Support myself PRN?

Nurses General Nursing

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I've been an RN 28 years. My husband is very ill and I'm taking intermittent family leave to stay with him on bad days and to take him to chemo, MD visits. I can't afford to quit but was thinking about signing up to do PRN in schools and home health/hospice. These are my areas of experience. My question is can I support myself doing this? I have a modest house payment and car payment. I realize I'd need to pay for my own health insurance. They don't have a sub for me when I'm off and I feel very guilty when I'm unable to work. Is anyone else managing this way? Thanks!

Specializes in Psych ICU, addictions.

It is possible to support yourself with working solely per-diem jobs? Yes.

Is it feasible? Only you can answer that.

If you decide to go this route, I would recommend that you have more than one per-diem job, so if you are canceled at one, you have a second (or third or even fourth) facility that you can pick up shifts at. It's often feast or famine in the per-diem life, and you need to be prepared for the stretches of famine that you definitely will encounter.

Specializes in Critical Care; Cardiac; Professional Development.

I am so sorry about your husband. This has to be a very stressful time. I hope you are speaking to your manager and keeping lines of communication open. I would like to believe nobody with any kind of a heart is going to make you feel badly for doing what you have to do. Part of doing what you have to do is earning a living, so your husband may have to give a little bit too and let you have family/friends/neighbors help out whenever feasible. If you have good coworker relationships, the stability of your job may be just what you need to help you, as his caregiver, get through this stressful time. Your needs matter too - don't forget that. Included in those are social needs, financial needs and the need for routine and rest.

Please take good care of yourself. I am so sorry you are dealing with this and I am praying for your husband's recovery and your own inner sense of peace during this time.

Specializes in Case Manager/Administrator.

So sorry for your situation. I think I would look into Utilization review from home. If you are interested then just PM me or search for my post on Ameriben.

Supporting yourself with As Needed work maybe difficult but it is doable. I would be very organized and have a calendar ready to fill in those times when you are available. I would network with the companies you want to work for, let them know your availability--date and times. I would love to have PRN staff like you, who can give me your availability dates in advance so if needed I can plug in those times, or refer an employee to you if they need coverage.

With the Affordable care act you can obtain a good policy for yourself and maybe take it off on your taxes.

Good luck.

First off, best of luck with your husband, and it sounds like you have your priorities in order.

One thought- do you have a good relationship with your supervisors? Can you talk straight with them about your needs, and see if an arraignment can be made? And- are you one of these folks who has earned plenty of sick time, and are reluctant to use it? If so, please remember than nobody gave you anything- you earned it.

Regarding PRN- Take the emotions out, and make it a math problem. Figure out what your minimum income is, and what will happen if you don't get that. I worked PRN for years, and made what I needed. But we have structured our lives- and finances- in such away that we can tolerate variations in pay.

Good luck.

Specializes in Adult Primary Care.

I'm sorry you and your husband are going through this. I would do whatever is the easiest / best for your family.

No, you can't depend on prn work to fulfill consistent pay. Part-time work will be your best bet (2 shifts or 8 hour days). I worked prn for sometime and at first got full-time pay but it changed. I feel for you, my father died from cancer of prostate. Best wishes but address your husbands needs over work if you can afford it, at-least right now. Reassess again after this shock.

Sorry for you husband's illness. Intermittent FMLA sounds like it's working for now.

I don't know how many hours you could get doing PRN and home health, or if it would be enough money for you. Could you go prn at your current place of employment?

You are in a crisis... please talk to a financial advisor, the advice is free and they will help much more than we can.

Best wishes to you and your husband.

Thank you! I have good moral support from co-workers and administration. The problem is there is no nurse to cover when I'm not there, so then I worry all day.i have an assistant who can do basic first aid, a nurse from another school can usually run by and take care of diabetics. I receive multiple calls/texts a day when absent and that's okay. I'd rather they call than possibly overlook something so basically it's a remote nursing situation when I need to be with my husband.

So sorry for your situation. I think I would look into Utilization review from home. If you are interested then just PM me or search for my post on Ameriben.

Supporting yourself with As Needed work maybe difficult but it is doable. I would be very organized and have a calendar ready to fill in those times when you are available. I would network with the companies you want to work for, let them know your availability--date and times. I would love to have PRN staff like you, who can give me your availability dates in advance so if needed I can plug in those times, or refer an employee to you if they need coverage.

With the Affordable care act you can obtain a good policy for yourself and maybe take it off on your taxes.

Good luck.

Thank you, I will look into Ameriben or PM you!

Thank you! I have good moral support from co-workers and administration. The problem is there is no nurse to cover when I'm not there, so then I worry all day.i have an assistant who can do basic first aid, a nurse from another school can usually run by and take care of diabetics. I receive multiple calls/texts a day when absent and that's okay. I'd rather they call than possibly overlook something so basically it's a remote nursing situation when I need to be with my husband.

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