can get used to being free of all the misery of work - when you have awful bosses, coworkers, and policies.

I don't know what is right for you, Beth, but I do wish you the best.

One thing for sure - keep your certs, PPD, and CPR up to date. Don't get rusty, don't give up any licenses. you never know when you might want to go back to work.

I have to repeat the story about my former supervisor who returned from retirement three times at the pleading of her last employer. After the last time, she told me there would be no fourth time because she physically returned her license to the Board and was well on her way to putting her home on the market and making plans for relocating across the country. Now that is what I call, knowing when it is time.

Specializes in Clinical Leadership, Staff Development, Education.

Thanks for candidly sharing your experience. Enjoyed reading.

Specializes in Emergency Department.

"When Should I Retire? My Struggle."

I retired 2 years ago - best decision of my life. You will know when it is time to go. Something will happen and WHAM the decision is made. In my case I was sitting on top of a 20 year old holding him down while he was being sedated and I thought, "I'm too old for this c***. I am 40 years older than you, what am I doing?" And with that my decision was made. Something similar will happen to you - not necessarily the aggression part but something.

I had prepared for my retirement by working out my works pension and living on that for a year to see if I could. I get a state pension in 2 years so extra money.

Think about it long and hard, look into what you will do with all the extra time and then embrace it when you are ready.

All those people who work into their 70's and 80's have spent their lives sitting at desks or other low physical jobs. Nurses are knackered by the time they hit their 60's and everything hurts.

I do agree that it is a grieving process as what you did defined you for all those years but console yourself that once you are gone no one will miss you - perhaps 'console' is the wrong word there. I do not miss the work but I do miss (some of) the people. I have written in other threads here; no more drama, no more nonsense. Another part of the process is dealing with the fact of your own mortality - you are now no longer working so you are old. What is the next step?

Good luck with your decision but your husband has a point. If you love what you do, then keep doing it.

I haven't been on this website since I lost my husband Jan '18. But I too have been thinking about retirement and I'm only 61, 62 in April. The sudden loss of my husband weakened me a little in my love of working and my striving for my future enjoyment. Nevertheless, I still have the divided and reluctant gaze at getting older. My past drive to store up a golden nest egg went out the window with surviving on one income and with 2 college sons still at home trying to find their niche. I agree that your job gives you a certain identity esp if you lost part of a big one, the wife. But, I do realize many didn't get this far and some won't. So as in my own journey I would say, we take each day at a time since tomorrow is not promised. Enjoy and live while you are able-bodied. We as a country don't like talking about the circle of life. I'm not talking about Lion King, either, lol. We all have our own circles of life that we can and have to make the best of. I want to wait until 66, which I hear, is good enough if you don't wait until 70. Mine may be a little complicated since I have 14 yrs in the Teacher's Retirement System and 23 yrs in SS and I am currently still in the school system and they say you can't get both, but a reduced blending. We shall see.

Specializes in ER..

42 years an ER nurse. I presently work per diem, cut down to 2 days per week about 15 months ago and found that, financially, it will work. I like my job but hate the useless, feeble clipboard carriers who can’t do my job, love the flexibility, and have great coworkers. I’m happy to let the kids do trauma and STEMI’s, and spend most shifts in triage running protocol for those waiting. Tried urgent care but was bored out of my tree. I think I may have just retired since the hubs just had open heart surgery unexpectedly. Ww shall see. Where I am in tne internal “oh how can I ever retire” debate is a completely different dialogue than it was 12 months ago. I am the last old fart standing. It’s a process as you say. We will know when it’s time

Specializes in Psychiatric, hospice, rehab.

I retired 3 years ago this month. I loved my work as a hospice nurse but felt I was missing too much time with family and a newborn granddaughter. No regrets at all.

Specializes in ER, Psych, Chemical Dependency.

The nice thing about this decision is that it's not all-or-nothing.

If you're tired of what you're doing, do it less or do something else. Try something slower, or outside your comfort zone, a little.

Lots of options, including just packing it in.

Specializes in Surgical Specialty Clinic - Ambulatory Care.

“I lack enthusiasm for the Flavor of the Month. I zone out if someone starts saying they want to “move the needle” or do or don’t have the “bandwidth” to “pick the low-hanging fruit”. Just don’t admonish nurses to be “more resilient” when taking away resources. It’s not an opportunity to “do less with more”, it’s short-staffing”

Quote

I loved that statement! Anyway, I think retirement is a USA problem. We are an ageist society. Why isn’t it beneficial for employers to allow elderly to work at a slower pace with less expected hours? Why can’t they see the value in their experience as something worthy of the pay even if they aren’t the most ‘efficient’ part of the work force? I feel that experience is something sorely undervalued and the reverence for it has been in steady decline along with union labor and the rise of ‘right to work’ standards in the US. Us younger people need very experienced mentors more than we realize.....not the RN who is your senior by 9 months.

Also this problem is more related to work culture in America because we work all the darn time. We do not cultivate ourselves much out of our work identity which leads to such a feeling of loss when you no longer are going to work. We are terrible at realizing how short our time is on this planet and believe that the whole idea of, “If you don’t like the time requirements of the job then get another one.” Instead of a more practical, “This is my life, how do I fit this job into it.” Such a lack of flexibility in US work culture, but I do hope that millennials fix that. Everyone complains about how they don’t want to work. I feel they want to live and do some work, but our work culture isn’t set up that way, although most employers could make it that way if their profit margins were smaller.

Good luck to you on your journey.

Specializes in Nursing Professional Development.

I've been lucky in that I have been able to decrease my work hours a bit in the last few years. It has helped me to prepare for decreasing them even more in the future and would recommend it to a lot of people who are approaching retirement age.

Specializes in LTC, PSYCH, ALF, POST-ACUTE.

I've been nursing 13 years and have worked so much that I am headed for a burnout. The increasing amount of work that is placed on nurses today has been overwhelming. I agree with most of the people who find themselves lost in their jobs and have no sense of who they really are. I'm a nurse who strives to be thrown into different settings and enjoys mixing it up with different jobs. Spent almost 20 years in the military but never find myself staying more than 2 years in a position lately. It used to bother me but it is better for my health to not get stressed out in my job. I would suggest working outside of your specialty and decreasing your hours. Don't give any thoughts to listening to what others think about when you should retire. The choice is yours. Hopefully you can focus on yourself and not just finances.

Your journey has been unique.

Be kind to yourself.

Lots of luck in your decision.