Published Aug 1, 2005
chewe
5 Posts
sirI, MSN, APRN, NP
17 Articles; 45,819 Posts
recently i took over a patient's care only to have difficulty with the mother. there has been a complaint with false allegations. my question is, i know that these allegations are false. a rebuttal included hospital policy and procedures. i wonder if i should get malpractice insurance. if so, does anyone know a good one? help, i am distraught over this matter, even though i have been told not to worry, i don't want all my years of struggling to become a nurse for nothing, especially since everyone involved with this family has had difficulties with this family [/color] ( of course, due to protocal, this is not documented anywhere; things were done to appease them strictly off the record)
i am a firm believer in malpractice insurance for all nurses. you will receive different opinions on this subject, however.
securing malpractice insurance now after the alleged incident will not cover you for this incident. nso is a good company for just about all areas of nursing.
i do not understand your statement, "a rebuttal included hospital policy and procedures".
if you truly believe this could turn into a potential litigation, you should put a retainer for an attorney now. you might should seek one anyway, just for advice.
good luck!!
siri, crnp, clnc, rlnc
elkpark
14,633 Posts
I am a firm believer in malpractice insurance for ALL nurses. You will receive different opinions on this subject, however.Securing malpractice insurance now after the alleged incident will not cover you for this incident. NSO is a good company for just about all areas of nursing.
Securing malpractice insurance now after the alleged incident will not cover you for this incident. NSO is a good company for just about all areas of nursing.
ITA
suzanne4, RN
26,410 Posts
Definitely agree with the above posters. This is something always to have just for this reason as an example. Unfortunately, you are unable to use this service at this time. But you also need to speak to an attorney to represent you as quickly as possible.
achot chavi
980 Posts
dearest sister, before you are left to hang with the laundry, you must know that more and more are nurses being sued and held liable for problems that occur in their workplace (even if we 'did our best' ). we all know that everyone makes mistakes and why should we lose our licenses and flush our careers down the toilets because we weren;t careful enough, you must document carefully every aspect of your situation and minimize conversations with the mother, answer direct questions only with yes or no answers (honestly) and have a witness with all major conversationse yes yes you must carry your own malpractice insurance and i wish you all the best
CharlieRN
374 Posts
I have been a nurse since 1979 and never have been sued, but I have never worked a day without malpractice insurance. Be aware that your insurance needs to cover you both at the time of the incident and at the time the charges are filed. Some have been burned by policys that only covered them while they were employed or only while they were insured with that particular company. Often malpractice claims are not made until long after the event.
I did go to a lawyer once when I thought I might have a problem. His recommendation was that I write up all the facts of the case in as much detail as I could, putting in names and dates, facts and figures. Then keep that document sealed away for later reference. Your private log of the event. It is evidence in case you are called to court. You might even have it notorized.