RN with huge medical debt, looking for high paying work

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Hey all, I was a member here on allnurses before and received a lot of great advice that led me to getting a job with Johns Hopkins Hospital. Back then I was in it for all the right reasons, and still feel like I am, but money has become a serious issue. . . 2 weeks before I was supposed to leave for Johns Hopkins, I was run over by a very careless, and very unisured truck driver. The bills were tremendous, and I've not worked in three years second to being bedridden for 5 months, and a host of long lasting injuries sustained in the wreck. Still, I went back to school and got a degree in Health Administration (graduated with highest honors) and already have a couple of years of Med/Surg experience as an RN. I'd like to pay off my medical /school debts, which are huge and then go into LTC. So. . . is kind of like I'm a new grad again, but I am looking to totally maximize my earnings potential by moving the WHERE EVER I CAN MAKE THE MOST MONEY IN A reasonably SAFE ENVIRONMENT. I'm single, very mobile, and have been rehabed enough to handle anything but Med/Surg again. Any suggestions. . . Are there some cities that are just paying that much more than others? Is the Middle East still worth it? I'm thinking travel nursing, but I need experience in a specialty area first right? Any suggestions? Please/thank you. . . (PS, I'm about 100% healthy again, and stopped whining about my accident before I even left my house/hospital bed I was stuck in there. . . so, I'm READY TO WORK, and I have a great attitude...) I was looking at LTC in Texas, but at $18/HR I can't even pay rent/bills! LTC is my long-term goal though. . . someday I would like to build my own nursing home that utilizes the Eden Alternative Principles. Thanks again. R.

Specializes in ER/Trauma.

Thanks for some excellent posts there Weetz :)

cheers,

Specializes in Emergency.

Generally collision covers ones own vehicle. Un/Under covers pretty much everything else. My wife works as a legal assistant and even had one instance where a passenger in a car of an uninsured driver who was at fault actaully successfully file a claim against the insured drivers Un/Under coverage.

Rj

I believe UM only helps with damage to the car, not medical bills and the like. Atleast that's what our insurance co. says:(
Thanks for some excellent posts there Weetz :)

cheers,

Are you being sarcastic? :trout: You're a mod - do some 'mod' stuff and get rid of those two extras posts!

Love ya anyway!

Specializes in PICU, Nurse Educator, Clinical Research.

ok, these jobs are probably harder to come by, but you might want to look into clinical research. i work for a CRO where they do both generic bioequivalence studies and new entity studies (drugs being tested on humans for the first time). I monitor the subjects, document all adverse events (mostly minor stuff like headache or nausea), and determine if treatment or intervention is needed.

I got this job because of a string of physical problems and surgeries that prevent me from working at the bedside. When I work the generic studies, I make $25 an hour; the new entity studies pay $30 an hour, and require ACLS certification. It's contract work (no benefits, etc.), but I get to name my own hours and work as much (or as little) as I like. It's largely sedentary and very low-stress. It's my only job right now, but most of the other nurses have full time hospital jobs as well. It's a great way for them to pick up extra cash without exhausting themselves with OT at the hospital. I work 25-40 hours a week, and take home between $3K and $4K a month.

It's a great way to make good money (new grad RN's here make around $18.75 in the hospitals). I'd keep an eye out for jobs like this, no matter where you end up- the good pay and low physical stress would probably be very helpful for you, as they have been for me. Good luck!

Specializes in primary care, pediatrics, OB/GYN, NICU.

I am also interested in the OP original question of how to make a lot of money quickly. I'm wondering if there are more suggestions out there? The discussion on working in the middle east is extremely interesting to read about, and maybe we could start a separate post about it to learn more?

I guess everyone is blind and missed my post about making the debt go away instead of just trying to make more money. Also if the other driver was at fault technically its that persons debt not the original posters. Anyway thats how most the states I live in look at it as far as driver responsability laws.

I did have further questions though, where is the OP's insurance company in all this. Her uninsured/underinsured motorists coverage should be taking care of part of said dept as well. Even better reason for others to look at their coverages. Again like my prior post and for others education consult an attorney if you have not done so.

RJ

Another thing, being able to save money/pay off debt, doesn't neccesarily mean making more of it, but altering lifestyle.

I also would file bankrupcy before working in Iraq. I might consider Saudi if I was single and felt safe. I would not stay for ever but I think it would be so interesting! Never never Iraq, though!!!!!

Specializes in premies, peds, adults.

Have you thought of travelling agencies? I am a cna/rn student at a Sutter Health community hospital in the San Francisco Bay Area. Many traveling RNs come here from the South (GA AL VA NC TX) and South West (AZ, NV) I have learned the most valuable of my med surg skills from RN's who have launched their kids and now take traveling gigs for 8 - 12 wks all around the US but love the west coast ( I live in fog & sunshine.) I know that Sutter Mills Penninsula has recruited some of my fellow rn students from my 4 yr private school (tuition $$$) for $80K. Part of this is the benefit package - but the rents are higher here. I know at my hospital - new grad RN's in cardiology/telemetry can earn $42/hr plus benefits. The trick is to sign up for less hours (.7) and put yourself on call and pick up Over time.

This can wreck your personal life - but if you want to get rid of debt....

good luck with your job search! I am in a similar boat with 3 small people waiting for me to finish my BSN!:nurse:

Specializes in Family Nursing.

Nursing is the most versatile profession on the planet. Have you considered Pharmaceutical or Medical Device sales? In my experience, floor nursing has been the least lucritive aspect of my career. Check out monster.com, hirehealth.com, google "nursing jobs", you'll be amazed at the opportunies out there when you think outside of the "floor nursing" box. Don't leave the country, we need you too much here!

Ditto on the Middle East---in addition to the dangers, there is the reality that they do not respect women, and why would any self-respecting woman bother to go there? All things are political, if you really look at it.

I have heard that Calif. offers highest overall salary: there is that traveling nurse thing, if you like cheap motels and scrimping for dough. You might think of just working a lot of extra hours; but, be careful of your own health. After serious trauma, you may want to pay extra attention to yourself. Do not let paying bills become your life--just send them a few dollars a month and they can't bother you, just so that you are paying. Good luck, and happy hunting.

I might also suggest getting on MSN Money or Frugalliving.com or a site like that, posting your expenses and income..MSN money especially is helpful about coming up w/ ways to save money and where dollars earned should be applied debtwise.

The some of the large assisted living and nursing home communities will pay in the six figures for administration managers.

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