If you like your health insurance, you can keep it your insurance. Period

Nurses Activism

Published

Um... where are all those valiant defenders of ObamaCare that were here a year ago? Totally flaming anyone who dared to have any doubts about how Democrat promises square with reality.

Debacle.

Train wreck.

Disaster.

Total fail.

Incomprehensible.

Illogical.

Impossible.

Unrealistic.

Just some of the adjectives applied to the roll out by radical Tea Party news outlets like the Washington Post and the New York Times, CBS and NBC.

Specializes in Oncology; medical specialty website.
Medicare only kicks in for young people once all their money has been spent, and they are in dire financial corcumstances.

I'd like to know how you came up with that high premium for Obamacare, if you're making an average nurse salary, and what insurance you have presently. Your post looks faulty, to me!

I wonder why you'd want to mislead us.....

Financial circumstances have nothing to do with qualifying for MC. You qualify for it either because you have reached the age to receive it, or you have a qualifying disability/illness, e.g. ESRD, late stage cancer diagnosis which makes the patient unable to work.

Up Vote Up Vote ×
Specializes in Critical Care.
NO it ISN'T...

Subsidies? who will pay for the subsidies? I thought this would not increase taxes nor cost the taxpayer.

The funding for the subsidies is coming from money saved by stopping waste and fraud in medicare, as well as a medical device tax. So unless you're a medical device manufacturer, you won't wee a tax.

We were told "health care reform plan would cut insurance premiums for the average family by $2,500?", by Obama, that the average Well that didn't happen.

The average family makes $51,000 per year. The typical family health insurance plan prior to Obamacare was $16,000/year. That average family will now pay about $5,000 per year for a similar plan, that's a savings for the average family of $11,000 per year.

Up Vote Up Vote ×
Specializes in Oncology; medical specialty website.
My 401K, my life's savings, tanked with the economy. The rest of it went supporting my family while I FOUGHT for SSDI because of a debilitating auto-immune disorder....which by the way is something I paid into my entire life.

I have stayed on my husbands insurance for years to keep the hospital out of my personal business for I have lost jobs over my illness becasue they KNEW I would become disabled....the government will be the same.... in my personal business, where they have no business... to control things.

I am not a Tea Party enthusiast...just because I don't like the ACA (which is over a 1,000 pages long and needed to be passed to "find out what is in it) doesn't place me any political party.

Like everything else...time will tell.

If you choose a more expensive route for health care insurance, that's your decision, not the taxpayer's. It's like cutting off your nose to spite your face. I qualified due to late stage CA, and I'm stuck in a WC, unable to walk at all. I am thankful, thankful, thankful for Medicare being available to me and wouldn't dream of paying a higher insurance premium. Someone is going to be "in your business," whether it's some insurance flunky or someone in MC administration.

I would be willing to be most unabridged insurance policies rival the ACA.

ACA isn't perfect, but it's a start. It's also the best that could be done at the time, thanks to stalling and footdragging in Congress.

​I don't understand the hostile replies.

Up Vote Up Vote ×
Specializes in Critical Care.
A family living paycheck to paycheck is going to get a subsidy? Wrong. Wrong. Wrong. And quite an assumption. Families making $90,000 can still have huge expenses, and I'm not referring to annual trips to Disney and houses in gated communities. I'm talking about costs related to special needs kids, health costs, and the costs of daily living, among other things.

Everybody can have big expenses. The question is should a family making $40,000 be subsidizing the health care of a family making $90,000/year?

Previously, a family making $40,000 might have healthcare through their employer and might be contributing $16,000/year in total to keep our healthcare system funded. While a family making $90,000 might not have a plan at all, after all why should they, their legally guaranteed care for anything "big", and if the bills were big enough, they could just declare bankruptcy, which is one reason why the $40,000/year family is paying $16,000 for insurance.

Up Vote Up Vote ×
Specializes in LTC Rehab Med/Surg.

If what I read is true, 51% of us with insurance through our employer will be losing that insurance next year. Employer mandates were waived for one year. Once that year's up, there's going to be alot more of us without insurance.

That prediction is included in the ACA.

