If you like your health insurance, you can keep it your insurance. Period

[tulip5]

Um... where are all those valiant defenders of ObamaCare that were here a year ago? Totally flaming anyone who dared to have any doubts about how Democrat promises square with reality.

Debacle.

Train wreck.

Disaster.

Total fail.

Incomprehensible.

Illogical.

Impossible.

Unrealistic.

Just some of the adjectives applied to the roll out by radical Tea Party news outlets like the Washington Post and the New York Times, CBS and NBC.

[Esme12, ASN, BSN, RN]

The bronze plan is essentially the catastrophic plan. I agree it's a high deductible, but many people have actually been complaining it's not catastrophic enough.

The working poor pay little to no premiums with the subsidies.

In every state I'm aware of, the office visit copays are pre-deductible, meaning you only pay the copay even if you haven't met your deductible, and for many visits there's not even a copay.

Single payer/public option is starting to look pretty good isn't it.

NO it ISN'T...

Subsidies? who will pay for the subsidies? I thought this would not increase taxes nor cost the taxpayer. We were told, by Obama, that the average

health care reform plan would cut insurance premiums for the average family by $2,500?

Well that didn't happen

There are many working poor that while they make good money on paper don't qualify for assistance. They are still strapped for money and stress everyday where the next dollar will come from. They sit at their tables figuring out how to keep the utilities on and shop for food.....how little they can pay on one bill and keep the electricity on and still have gas money to get to work....they are living paycheck to paycheck...just where are they supposed to get the extra cash necessary to pay for this imposed mandated insurance that will benefit them so much. How is this financially helping them? How is this a benefit for anyone except hospitals, government and insurance companies.

I have insurance....thank god...and if I didn't I qualify for medicare because of disability....now I pray my hubby's employer continues to cover dependents.

I live where this is already and the quality of care has decreased.

We have to agree to disagree.....while I believe that something needs to be done for this broken system...this wasn't it.

[lamazeteacher]

I'm here, still jubilant about Obamacare - which had some computer glitches for enrollment, but otherwise is on schedule! Only stupid maysayers use those adjectives about it for their own gain!

Keeping your own insurance would be possible, had the insurance companies not tried to "make hay while the sun shines", increasing their premiums and generally excluding people from their programs! That's all done in an attempt to dis Obamacare - by saying without any explanation, that people can't continue in their old coverage, because that no longer exists!!!

Give this a chance, folks. Better still, read the Affordable Healthcare Act as it is written, not just what opposers want you to believe so it would fail!!!

[lamazeteacher]

Medicare only kicks in for young people once all their money has been spent, and they are in dire financial corcumstances.

I'd like to know how you came up with that high premium for Obamacare, if you're making an average nurse salary, and what insurance you have presently. Your post looks faulty, to me!

I wonder why you'd want to mislead us.....

[Ginger's Mom, MSN, RN]

Medicare only kicks in for young people once all their money has been spent, and they are in dire financial corcumstances.

I'd like to know how you came up with that high premium for Obamacare, if you're making an average nurse salary, and what insurance you have presently. Your post looks faulty, to me!

I wonder why you'd want to mislead us.....

Medicare has nothing to do with income. You either qualify by age or disability. Of course some disabled people are in dire circumstances, but wealthy people can qualify for Medicare if permanently disabled.

How to qualify for Medicare

[Ginger's Mom, MSN, RN]

I'm here, still jubilant about Obamacare - which had some computer glitches for enrollment, but otherwise is on schedule! Only stupid maysayers use those adjectives about it for their own gain!

Keeping your own insurance would be possible, had the insurance companies not tried to "make hay while the sun shines", increasing their premiums and generally excluding people from their programs! That's all done in an attempt to dis Obamacare - by saying without any explanation, that people can't continue in their old coverage, because that no longer exists!!!

Give this a chance, folks. Better still, read the Affordable Healthcare Act as it is written, not just what opposers want you to believe so it would fail!!!

Obama administration knew millions could not keep their health insurance - Investigations

Basically the Obama administration knew that millions could not keep their policies. Many feel this was a bait and switch for campaign purposes.

I can keep my insurance plan, but will have to pay taxes on my plan, pay more taxes for other people since I am rich.

[Mindful, RN]

Obama administration knew millions could not keep their health insurance - Investigations

Basically the Obama administration knew that millions could not keep their policies. Many feel this was a bait and switch for campaign purposes.

I can keep my insurance plan, but will have to pay taxes on my plan, pay more taxes for other people since I am rich.

oh please... insurance companys and the GOP are to blame...

[lamazeteacher]

That was not an optimistic or a credible post!

First of all, I don't know where you have come up with the opinion that "Obamacare" has failed. It isn't even in place yet! It looks like you've gone to too many "tea parties"!

The enrollment process had glitches, one of which may be about calculating peoples premiums and up front payments (deductible). The latter may be what your present insurance company has. The insurance companies have been escalating consumer costs wildly, hoping to scare people with their costs. However that's what is sending them to ObamaCare, and then decrying it before it even gets started.

As a senior on Medicare for the past 9 years, I've had to pay ridiculously high amounts for medications I've taken for 30 years! (Like $10./ dose) for 2 of them!), and not having either would be fatal! I've hemorrhaged twice from gastric ulcers caused by taking Aleve, and the only proton pump inhibitor that works for me, cost that much before Medicare D's deductible kicked in.

