I was reading the thread about the disappointing visit to the BON and this gives rise for another discussion for me. Has anyone ever used their malpractice insurance
? Did it really save money, or did you still have to pay an attorney out of your own pocket? I am curious because it makes me wonder...NSO doesn't charge too much, just under $100 a year, but does that really help us when we are in trouble, or does it just make us feel comfortable to have it?