Up Vote Up Vote ×
Specializes in LTC Rehab Med/Surg.
Everybody can have big expenses. The question is should a family making $40,000 be subsidizing the health care of a family making $90,000/year?

Previously, a family making $40,000 might have healthcare through their employer and might be contributing $16,000/year in total to keep our healthcare system funded. While a family making $90,000 might not have a plan at all, after all why should they, their legally guaranteed care for anything "big", and if the bills were big enough, they could just declare bankruptcy, which is one reason why the $40,000/year family is paying $16,000 for insurance.

A gross generalization.

Up Vote Up Vote ×
Specializes in Critical Care.
If what I read is true, 51% of us with insurance through our employer will be losing that insurance next year. Employer mandates were waived for one year. Once that year's up, there's going to be alot more of us without insurance.

That prediction is included in the ACA.

How do you figure that the requirement for employers to provide insurance will mean that 51% will not have any insurance?

Up Vote Up Vote ×
Specializes in Critical Care.
A gross generalization.

That's kind of the point of any example based on "average" or "typical" scenarios.

Up Vote Up Vote ×
Specializes in Critical Care, ED, Cath lab, CTPAC,Trauma.

If you choose a more expensive route for health care insurance, that's your decision, not the taxpayer's. It's like cutting off your nose to spite your face. I qualified due to late stage CA, and I'm stuck in a WC, unable to walk at all. I am thankful, thankful, thankful for Medicare being available to me and wouldn't dream of paying a higher insurance premium. Someone is going to be "in your business," whether it's some insurance flunky or someone in MC administration.

I would be willing to be most unabridged insurance policies rival the ACA.

ACA isn't perfect, but it's a start. It's also the best that could be done at the time, thanks to stalling and footdragging in Congress.

​I don't understand the hostile replies.

I have insurance....if not I'd have medicare. I am ill myself. The ACA doesn't apply to me...at least I pray it won't for I can little afford it....I just don't think this is a cure to the problem. I don't think it helps anyone. Just my opinion. I'm not hostile. I have no reason to be. Just because I disagree doesn't mean I am being hostile.

A favorite quote......"Let me never fall into the vulgar mistake of dreaming that I am persecuted whenever I am contradicted".......Ralph Waldo Emerson

I am sorry you are unwell...((HUGS))

Up Vote Up Vote ×
Specializes in Critical Care, ED, Cath lab, CTPAC,Trauma.
The funding for the subsidies is coming from money saved by stopping waste and fraud in medicare, as well as a medical device tax. So unless you're a medical device manufacturer, you won't wee a tax.

The average family makes $51,000 per year. The typical family health insurance plan prior to Obamacare was $16,000/year. That average family will now pay about $5,000 per year for a similar plan, that's a savings for the average family of $11,000 per year.

I didn't find that when I looked...I hope what you say is true and many families can have a savings of $11,000.00 a year....that would be a Godsend.
Up Vote Up Vote ×
Medicare only kicks in for young people once all their money has been spent, and they are in dire financial corcumstances.

I'd like to know how you came up with that high premium for Obamacare, if you're making an average nurse salary, and what insurance you have presently. Your post looks faulty, to me!

I wonder why you'd want to mislead us.....

Believe you mean Medicaid which is a joint federal and state program for the indigent and a few other groups without health insurance. Medicare is an entitlement scheme coupled with Social Security that one (or one's spouse) pays into. Once you (or your spouse) have enough earned credits and reach proper age for enrollment Medicare is *yours*.

Medicaid does have a "spend down" scheme for those that have excess medical expenses in relation to income. Here is how it works in NYS: Medicaid Excess Income ("Spenddown" or "Surplus Income") Program

Up Vote Up Vote ×
Specializes in Critical Care.
I didn't find that when I looked...I hope what you say is true and many families can have a savings of $11,000.00 a year....that would be a Godsend.

Commonwealth Choice Affordable Health Insurance Plans for Individuals

The "Silver Plus" plan has no deductible. The "Silver Saver" has a $1000/$2000 ind/fam deductible but with lower premiums. They even have a bronze plan with a $200/$500 deductible.

Up Vote Up Vote ×
+ Add a Comment