So as I explore options for grad school I'm realizing that I may have to end up taking out a loan. I've never done it before and I was able to get through my undergrad through tuition reimbursement programs and lots of hard work. But I want to be able to have the luxury of not working like a dog at 2 jobs while I'm in school like I did for my undergrad. I'd be interested in hearing what some of you have done in terms of taking out student loans and how long it's going to take to pay them back. What kind of interest rate did you get? Federal loan or private? Etc. Thanks!