My son was denied health insurance!!!!!

flowerchildnc · Mar 12, 2008

My friend was denied coverage for the very same reason and ended up having to pay over $700 a month just for herself. If he can get a job with the state or government they would cover him no matter what his conditions were. It is very frustrating.

Sensoria17 · Mar 13, 2008

I thought you couldn't be denied insurance if you are going through a group plan? If this is not the case, then wouldn't we have even more people without health insurance?

bluesnurse · Mar 13, 2008

I wish I had all the money in world so no one would ever have to be turned down for the healthcare that they deserve. I am so saddened to think that he may have to go the rest of his life without insurance.
What is a mother to do! Sad, Sad, day.

I'm sorry you and your son are going through this.

What can the two of you do? In the short run, probably not much. But November is coming. Make sure you both VOTE for someone who CAN and WILL do something about it!!!!

TheCommuter, BSN, RN · Mar 13, 2008

My parents tried to purchase private health insurance, and were denied because they are diabetics. Apparently, the insurance company felt they would be paying out too much money in claims for the policy to ever be profitable or 'economically viable.' Diabetics do accrue significant medical costs, but...

When I purchased private health insurance 3 years ago, there was a stipulation regarding the weight of the policyholder. This insurance company would not issue policies to males who weighed in excess of 300 pounds, or females who weighed in excess of 200 pounds.

The insurance industry is all about boosting the profit margin, and nothing about caring for humankind. Anyone who dares to think differently about them is simply being gullible and foolish.

julesradio · Mar 13, 2008

This very thing was highlighted in Michael Moore's Sicko...they even denied insurance to someone in the movie they deemed too SKINNY. WHA??!?!!?

Truly sad, I'm sorry for your plight. :uhoh3:

mrsraisinkain · Mar 13, 2008

My husband had gastric bypass surgery through his previous company's group health insurance. It's a long story but now he still works for the same company but with no benefits (anybody familiar with the mess of General Motors?). We were searching for individual policies for our family and every company was denying him due to having the surgery. One agent told me he was so-called "blacklisted" for 5 years post surgery. It's such a shame and doesn't make sense because now he is in the best health of his life.

Little Panda RN, ASN, RN · Mar 13, 2008

The company my son works for offers insurance, but it is not a group policy. The company will pay 175.00 towards the premium. Of course this doesnt do my son any good since they will not cover him.

Thank you so much to all of you who have replied. The support means so much more than you know.

I just wish there was something I could do!

Maybe someday our goverment will wisen up and mandate healthcare coverage for everyone.

Little Panda RN, ASN, RN · Mar 13, 2008

My husband had gastric bypass surgery through his previous company's group health insurance. It's a long story but now he still works for the same company but with no benefits (anybody familiar with the mess of General Motors?). We were searching for individual policies for our family and every company was denying him due to having the surgery. One agent told me he was so-called "blacklisted" for 5 years post surgery. It's such a shame and doesn't make sense because now he is in the best health of his life.

This is just outrageous!!! Where do these insurance companies get the idea that one life is better than another. "Oh your to fat and not worth the money it would take to keep you healthy". I am just so appalled and sickened by all of this.

I wish the best of health to your husband and you also.

TheCommuter, BSN, RN · Mar 13, 2008

Where do these insurance companies get the idea that one life is better than another.

It's not about one life being better than another.

It's about one life being more profitable than another! :twocents:

elkpark · Mar 13, 2008

This is just outrageous!!! Where do these insurance companies get the idea that one life is better than another. "Oh your to fat and not worth the money it would take to keep you healthy". I am just so appalled and sickened by all of this.

I'm not saying this to be critical of you at all, but how did you think health insurance worked? The insurance companies are in business to make a profit, the maximum profit they can legally make, in whatever way they legally can, and they do that by collecting as much money as they can in premiums, and paying out as little as possible for treatment. YES, they think precisely in terms of which people will cost them too much money and which people they'll turn a profit on. They turn away everyone they think will cost them, and they refuse as much treatment to the people they have insured as they can possibly get away with ... This is (what many people see as) the fundamental problem with private-for-profit healthcare coverage.

kcochrane · Mar 13, 2008

The company my son works for offers insurance, but it is not a group policy. The company will pay 175.00 towards the premium. Of course this doesnt do my son any good since they will not cover him.
Thank you so much to all of you who have replied. The support means so much more than you know.
I just wish there was something I could do!
Maybe someday our goverment will wisen up and mandate healthcare coverage for everyone.

If he lived in NYS he would probably qualify for Healthy NY. I would check and see if your state has something similar...it is in the same lines as Child Health Plus.