Fortunately there's a program within Medicare that covers medications without a premium, called "Extra help", for which you must be indigent, which I am now. The cost of my divorce is much greater than I had been led to believe.. since the "mood" of family courts these days is to eschew lifelong spousal support - even when said spouse is well able to afford the payments provided in that court's final decree judgment!

As most of you should realize now, 401Ks aren't the pensions they were touted to be!

When you support Obamacare, it will turn out to be a solution to a very bad medical system that allowed hugely inflated hospital bills, doctors' fees and insurance premiums, as well as "double dipping" pharmaceutical companies. It took a very long time to get this far, to at least have a plan that's not predicated on profits for big businesses. To scratch this and start over, could mean that you'll not see any progress toward affordable healthcare in your or your children's lifetimes!

We can't afford to wait (literally) People are dying prematurely due to the (hopefully) past faulty practices! NOW IS THE TIME FOR THE MIDDLE CLASS TO SAY, "ENOUGH!" TO PREVAILING AVARICE IN THE HEALTHCARE INDUSTRY.

[Esme12, ASN, BSN, RN]

My 401K, my life's savings, tanked with the economy. The rest of it went supporting my family while I FOUGHT for SSDI because of a debilitating auto-immune disorder....which by the way is something I paid into my entire life.

I have stayed on my husbands insurance for years to keep the hospital out of my personal business for I have lost jobs over my illness becasue they KNEW I would become disabled....the government will be the same.... in my personal business, where they have no business... to control things.

I am not a Tea Party enthusiast...just because I don't like the ACA (which is over a 1,000 pages long and needed to be passed to "find out what is in it) doesn't place me any political party.

Like everything else...time will tell.

[Esme12, ASN, BSN, RN]

Medicare only kicks in for young people once all their money has been spent, and they are in dire financial circumstances.

I'd like to know how you came up with that high premium for Obamacare, if you're making an average nurse salary, and what insurance you have presently. Your post looks faulty, to me!

I wonder why you'd want to mislead us.....

Not that it is anyone's business...and I rarely speak of it....I do not have a nurses salary any more. That stopped over night for me when I became ill. But you called me out....I will answer.

I became disabled with a rare auto-immune disorder, dermatomyositis, that decided to accompany my MS (which I was doing well with) and now they are throwing around Lupus as I continue to decline. I am wheelchair bound and can walk only about a foot without assistance.

I looked at the website, that of course, lead to my state and I looked up family coverage that I could "afford" if my husbands employer decided to stop supplying insurance...he does work for a small company.

To have a plan that is comparable to mine, and lying my husband is a smoker (yes he should quit but that is another thread as well) the premium as $2,798.00/month (at least $1,300.00 more than we pay now which includes dental and eye....the ACA did not) with a deductible of $4,000.00/year. I have a $1,000.00 deductible now.

We do NOT qualify for assistance because he simply makes "too much money" but that does not mean we aren't REALLY struggling day to day with 2 teenagers...one to college next year and the other to follow the year after next. My families life has completely turned upside down over night and all because of me. No one knows what burdens another carries.

To get a monthly payment we could "afford" the deductible jumped to $10,800.00 and change. The basic bronze plan was a deductible of $12,800.00 and change. With a deductible that high...it doesn't help me. I can't afford $12,000 dollars a year to pay anyone whether or not I need help. One of my drugs costs about that per month if not per bottle of IVIG. Sure I'd jump through the deductible quickly IF they would even approve for me to have it....which they probably wouldn't. Certainly not on the "cheaper" plan. Getting approval for these drugs is selling one's soul to the devil...but that is another thread.

It is not that medicare kicks in after your money has run out (even thought your money is usually gone in living expenses trying to get SSDI) ....if you have been disabled with a certified disability and have received benefits for 2 years you and certain dependents qualify for medicare.....regardless of age.

You can qualify for medicare with certain illness right away...like ALS.

I have mislead no one.

.

[monkeybug]

A family living "paycheck to paycheck" is going to get a substantial subsidy and won't pay anywhere near that price, unless you consider $90,000 a year to be "paycheck to paycheck".

A family living paycheck to paycheck is going to get a subsidy? Wrong. Wrong. Wrong. And quite an assumption. Families making $90,000 can still have huge expenses, and I'm not referring to annual trips to Disney and houses in gated communities. I'm talking about costs related to special needs kids, health costs, and the costs of daily living, among other things.

[monkeybug]

This is not a free market.

I wish there was an option to like 1,000 times for this post.

[monkeybug]

I think the Affordable Care Act, was well intentioned but badly carried out.

I honestly don't think this is the case. That vile man knew he was lying every time he said that we could keep our policies. And the proof of his knowledge is not coming from Rush Limbaugh and Glen Beck, it's coming from the mainstream media who usually champion his every move. That in itself shows how egregious the lie was. I'm sick of hearing people say, "Well, yeah, he didn't tell the truth, but you are getting something better!" or "It's those evil insurance companies doing it." A law was passed (the law of the land as that jerk keeps saying) and then key provisions were changed after its passage (no more grandfathering of policies) so that people would be forced on the exchanges. He knew it was an absolute untruth, and he stood in front of millions of people and lied to them numerous times. I really don't think this was an honest mistake based on good intentions, it was a power play, by any means necessary.