"I don't need it, Nurses are never or hardly ever sued". So, does the Nurse actually need Liability insurance? If so, why?
A couple of questions that should be considered while making this decision would be: "Would my policy provide an attorney to defend me and reimburse me if I incurred costs ... and, "Would my policy include coverage for any disciplinary action taken by the Board of Nursing?"
What do you think?
Does the Nurse really need his or her personal liability insurance?
Do you have one? And, if so, what was the main reason you obtained a policy?
For information on how to protect yourself visit our Nursing Malpractice Liability Insurance page.