Liability insurance for nurses

Nurses Professionalism

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I'm looking for . Does anyone know what's the best Liability Insurance company out there?

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Specializes in OR, Nursing Professional Development.

The two most common carriers that I've seen mentioned are Proliabilty and NSO. Personally, I have NSO and pay just over $100/year. Worth the peace of mind if you ask me.

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The two most common carriers that I've seen mentioned are Proliabilty and NSO. Personally, I have NSO and pay just over $100/year. Worth the peace of mind if you ask me.

Thanks! 👍🏼

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Specializes in NICU.
The two most common carriers that I've seen mentioned are Proliabilty and NSO. Personally, I have NSO and pay just over $100/year. Worth the peace of mind if you ask me.

NSO is $50 for the first year for new grads.

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Good to know. thanks!

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Just got my renewal bill...$109..NSO.

I've had them since I was an LPN student.

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I got it for $70. It was discounted for new graduate

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Specializes in long-term-care, LTAC, PCU.

NSO... Endorsed by the ANA. Around $100/year.

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Specializes in Healthcare risk management and liability.

Companies like Proliability and NSO are not insurers. They are insurance agents or brokers. The majority of nursing written in the USA is through CNA or a CNA subsidiary. NSO is probably one of the largest such insurance agents for CNA.

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Specializes in ER, Med Surg, Ob/Gyn, Clinical teaching.
Companies like Proliability and NSO are not insurers. They are insurance agents or brokers. The majority of nursing malpractice insurance written in the USA is through CNA or a CNA subsidiary. NSO is probably one of the largest such insurance agents for CNA.

Please kindly clarify.

Are you saying that Proliability will not cover me if I need liability services?

Thanks

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Specializes in Healthcare risk management and liability.

Proliability will place the coverage with CNA or whichever other insurance company that will cover you. The actual insurance company is who provides the coverage, not the insurance agent, like Proliability or NSO. It is a common misconception that Proliability or NSO are the actual insurance companies. Proliability and NSO sell the insurance, but the actual policies that cover you are from the insurance company.

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Specializes in ER, Med Surg, Ob/Gyn, Clinical teaching.
Proliability will place the coverage with CNA or whichever other insurance company that will cover you. The actual insurance company is who provides the coverage, not the insurance agent, like Proliability or NSO. It is a common misconception that Proliability or NSO are the actual insurance companies. Proliability and NSO sell the insurance, but the actual policies that cover you are from the insurance company.

Thanks for your clarification. If I may ask what is the full meaning of CNA?

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