How are you paying for Nursing school?

  1. 0
    For my pre reqs I have been attending a community college and either used government loans and/or paid out of pocket, and my husbands work reimbursed us a total of $3000 for tuition. Now I am getting ready to transfer to a different school that costs $18000/year but since I have taken quite a few of classes I will probably pay about $13000. I am eligible for about $9000 in government loans so where else should I get school loans? I'm nervous because I've only ever used the loans that don't accrue interest and then are very low interest until paid off.
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  3. 27 Comments so far...

  4. 0
    I guess a better title would be 'Where do you get your student loans at?'
  5. 0
    I'v been paying with scholarships mainly...and federal student loans for the remainder. I have not taken any private loans, only federal. I recommend applying for some scholarships, if possible. Research the scholarships though (a lot of scams out there). My university's financial aid office was a huge help in suggesting both reputable nursing and general scholarships to apply for. Best of luck!
    Last edit by Shorty11 on Apr 6, '13
  6. 0
    Federal loans (subsidized and unsubsidized) as well as private loans through Discover Student Loans: They had the lowest interest rates I could find for private student loans.
  7. 1
    I will be paying for nursing school out of pocket. I am really hesitant about taking out loans so I will be saving my pennies to pay for school.
    carakristin1 likes this.
  8. 0
    Quote from bubbly26
    I will be paying for nursing school out of pocket. I am really hesitant about taking out loans so I will be saving my pennies to pay for school.
    I am with Bubbly26. I am going to pay out of pocket. Loans and debt stress me out. So if I can avoid it, then I will.
  9. 0
    I am not sure if this is a state thing, but if you have an associates degree in Texas you can transfer to a four year university and qualify for up to $2000 in scholarship for transfecting.
  10. 0
    Pell grant, then student loans. I figure I'm borrowing from my future, licensed self. I max out the subsidized student loans, because I'm not accruing any interest on them, and then I'm taking out and unsubsidized federal loan for living expenses.

    BUT- I have a great history of paying loans off, have NEVER defaulted on a loan, and I'm applying for the HRSA scholarship this year so I can knock it all off.
  11. 0
    Pell grant and federal student loans are what's getting me through school right now.
  12. 0
    I get the full pell grant and 2 other grants, as well as the government loans & Perkins loans. My school is about 8000 a year


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