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At least you have the option of benefits!Many jobs these days don't have benefits, and many times you have to pay out of your own pocket!
I work at a facility that is connected to a hospital with a positive reputation in this area. I don't have health insurance. Many people are shocked when I tell them I work where I do and they go "YOU DONT HAVE HEALTH INSURANCE THERE?"
I find it shocking, the places where people work, that do not provide health insurance to their employees. That is upsetting.
In my current/former job, I've cared for children whose parents were teachers in the public school system... and these kids were on Medicaid. Doesn't make sense to me.
My husband really should consider himself lucky.
Oh, and someone asked.. he works as a cook in a national restaurant chain. I've carried the burden of insuring us.. well, every since the FIRST time we ever had insurance, 14 years ago!!!!! He has NEVER had a job with insurance. I told him, if he doesn't like it, he needs to go out and get a decent job with benefits for once.
Well, my husband WAS okay with me taking a job that is closer to home, a nursing home that is a 15 minute walk from my house... a nice place that I really think I'm going to enjoy working...But now he's starting to get on me about their insurance plan. It has a deductible, albeit a relatively small one, whereas my current/former employer's Aetna had no deductible. PCP visits are going to be 30 bucks now, as opposed to 10.. yadda yadda yadda.
This plan is even going to cost more out of each paycheck.. but it's all WORTH IT!!!!! Like I said in a previous thread, that job was making me suicidal at times.
But, you know.... keep a job that makes you absolutely miserable so we can save a few bucks at the doc's office!
Three things:
1) Let your husband know this, when wifey is happy, everybody's happy.
2) Do the math for your husband. You have to be saving money by not driving to work, i.e., gas, less wear and tear on the car, parking fees, less miles driven = lower insurance costs for your car with some insurance companies, and you may be able to sell one of your cars if it's not needed.
3) As an added bonus, exercise from walking to work is healthy and will have direct health benefits as well as potential health care cost savings later in life due to a healthy life style while young.
NurseCard, ADN
2,850 Posts
Well, my husband WAS okay with me taking a job that is closer to home, a nursing home that is a 15 minute walk from my house... a nice place that I really think I'm going to enjoy working...
But now he's starting to get on me about their insurance plan. It has a deductible, albeit a relatively small one, whereas my current/former employer's Aetna had no deductible. PCP visits are going to be 30 bucks now, as opposed to 10.. yadda yadda yadda.
This plan is even going to cost more out of each paycheck.. but it's all WORTH IT!!!!! Like I said in a previous thread, that job was making me suicidal at times.
But, you know.... keep a job that makes you absolutely miserable so we can save a few bucks at the doc's office!