Any recommendations for liability / malpractice insurance?

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Specializes in TBA.

Hello all,

I am a newly licensed RN (woo!) and I was told by many of my instructors to purchase malpractice / for my RN license. I was wondering if anyone had any suggestions 

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Specializes in Psychiatry, Forensics, Addictions.

I highly recommend as a CYA option.  I have had NSO for many years.

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Specializes in Psych, Addictions, SOL (Student of Life).
On 12/5/2021 at 3:03 AM, SarahMaria said:

I highly recommend Liability Insurance as a CYA option.  I have had NSO for many years.

I have NSO as well.

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Proliability Mercer

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Specializes in TBA.

Thank you for the suggestions. I hope I never have to use it but it is good to have just in case!

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I was a nurse paralegal working defense for Hospitals and staff, doctors, nursing homes etc....

 It is a shame that nursing schools do not include a course on legal matters...in nursing.. Never rely on the nursing boards to be your friend. Once your name is known .... they will ruin your life,,, They do nothing for you legally.

Ask if your hospital covers the staff in malpractice cases... Otherwise.. Always have it... Their are nurses that "eat their young" and you need to be protected every way

 

I went through hell

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Specializes in Dialysis.
1 minute ago, Karen Bourgeois Fitzgerald said:

I was a nurse paralegal working defense for Hospitals and staff, doctors, nursing homes etc....

 It is a shame that nursing schools do not include a course on legal matters...in nursing.. Never rely on the nursing boards to be your friend. Once your name is known .... they will ruin your life,,, They do nothing for you legally.

Ask if your hospital covers the staff in malpractice cases... Otherwise.. Always have it... Their are nurses that "eat their young" and you need to be protected every way

 

I went through hell

It was part of my nursing ethics class a million years ago. They never recommended a particular company, but stressed the importance of having

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7 minutes ago, Karen Bourgeois Fitzgerald said:

I was a nurse paralegal working defense for Hospitals and staff, doctors, nursing homes etc....

 It is a shame that nursing schools do not include a course on legal matters...in nursing.. Never rely on the nursing boards to be your friend. Once your name is known .... they will ruin your life,,, They do nothing for you legally.

Ask if your hospital covers the staff in malpractice cases... Otherwise.. Always have it... Their are nurses that "eat their young" and you need to be protected every way

 

I went through hell

     Even if your hospital or facility covers staff malpractice (most do), absolutely still get your own policy.  Faced with covering protracted, legal costs to defend an employee, or paying out a multi-million dollar suit, the hospital suits would rather terminate the nurse on a technicality (real or otherwise), absolve themselves of responsibility, and let the lions enter the arena.

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I have NSO. I have never had to use it and hope I never have to. I am about to add a second policy as a student NP. It is short money for peace of mind. 

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