icky question....but

Nursing Students Pre-Nursing

Published

where did everyone get the MONEY to cover nursing school?Was is all from financial aid?Student loans?

I havent done my paperwork yet...so i dont know how much they will cover

I thought i would check in here to see if there is a source I havent thought of yet

Thanks

I understand how you feel but its a natural question. I worry a lot about it, I go to a private school but its quite a bit lower in price then most and only a bit higher then the local universities by me. I get financial aid, loans, and I am just now applying for scholarships since I am about to start my nursing courses and will be fulltime, I've also raised my gpa quite high so I am hopeful. I think education is expensive but its always worth it in the long run. I figure if I can keep my debt below what I am hoping to make in one year then its definately worth it but the debt has made me think twice about going forward with my master's, I don't want to be in debt forever.

Also inrespomse to your last post-yes I get extra money. I have two little boys and I pay my cousin to baby-sit for me when I am in class..I also use my money to buy books because that costs a lot.

omg

THANK you

I felt like a butt for asking...but its things like that I NEED TO KNOW

Ive been poor forever so i can get used to doing peanut butter sandwiches but rent has to be paid,,,etc

books im sure are not cheap...i take 3 buses to get there,,,,lol

it will be worth it in the end though

i just have to get there

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Specializes in burn ICU, SICU, ER, Trauma Rapid Response.

GI Bill. Not only covered every cost associated with nursing school but paid me $600/month on top.

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Savings/working/grants. The university I go to is public and I get in state tuition and I live at home so it's pretty reasonable.

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I go call the school you're looking to attend and see if you can make an appointment with a financial aid counselor there. They'll let you know what you need to do to apply for aid and might be able to give you an idea of how much you can expect.

I'd also see if your school has a scholarship office. Mine did and it helped me get a scholarship that is paying for 90% of my schooling.

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I'm starting to get scared because almost all the programs in my area are full time and recommend no working while in the program. When I get closer, I'll meet with someone at the schools I'm looking at to discuss finances but the idea of not working for a year plus paying $$$ tuition is scary. Also, I'm not sure if I'll qualify for loans at all unless they are private loans.

So my plan right now is to save up as much money as I can between now and by the time I finish my pre-reqs. If I don't get into the school with the part time nursing program, I may have to go to plan b.

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I'm starting to get scared because almost all the programs in my area are full time and recommend no working while in the program. When I get closer, I'll meet with someone at the schools I'm looking at to discuss finances but the idea of not working for a year plus paying $$$ tuition is scary. Also, I'm not sure if I'll qualify for loans at all unless they are private loans.

So my plan right now is to save up as much money as I can between now and by the time I finish my pre-reqs. If I don't get into the school with the part time nursing program, I may have to go to plan b.

Everyone qualifies for Federal Student Loans....the only exception is if you have defaulted on Federal Student Loans in the past.

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Everyone qualifies for Federal Student Loans....the only exception is if you have defaulted on Federal Student Loans in the past.

I had heard that there was some issues for a second bacherlor's and loans. Also, I highly doubt I'd qualify for need based loans. I did look and there are unsubsidized loans which have a yearly max of $12k. That doesn't seem like a lot.

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I had heard that there was some issues for a second bacherlor's and loans. Also, I highly doubt I'd qualify for need based loans. I did look and there are unsubsidized loans which have a yearly max of $12k. That doesn't seem like a lot.

Federal loans aren't much no matter how you slice it. But they are available, even to folks with a prior bachelor's degree. Pell grants generally aren't if you already have a degree, but loans are. You're right, if you don't meet the need requirements, the loans are unsubsidized....but $12 grand is better then nothing.

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I already had a bachelor's degree, so I wasn't eligible for any financial aid. So I'm paying for NS 100% out of my own savings. I go to a hybrid diploma/AAS program (hospital school affiliated with the local community college) and the whole 2-year program is running me only about $20K, which was doable for me. If possible, I suggest working and saving even if it means you have to delay NS a year, rather than taking out a ton of loans. Student debt is the WORST kind of debt.

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I have until March 2011 to pay for my school, its right around $100 a credit and I need 40 credits to graduate so thats $4000 plus books. I paid for all my school so far with cold hard cash. No loans for me thank you, I dont want to owe anyone.

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My job financed my schooling. I have enough saved up to get through the community college. I'll need more to get through the bridge program to a BSN if I find I want to do that. Hopefully, that will come from my future RN job.

I'm with the people who don't want loans hanging over my head. I do not want to "have" to get a (any) job to start paying off loans. I think it is better to start nursing school a few years later than pay for it with loans.

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for undergrad students, there are a LOT of grants/scholarships available. there are also loans with great low-interest payback, such as the stafford loans. many schools have private scholarships, too. i know my undergrad institution had a TON of scholarships just for nursing students.

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