Looking for financial aid

Did you check with the school? Many higher cost but well established schools will have scholarships and grants for students to attend

Start with Google and then go from there.

Visit the school's Financial Aid office. PS: You're not doing yourself any favors paying $37k/ year to take pre-requisite courses when you can do it for a tenth the cost at the local community college THEN transition to the higher priced university. That student loan debt follows you for many, many years - just a word to the wise.

Seriously, take pre-requisites at community college. That extra $70k of debt will haunt you for years.

FAFSA

1. FAFSA. 2. Don't do it to yourself. Like others have mentioned, do the prerequisites that can transfer at a community college, it won't matter. 3. Fastweb.com

Seriously. Go to a community college. 4 classes was under $3000. Fafsa covered all of it. I only had to pay about $150 for books and school supplies.

STOP!

You need to take a long, hard, honest look at the amount of loans you are about to get yourself into.

Assuming it takes 1 year to take your pre-reqs and another two to complete nursing school, you're going to have a $111,000 bill at the end of your education! That's insane at any level.

Now, add in the interest you'll be paying over the course of your loans. The average student loan payoff is ~16 years, with an average interest rate at ~6%. Using that math, by the time you're done paying off your original $111,000 loan, you'll have actually paid $173,000. Your monthly payment will be $900 a month.

You'll be spending 25% of your monthly income on student loans for YEARS. If you do qualify for an income based repayment plan, your monthly payments will decrease, but you'll end up paying more over the life of the loan. If you spread that over 25 years, you're still looking at a $715 monthly payment, and will have paid a total of $215,000! Repayment over 50 years still doesn't get the monthly payment below $550 a month!

Forget it if you're spending that for a 4 year BSN degree, because your end repayment will be worth $286,000 if you pay it off in 25 years. That's a medical doctor's loan total, except you'll be making $50,000 a year instead of $250,000.

Do not underestimate the burden of paying so much money for such a long time.

Good luck to you and your future if you cannot find any non-loan financial aid.

STOP!

You need to take a long, hard, honest look at the amount of loans you are about to get yourself into.

Assuming it takes 1 year to take your pre-reqs and another two to complete nursing school, you're going to have a $111,000 bill at the end of your education! That's insane at any level.

Now, add in the interest you'll be paying over the course of your loans. The average student loan payoff is ~16 years, with an average interest rate at ~6%. Using that math, by the time you're done paying off your original $111,000 loan, you'll have actually paid $173,000. Your monthly payment will be $900 a month.

You'll be spending 25% of your monthly income on student loans for YEARS. If you do qualify for an income based repayment plan, your monthly payments will decrease, but you'll end up paying more over the life of the loan. If you spread that over 25 years, you're still looking at a $715 monthly payment, and will have paid a total of $215,000! Repayment over 50 years still doesn't get the monthly payment below $550 a month!

Forget it if you're spending that for a 4 year BSN degree, because your end repayment will be worth $286,000 if you pay it off in 25 years. That's a medical doctor's loan total, except you'll be making $50,000 a year instead of $250,000.

Do not underestimate the burden of paying so much money for such a long time.

Good luck to you and your future if you cannot find any non-loan financial aid.

This.

Ditto to all the posts.

Look into a community college, THEN transfer for the nursing courses, where your grant and student loans can cover that amount.

Best wishes.

The OP clearly stated that he/she doesn't want to attend any other institution but her first choice. Her first choice is "Ursuline College" (never heard of such a school), which charges $914 per credit. I see this tunnel vision over and over again. The problem is a lot of students lot at Community Colleges as a place for High School Dropouts or a 10th tiered College option, instead of looking at how cost effective an option, it is and all the other benefits attached to attending a Community College for 2-3 years and then transferring to a 4-year institution.

It seems that College students these days seem to think that they have to go away to College, even if their parents cannot afford it. Room and Board cost about $10K-$11K, which is an avoidable cost in my book. Why spend $26K on Tuition and Fees annually when you can attend a Community for College for $4,100 annual Tuition & Fees(Ohio CC rates; in California, it is about $45 per credit hour). In a lot of cases the CC Class sizes are smaller and the Teacher is much better than at a lot of these 4-year Institutions. I am at a lost as to why most College Students do not do the 2 + 2 Option. An added bonus is your CC grades does not get added to your 4-year College Grades, allowing you to get much higher GPA at the 4-year College.

I think the OP is quite lazy, since she is looking for someone to do her research on Financial Aide for her. In this day and age of Computers and the Internet, where information is so readily available, I find it an unusual request for information.

I visited my first choice college and decided that I don't want to be anywhere else, but it costs $37,000 a year for tuition/room and board.

Going to the four year private school of your dreams is well worth it...if you can afford it. Thankfully I was able to do so with minimal loans, about 30k. A lot of times private schools will give grants based on your financial status/grades in high school. From there you have FAFSA and private loans. Then apply apply apply to scholarships! While I have such a strong passion for nursing, I wouldn't of been happy if I didn't get my "college experience" at a 4 year school. You'll have debt but I don't regret it and would encourage you to go if you can find the means to do so.

I definitely agree with the other posters, but don't want to discourage you from pursuing your dreams. I do want to caution you, though on your statement "I don't want to go anywhere else." PLEASE don't put all your eggs in one basket! Deversify applications for schools, even if you think you don't want to go there. Now in my second semester of nursing school, I can tell you only a very small portions of the students in my class go to my program because they knew all along and worked to go to this specific school. But somehow every single person in my class can agree that this program is "truly where they are supposed to be." I was very cut and dry and definite before I actually experienced nursing school, but somehow nursing school has a way of humbling those who have it all figured out. The best advice I can give is NOT TO IGNORE these people who are telling you what you don't want to hear about your school. Keep your heart open to ALL alternatives, but don't give up on your dreams. Nurses are flexible above all else and not one will tell you her life and work is exactly how she/he planned. As for financial aid, it's very rare to get a "prenursing" scholarship, so you'll have to look for non specific degree scholarships. Good luck, keep your sense of direction and perseverance, but be humble an open to opportunities you didn't plan on.